John Hancock Vitality - 2019-12-27 - Terms and Conditions

To participate in Found Money promotions, you must have an Acorns Invest Account in good standing.

Promotion: Participation in this promotion with Acorns Grows Incorporated for life insurance products offered by John Hancock Life Insurance Company (U.S.A.) (“John Hancock”) through licensed representatives of CPS Insurance Services (“CPS”).

Contribution from Acorns: Five dollars ($5) in Found Money. Contributions to your Acorns Invest account will only be made in connection with your successful completion of the first page of the John Hancock Vitality eApplication as described in detail under Eligible Transaction below.

Eligible Transaction: To successfully complete the first page of the John Hancock Vitality eApplication you must click on the John Hancock Vitality link at the Acorns website or within the Acorns App, provide valid contact information including all the information necessary and click on “See Your Quote,” select a quote and click on “Apply Now” and complete the first page of the eApplication and click on “Continue.” There is no obligation to make a purchase with John Hancock or CPS. The Eligible Transaction is not an application for insurance.

Limitations: You are only eligible for one (1) contribution with respect to this promotion. Limited to individuals who are at least 18 years of age. Subject to the Terms and Conditions, Privacy Policy and Program Agreement of Acorns and/or its subsidiaries and subject to these John Hancock, Acorns and CPS Terms and Conditions. This Promotion is not available to individuals residing in New York and North Dakota. Use with other promotions, discounts, gift cards, and/or coupons may disqualify you from receiving a Found Money reward for this partner. If you visit other sites before completing your purchase or activate other cash back/reward sites or browser extensions, your purchase might be associated with a service other than Acorns and you may be ineligible for a Found Money reward on your purchase. Use of ad-blocking or cookie-blocking software or device settings can prevent Acorns from recognizing your purchase(s) and as a result can make you ineligible for Found Money.

Promotion Period: This Promotion is only available for Quotes that are successfully completed between midnight (Pacific Time) on April 10, 2018 and midnight (Pacific Time) on February 16, 2020. Acorns may, from time to time, end, extend, shorten, or otherwise modify such time period by posting changes at its website or within the Acorns mobile application.

Notification and Posting: You will typically be notified within 3-7 business days of successfully completing an eligible transaction, and contributions to your Acorns Invest Account will typically be posted within 120 days thereafter.

 Acorns is not a party to and makes no warranties regarding any purchase from or transaction with the Partner, and as such shall not be liable in connection with any dispute, faulty or defective merchandise or other issues that may arise in connection with any such purchase or transaction. While it is intended that contributions to your Acorns Invest Account be completed within 120 days from the date of the eligible transaction, delays may occur and neither Acorns, nor the Partner will be liable in connection with any such delay. You will be notified via e-mail, through the Acorns mobile application or via other means within 3-7 business days hours of successfully completing an eligible transaction included within this promotion, however Acorns will not be liable in the event any such notice is not timely sent or received. Eligibility to participate in certain promotions may require the allowance of cookies on the applicable mobile or desktop device, and may also require other device settings as determined by Acorns from time to time. Contributions from Partner may be available on the Acorns Google Chrome browser extension. In order to earn contributions from Partner by utilizing the Acorns Google Chrome browser extension, you must install the extension to your Google Chrome desktop browser, available here. You may also be required to disable any ad blocking or private browsing in your browser settings to receive certain Found Money offers.

To the extent an Acorns customer believes that they are entitled to a reward that has not been contributed to such customer’s Acorns Invest account, such customer must notify Acorns within 60 days from the applicable transaction date by either sending an email to or completing and submitting a support request at Acorns will, upon timely receipt of any such notice, investigate such support request, and Acorns’ decision in respect of such matter shall be final and binding.

Acorns and John Hancock shall be entitled to terminate or cancel all or any portion of this or any other promotion at any time by either providing email notice to its customers or posting such cancellation or termination notice at its website or within its mobile application.

Advisory services are offered by Acorns Advisers, LLC, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured. Investing involves risk and investments may lose value. Please consider your objectives and Acorns Advisers’ fees before investing. Past performance is not a guarantee of future results. “Acorns”, the Acorns logo, “Invest the Change” and “Found Money” are registered trademarks of Acorns Grow Incorporated. Copyright © 2020 Acorns and/or its affiliates.

Acorns Grow Incorporated refers consumers seeking life insurance to CPS Insurance Services (“CPS”), a licensed and appointed representative of John Hancock Life Insurance Company (U.S.A.) ("John Hancock"). John Hancock is not affiliated with Acorns.

The Vitality logo and other identifying marks are registered trademarks of Vitality Group

International, Inc. and its affiliates. Copyright © 2020 Vitality Group International, Inc. All rights reserved.

All John Hancock trademarks are owned by John Hancock Life Insurance Co. (U.S.A.)