Ladder_Early_Email_20211116 - 2021-11-12 - Terms and Conditions

To participate in Acorns Early promotions, you must have an Acorns Invest Account in good standing. Must be an Acorns Family subscriber in order to be eligible for this offer.

Partner: Ladder

Contribution: $10 for each eligible transaction that has been completed with Partner.

Eligible Transaction: Receive a quote from Partner by clicking the Partner link in the Acorns email and immediately completing the verification process.

Limitations: This promotion is only valid for new customers of Partner. Customers are only eligible for one (1) contribution with respect to this promotion. This promotion is not eligible in the following states: Alaska, Delaware, Iowa, Louisiana, Maine, Mississippi, Montana, New Hampshire, New Mexico, New York, Pennsylvania, Virginia, Washington and West Virginia. This promotion is only available for users who convert through the email.

Promotion Period:  You must successfully complete the eligible transaction after midnight (Pacific Time) on November 16, 2021.  Acorns may, from time to time at its sole discretion, end, extend, shorten, or otherwise modify such time period by posting changes at its website or within the Acorns app. 

Notification and Posting:  You will typically be notified within 3-7 business days of successfully completing an eligible transaction, and contributions to your Acorns Invest Account will typically be posted within 120 days thereafter.

Acorns is not a party to and makes no warranties regarding any purchase from or transaction with the Partner, and as such shall not be liable in connection with any dispute, faulty or defective merchandise or other issues that may arise in connection with any such purchase or transaction.  While it is intended that contributions to your Acorns Invest Account be completed within 120 days from the last date on which any item included within an eligible transaction is able to be returned to the Partner in accordance with the Partner’s standard return policy, delays may occur and neither Acorns nor the Partner will be liable in connection with any such delay.  You will be notified via e-mail, through the Acorns mobile application or via other means within 3-7 business days hours of successfully completing an eligible transaction included within this promotion, however Acorns will not be liable in the event any such notice is not timely sent or received.  Eligibility to participate in certain promotions may require the allowance of cookies on the applicable mobile or desktop device, and may also require other device settings as determined by Acorns from time to time. You may also be required to disable any ad blocking or private browsing in your browser settings to receive certain Acorns Earn offers.

To the extent an Acorns customer believes that they are entitled to a reward that has not been contributed to such customer’s Acorns Invest Account, such customer must notify Acorns within 60 days from the applicable transaction date by either sending an email to support@acorns.com or completing and submitting a support request at https://www.acorns.com/support/contact.  Acorns will, upon timely receipt of any such notice, investigate such support request, and Acorns’ decision in respect of such matter shall be final and binding. 

Acorns shall be entitled to terminate or cancel all or any portion of this or any other promotion at any time by either providing email notice to its customers or posting such cancellation or termination notice at its website or within its mobile application. In addition, Acorns reserves the right to reject or void all or any portion of a contribution under this or any other promotion at any time if Acorns suspects the claim to that contribution was obtained or made fraudulently, unlawfully, in a transaction or manner that otherwise lacks a legitimate purpose, or otherwise in violation of these terms. Once an Acorns Invest account is closed, all pending rewards that have not yet been invested will be forfeited and cancelled.

Advisory services are offered by Acorns Advisers, LLC, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured. Investing involves risk and investments may lose value. Please consider your objectives and Acorns Advisers’ fees before investing. Past performance is not a guarantee of future results. “Acorns”, the Acorns logo, “Invest the Change” and “Found Money” are registered trademarks of Acorns Grow Incorporated. Copyright © 2021 Acorns and/or its affiliates.

Ladder Insurance Services, LLC (Cal. license # 0K22568; Ark. license # 3000140372) offers term life insurance policies: (i) in New York, on behalf of Allianz Life Insurance Company of New York, New York, NY (policy form # MN-26); and (ii) in all other states and the District of Columbia on behalf of Allianz Life Insurance Company of North America, Minneapolis, MN (policy form # ICC20P-AZ100 and # P-AZ100). Only Allianz Life Insurance Company of New York is authorized to issue life insurance in the state of New York. Insurance policy prices, coverages, features, terms, benefits, exclusions, limitations and available discounts vary among these insurers and are subject to qualifications. Each insurer is solely responsible for any claims and has financial responsibility for its own products.

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