LendingClub_20180227 - 2018-10-19 - Terms and Conditions

To participate in Found Money promotions, you must have an Acorns Invest Account in good standing.

Partner: LendingClub

Contribution: $50 for each personal loan funded through the Partner with a loan amount greater than or equal to $5,000

Eligible Transaction: Customer must click the Partner link in the Acorns app, register for an account, submit the online application and receive a funded loan with a loan amount greater than or equal to $5,000 to be eligible.

Limitations: Individuals who receive a funded loan with a loan amount of $1,000 to $4,999 are not eligible for this promotion. This offer is not available to residents of Iowa. Use with other promotions, discounts, gift cards, and/or coupons may disqualify you from receiving a Found Money reward for this partner. If you visit other sites before completing your purchase or activate other cash back/reward sites or browser extensions, your purchase might be associated with a service other than Acorns and you may be ineligible for a Found Money reward on your purchase. Use of ad-blocking or cookie-blocking software or device settings can prevent Acorns from recognizing your purchase(s) and as a result can make you ineligible for Found Money.

Promotion Period: You must successfully complete the eligible transaction after midnight (Pacific Time) on October 19, 2017. Acorns may, from time to time at its sole discretion, end, shorten, or otherwise modify such time period by posting changes at its website or within the Acorns app.

Notification and Posting: You will typically be notified within 3-7 business days of successfully completing an eligible transaction, and contributions to your Acorns Invest Account will typically be posted within 120 days thereafter.

Acorns is not a party to and makes no warranties regarding any purchase from or transaction with the Partner, and as such shall not be liable in connection with any dispute, faulty or defective merchandise or other issues that may arise in connection with any such purchase or transaction. While it is intended that contributions to your Acorns Invest Account be completed within 120 days from the last date on which any item included within an eligible transaction is able to be returned to the Partner in accordance with the Partner’s standard return policy, delays may occur and neither Acorns nor the Partner will be liable in connection with any such delay. You will be notified via e-mail, through the Acorns mobile application or via other means within 3-7 business days hours of successfully completing an eligible transaction included within this promotion, however Acorns will not be liable in the event any such notice is not timely sent or received. Eligibility to participate in certain promotions may require the allowance of cookies on the applicable mobile or desktop device, and may also require other device settings as determined by Acorns from time to time. Contributions from Partner may be available on the Acorns Google Chrome browser extension. In order to earn contributions from Partner by utilizing the Acorns Google Chrome browser extension, you must install the extension to your Google Chrome desktop browser, available here. You may also be required to disable any ad blocking or private browsing in your browser settings to receive certain Found Money offers.

To the extent an Acorns customer believes that they are entitled to a reward that has not been contributed to such customer’s Acorns Invest Account, such customer must notify Acorns within 60 days from the applicable transaction date by either sending an email to support@acorns.com or completing and submitting a support request at https://www.acorns.com/support/contact. Acorns will, upon timely receipt of any such notice, investigate such support request, and Acorns’ decision in respect of such matter shall be final and binding.
Acorns shall be entitled to terminate or cancel all or any portion of this or any other promotion at any time by either providing email notice to its customers or posting such cancellation or termination notice at its website or within its mobile application. In addition, Acorns reserves the right to reject or void all or any portion of a contribution under this or any other promotion at any time if Acorns suspects the claim to that contribution was obtained or made fraudulently, unlawfully, in a transaction or manner that otherwise lacks a legitimate purpose, or otherwise in violation of these terms.

Advisory services are offered by Acorns Advisers, LLC, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured. Investing involves risk and investments may lose value. Please consider your objectives and Acorns Advisers’ fees before investing. Past performance is not a guarantee of future results. “Acorns”, the Acorns logo, “Invest the Change” and “Found Money” are registered trademarks of Acorns Grow Incorporated. Copyright © 2018 Acorns and/or its affiliates.

All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. The APR ranges from 6.95% to 35.89%*. The origination fee ranges from 1% to 6% of the original principal balance and is deducted from your loan proceeds. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at the time of application. The average origination fee is 5.49% as of Q1 2017. In Georgia, the minimum loan amount is $3,025. In Massachusetts, the minimum loan amount is $6,025 if your APR is greater than 12%. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the www.lendingclub.com website. All loans via LendingClub have a minimum repayment term of 36 months. Borrower must be a U.S. citizen, permanent resident or be in the United States on a valid long term visa and at least 18 years old. Valid bank account and Social Security number are required. Equal Housing Lender. All loans are subject to credit approval. LendingClub’s physical address is: LendingClub, 71 Stevenson Street, Suite 1000, San Francisco, CA 94105.
†Per reviews collected and authenticated by Bazaarvoice in compliance with the Bazaarvoice Authentication Requirements, supported by anti-fraud technology and human analysis. All reviews can be reviewed at reviews.lendingclub.com

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