Participation in this promotion with Old Navy, an affiliate of Gap Inc. (the “Partner”) is (i) limited to individuals who have opened and currently maintain in good standing an Acorns Invest account, and (ii) subject to the Terms and Conditions, Privacy Policy and Program Agreement of Acorns Grow, Inc. and/or its subsidiaries. Contributions to your Acorns Invest account will only be made in connection with purchases from or transactions with the Partner (x) consummated by clicking the Partner link designated by Acorns within its mobile application which are thereafter immediately completed on the same mobile device from which such link was originally clicked, (y) using a valid credit or debit card that has previously been properly linked to your Acorns Invest account, and (z) that are successfully completed between midnight (Pacific Standard Time) on March 8th, 2017 and midnight (Pacific Standard Time) on January 1st, 2020 (provided that Acorns may, from time to time in its sole discretion, shorten, extend or otherwise modify such time period by posting such changes at its website or within the Acorns mobile application). Contributions will be equal to 2% of the purchase price, not including taxes, fees or shipping and handling charges, for each eligible purchase (as described above) that has been paid in full and not returned, but (1) shall in no event exceed $40 in total per month, and (2) no contributions will be owing or made to your Acorns Invest account for any otherwise eligible purchases beyond such $40 monthly threshold reached. Purchases of gift cards are not eligible for this promotion. While it is intended that contributions to your Acorns Invest account be completed within 120 days from the last date on which any item included within an eligible order is able to be returned to the Partner in accordance with the Partner’s standard return policy, delays may occur and neither Acorns nor the Partner will be liable in connection with any such delay. You will be notified via e-mail, through the Acorns mobile application or via other means within 72 hours of successfully completing a purchase included within this promotion, however Acorns will not be liable in the event any such notice is not timely sent or received. Acorns is not a party to and makes no warranties regarding any purchase from or transaction with the Partner, and as such shall not be liable in connection with any dispute, faulty or defective merchandise or other issues that may arise in connection with any such purchase or transaction. To the extent an Acorns customer believes that they are entitled to a reward that has not been contributed to such customer’s Acorns Invest account, such customer must notify Acorns within 60 days from the applicable transaction date by either sending an email to support@acorns.com or completing and submitting a support request at https://www.acorns.com/support/contact. Acorns will, upon timely receipt of any such notice, investigate such support request, and Acorns’ decision in respect of such matter shall be final and binding. Eligibility to participate in certain promotions may require the allowance of cookies on the applicable mobile or desktop device, and may also require other device settings as determined by Acorns from time to time. Acorns shall be entitled to terminate or cancel all or any portion of this or any other promotion at any time by either providing email notice to its customers or posting such cancellation or termination notice at its website or within its mobile application. In addition, Acorns reserves the right to reject or void all or any portion of a contribution under this or any other promotion at any time if Acorns suspects the claim to that contribution was obtained or made fraudulently, unlawfully, in a transaction or manner that otherwise lacks a legitimate purpose, or otherwise in violation of these terms. Advisory services are offered by Acorns Advisers, LLC, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured. Investing involves risk and investments may lose value. Please consider your objectives and Acorns Advisers’ fees before investing. Past performance is not a guarantee of future results. “Acorns”, the Acorns logo, “Invest the Change” and “Found Money” are registered trademarks of Acorns Grow, Inc. Copyright © 2017 Acorns and/or its affiliates.