Invest in the background of life with Acorns, and get a $5 $10 bonus investment!

In under 3 minutes, start investing spare change, saving for retirement, earning more, spending smarter, and more. Invest with as little as $5.
Get my $10 bonus

Here's how:

1. Set up your Acorns account in under 3 minutes

2. Make your first investment in your future ($5 minimum) - get your $10 bonus

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The average Acorns customer invests $166 within 4 months just by rounding up spare change!
Note: Acorns is not a savings account. Please see disclosures at bottom of page.

Here's how:

1. Set up your Acorns account in under 3 minutes

2. Make your first investment in your future ($5 minimum) - get your $10 bonus

The promoter directing you to this page will receive cash compensation of up to $150 if you open an Acorns account and make your first deposit. Compensation provides an incentive to positively endorse Acorns and therefore opinions within the material may be biased. For a larger representative sample, refer to reviews of Acorns available online and on public review forums such as the Apple App Store and Google Play Store. You will not incur any additional costs for being referred to Acorns by the promoter. Acorns and the promoter are not under common ownership or otherwise related entities. The promoter may advertise Acorns investment advisory services and may offer independent analysis and reviews of Acorns.
Acorns benefits
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Invest spare change from everyday purchases in an expert-built, diversified portfolio recommended for you
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Easy, automated way to invest for retirement
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Checking account that automatically invests for you
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Get paid 2 days early
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Earn bonus investments as you shop at 14,000 brands and refer friends
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Smart money tips and tricks
Get my $10 bonus
Easily invest in your future
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Invest at your own pace
No minimums. Invest spare change, set daily/weekly/monthly contributions, or make one-time deposits when you have extra cash.
Smart portfolios
Access expert-built smart portfolios customized to your goals. Diversify through ETFs with exposure to over 7,000 stocks and bonds.
Focus on your growth
Use the power of compound returns to potentially grow your investments over time. Simply put: your money could make its own money. The earlier you start, the more you can grow!
Get my $10 bonus

© 2022 Acorns Grow Incorporated | Disclosures | Accessibility

This website is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor.  Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC registered broker-dealer and member FINRA/SIPC.   

Important Disclosures

Investing involves risk, including loss of principal.  Please consider, among other important factors, your investment objectives, risk tolerance and Acorns’ pricing before investing.  

Acorns reserves the right to restrict or revoke any and all offers at any time.

Round-Ups® are transferred from your linked funding source (checking account) to your Acorns Invest account, where the funds are invested into a portfolio of selected ETFs. If you do not maintain an adequate amount of funds in your funding source sufficient to cover your Round-Ups® investment, you could incur overdraft fees with your financial institution.  Only purchases made with Round-Up accounts linked to your Acorns account with the feature activated are eligible for the Round- Ups® feature. Round-Up investments from your funding source, will be processed when your Pending Round-Ups® reach or exceed $5.  

Acorns Checking Real-Time Round-Ups™ invests small amounts of money from purchases made using an Acorns Checking account into the client’s Acorns Investment account.  Requires both an active Acorns Checking account and an Acorns Investment account in good standing.  Real-Time Round-Ups® accrue instantly for investment during the next trading window.

A properly suggested portfolio recommendation is dependent upon current and accurate financial and risk profiles. Clients who have experienced changes to their goals, financial circumstances or investment objectives, or who wish to modify their portfolio recommendation, should promptly update their information in the Acorns app or through the website. 

Acorns Earn provides subscribers access to shop with our partners and earn bonus investments into your Acorns Invest portfolios when purchasing items from the partner brands.  Acorns Earn rewards investments are made by Acorns Grow, Incorporated into your Acorns Invest account through a partnership Acorns Grow maintains with each Acorns Earn partner.

Acorns Subscription Fees are assessed based on the tier of services in which you are enrolled.  Acorns does not charge transactional fees, commissions or fees based on assets for accounts under $1 million. 

Acorns is not a bank.  Acorns Pay, LLC offers an Acorns Checking deposit account, FDIC insured up to $250,000.  Banking services are provided by Lincoln Savings Bank or nbkc bank, Members FDIC.  Acorns Visa™ debit cards and banking services are issued by Lincoln Savings Bank or nbkc bank.  Acorns Checking clients are not charged overdraft fees, maintenance fees, or ATM fees for cash withdrawals from in-network ATMs.  Please see your Acorns Subscription Center or Account Statements for a description of the fees you pay to Acorns for its services.  

The ETFs comprising the portfolios charge fees and expenses that will reduce a client’s return. Investors should consider the investment objectives, risks, charges and expenses of the funds carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus. Please read each prospectus carefully before investing.

Acorns does not provide access to invest directly in Bitcoin. Bitcoin exposure is provided through the ETF BITO, which invests in Bitcoin futures. This is considered a high-risk investment given the speculative and volatile nature. Investments in Bitcoin ETFs may not be appropriate for all investors and should only be utilized by those who understand and accept those risks. Investors seeking direct exposure to the price of bitcoin should consider a different investment.  

The ESG (Environmental, social, and governance) investment strategies limit the types and number of investment opportunities available, as a result, the portfolio may underperform others that do not have an ESG focus. Companies selected for inclusion in the portfolio may not exhibit positive or favorable ESG characteristics at all times and may shift into and out of favor depending on market and economic conditions.  Environmental criteria considers how a company performs as a steward of nature. Social criteria examine how it manages relationships with employees, suppliers, customers, and the communities where it operates. Governance deals with a company’s leadership, executive pay, audits, internal controls, and shareholder rights.

It is not possible to invest directly in an index.  Past performance is no guarantee of future results.   

Compounding is the process in which an asset’s earning from either capital gains or interest are reinvested to generate additional earnings over time.  It does not ensure positive performance nor does it protect against loss.  Acorns clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices.  

Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal.  

Any hypothetical performance shown is for illustrative purposes only. Such results do not represent actual results and do not take into consideration economic or market factors which can impact performance. Actual clients may achieve investment results materially different from the results portrayed. 

App rating references the all-time star rating received in Google Play and Apple App Store.

Acorns, Round-Ups®, Real-Time Round-Ups™, Invest the Change and the Acorns logo are registered trademarks of Acorns Grow Incorporated. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

For additional important risks, disclosures and information, please visit https://www.acorns.com/terms/



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