Under 18 years old? We’ve got a special card just for you!
MrBeast and Acorns designed a GoHenry card just for you. GoHenry is a smart debit card that helps teens and kids earn, save, spend, and learn about money.

And now we’ve got 5 customizable cards designed with MrBeast! Sign up now to get first dibs, plus a $20 allowance bonus from MrBeast and Acorns.
T&Cs apply. The GoHenry card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
Image of the GoHenry Acorns card Image of the GoHenry Acorns card
Mighty doesn’t happen overnight Mighty doesn’t happen overnight
Mighty doesn’t happen overnight
Mighty takes time and consistency. Invest a little here, save a little there. And by growing little by little, you could get to where you want to be. That’s why we’ve partnered with Dwayne Johnson to design the Mighty Oak card12.

A debit card that helps you save and invest — simply by using it.

A debit card that puts investing at the center of your money.

A debit card that gives your money a chance to grow.

Us
A financial wellness system
Them
Traditional banking
why Acorns?
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Two of the highest APYs available
Earn 3.00% APY on Checking and 5.00% APY on Emergency Fund — over 6x the national savings account APY average1
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Paycheck split
Automatically invest a piece of every paycheck
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Tungsten metal card
Limited edition Mighty Oak Visa™ debit card, laser-engraved
with your signature
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Early Payday
Get paid up to 2 days early
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Real-Time Round-Ups®
Invest regularly with just your spare change
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Investing
Easy, automated investing for your future and your family’s future
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No hidden fees — ever
No minimum balance.
No overdraft fees on your Acorns account.
55,000+ fee-free ATMs within the AllPoint network.
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Emergency Fund
Automatically set money aside for those “rainy days”
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All-digital banking
Checking account, mobile check deposit, and digital checks
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Security above all
FDIC-insured up to $250,000 and multi-factor authentication11
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i1 : similar offering from 3 out of 10 traditional banks

Comparison of Acorns subscription features versus the top 10 banks based on asset size. Data provided by Federal Reserve Statistical Release: Largest Commercial Banks as of June 30, 2022.

Put in the work

Investment reps - Investment reps - Investment reps - Investment reps - Investment reps - Investment reps - Investment reps - Investment reps -

Financial wellness can be established one investment rep at a time.
Grow your <br class="hide-on-mobile"/>money faster Grow your <br class="hide-on-mobile"/>money faster
Grow your
money faster
Two of the highest APYs available
Annual percentage yield (APY) means how much interest you can earn on your money each year. With the Mighty Oak debit card, you'll unlock APYs that far exceed national averages: 3.00% APY on Checking and 5.00% APY on Emergency Fund1. That means for every $1,000 you deposit, you’ll get $30 a year in Checking, or $50 a year in Emergency Fund.
Swipe. Invest. Repeat.
Real-Time Round-Ups®
Activate Real-Time Round-Ups® to instantly invest your spare change each time you make a purchase with your premium, tungsten metal Mighty Oak debit card. It’s an easy way to turn investing into a daily habit.
Swipe. Invest. Repeat. Swipe. Invest. Repeat.
Make your paycheck work for you Make your paycheck work for you
Make your paycheck work for you
Paycheck split
It’s hard to save if you’ve already spent. When you set up direct deposit with Acorns, you can get ahead of it by investing a piece of your paycheck each time you get paid.
Get investment rewards while you shop
Bonus investments with Acorns Earn
Shop at over 15,000+ top brands and earn bonus investments each time you make a purchase.
Get investment rewards while you shop Get investment rewards while you shop
What is Acorns?
COMPOUND INTEREST CALCULATOR

See your potential

Use the Acorns compound interest calculator to see how your money could potentially grow over time with the power of compounding.
$XX,XX5

The chart shows an estimate of how much an investment could grow over time based on the initial deposit, contribution schedule, time horizon, and interest rate specified.  Changes in those variables can affect the outcome.  Reset the calculator using different figures to show different scenarios.  Results do not predict the investment performance of any Acorns portfolio and do not take into consideration economic or market factors which can impact performance.

Frequently asked

How do I get a GoHenry card designed with MrBeast?

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To get a GoHenry card designed with MrBeast, you can start by signing up for GoHenry. Here's how to sign up for GoHenry: 

  • You can sign up for GoHenry on its own, here

  • You can sign up for GoHenry through the Acorns app (included with an Acorns Premium subscription)

We'll walk you through the sign-up process. When it’s time to select your child’s card, you can choose 1 of the 5 GoHenry cards designed with MrBeast.



How long do I have to get $20 from Acorns?

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You can get a $20 bonus investment from Acorns if you sign up for the Mighty Oak debit card and make an investment on or before 12/31/2024. 

How do I get the $20 bonus?

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Step 1: Sign up for the Mighty Oak Debit Card

Step 2: Successfully deposit money into your Mighty Oak Card Checking account, or $5 into your Acorns Invest account

Step 3: Once your transaction is processed, we’ll add your $20 bonus investment to your Invest account by the 15th of the following month. 

When will I get my $20 bonus?

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Once you add at least $5 to your new Acorns checking account, add at least $5 to your Invest account, or make your first Recurring Investment of at least $5, we’ll add your $20 bonus investment to your Invest account by the 15th of the following month.

Why didn’t I get my $20 bonus?

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There are a few reasons why you might not have received your $20 bonus yet.

1. You didn’t complete your Mighty Oak debit card registration.
2. You haven’t verified your linked bank account.
3. You haven’t added at least $5 to your new Acorns checking account, added at least $5 to your Invest account, or made your first Recurring Investment of at least $5.
4. You added money to one of your accounts in between payout periods. For example, if you transferred money into your Checking account on the first of a month, you won’t get your $20 bonus until the 15th of the following month.

Why is Acorns teaming up with MrBeast?

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MrBeast and Acorns have one major thing in common — we’re both driven to help as many people as we can. And since not everyone can be in one of MrBeast’s massive giveaway videos, we figured that a debit card that helps you grow your money was the next best way to help people build a better future for themselves.

1. Comparisons are based on the national average Annual Percentage Yields (APY) published in the FDIC National Rates and Rate Caps as of October 16, 2023. As of January 13, 2024, Mighty Oak Checking Annual Percentage Yield (APY) is 3.00% and Emergency Fund APY is 5.00%. APY is variable and subject to change at our discretion, without prior notice. No minimum opening deposit or minimum balance required. Acorns is not a bank. Acorns Visa™ debit cards and banking services are issued and provided by Lincoln Savings Bank or nbkc bank, Members FDIC, to Acorns Checking account holders that are U.S. residents over the age of eighteen (18). 



2. To be eligible for this offer, you must meet the following criteria: You must be a first-time Acorns customer and have an account in good standing at all times between signup and the date the bonus is invested is made to your Acorns Invest Account. You must make a successful deposit (minimum of $5) within the first 5 days of the month following the month in which your Acorns account was verified. Qualifying deposits can be made into either your Invest or Checking accounts. Bonuses will be invested into your account within 5 weeks of meeting offer qualifications. 



3. Over 13 million all-time customers and almost $20 billion invested since inception as of 2014. App Store rating as of January 2024.



4. Acorns Checking Real-Time Round-Ups® invests small amounts of money from purchases made using an Acorns Checking account into the client’s Acorns Investment account. Requires both an active Acorns Checking account and an Acorns Investment account. Real-Time Round-Ups® investments accrue instantly for investment during the next trading window. Real-Time Round-Ups® investments from Acorns Checking accounts will be processed on an ongoing basis if the Round-Ups setting is set to automatic.



5. For more information on Acorns Mighty Paycheck Sweepstakes Official Rules including Terms and Conditions please visit acorns.com/mightypaychecksweepstakes. 



6. Acorns is not a bank. Acorns Visa™ debit cards and banking services are issued and provided by Lincoln Savings Bank or nbkc bank. GoHenry Inc. The GoHenry card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. T&Cs apply. For more information visit Acorns.com.



7. Paycheck Split is a feature of Acorns Checking that automatically allocates a portion of your direct deposit into Invest, Later, Early accounts.



8. Acorns Invest is an individual investment account which invests in a portfolio of ETFs (exchange-traded funds) recommended to clients based on their investor profile.



9. Acorns Earn provides subscribers access to shop with partners to earn promotional bonus investments into your Acorns Invest account. These bonus investments are made by Acorns Grow, Inc. into your Acorns Invest account through a partnership Acorns Grow maintains with each Acorns Earn partner.



10. Investing involves risk, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns' fees before investing. Acorns Advisers, LLC is an SEC-registered investment adviser. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC. Member FINRA/SIPC.

11. Any balances you hold with Lincoln Savings Bank or nbkc bank, including but not limited to those balances held in Acorns Checking accounts are added together and are insured up to $250,000 per depositor through Lincoln Savings Bank or nbkc bank, Members FDIC. If you have funds jointly owned, these funds would be separately insured for up to $250,000 for each joint account owner. Lincoln Savings Bank or nbkc bank utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Acorns Checking accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). For a complete list of other depository institutions where funds may be placed, please visit https://www.cambr.com/bank-list. Balances moved to network banks are eligible for FDIC insurance once the funds arrive at a network bank. To learn more about pass-through deposit insurance applicable to your account, please see the Account Documentation. Additional information on FDIC insurance can be found at https://www.fdic.gov/resources/deposit-insurance/.

12. Acorns is not a bank. Acorns Visa™ debit cards are issued by Lincoln Savings Bank or nbkc bank, Members FDIC for Acorns Checking account holders.

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