a special offer for you

Start investing with $40 on us

New to investing? You’re not alone. Acorns makes it easy for Pathways to Graduation students to start investing automatically, even with small amounts.

Plus, we’ll invest $40 in your Invest account when you make a Recurring Investment.
Get my $40 bonus
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How to get your $40 bonus investment:
1
Tap the link above and set up your Acorns account — it only takes 5 minutes!
2
Set up a Recurring Investment of $5 or more.
3
You get $40 in your Invest account!
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$40 bonus investment offer limited to first-time Acorns clients (min $3/mo) who (1) enroll at https://www.acorns.com/P2G/; (2) open an Acorns User Account; (3) open an Acorns Invest Account; and (4) set up and deposit a recurring investment of $5 or more into their Invest Account within 7 days of sign up. Legal U.S. residents 18+ only. See full terms and conditions here. Limited time offer. Acorns reserves the right to restrict, revoke, or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Bonus investments are made at the sole discretion of Acorns. Bonus is typically paid within 10 days of the following month, after making your first successful Recurring Investment.

Compound Interest Calculator

See your potential

Fill in our compound interest calculator with an amount you’d be comfortable contributing regularly to see how much the power of time can help your money grow.
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Illustration of the power of compounding based on initial deposit, contribution schedule, time horizon, and rate of return specified. Changes in those variables can affect the outcome. Reset the calculator using different figures to show different scenarios. Does not include Acorns’ monthly subscription fees (min $3/mo), which would reduce account returns over time, or other deposits or withdrawals. Results do not predict or represent the performance of any Acorns portfolio and do not take into consideration economic or market factors which can impact performance. Investment results will vary. No guarantee investment return will achieve 8% or any annual returns.

YOUR FINANCIAL WELLNESS SYSTEM

Why Acorns - Why Acorns - Why Acorns - Why Acorns - Why Acorns - Why Acorns - Why Acorns - Why Acorns - Why Acorns - Why Acorns -

Investing for wherever you are in life — all in one app
Money tools for every stage of life

Investing as a beginner? Planning for retirement? Saving for your kids? Wherever you are on your money journey, Acorns’ financial wellness tools can help you reach your goals. 

Money tools for every stage of life
Easy and automatic saving and investing
Easy and automatic saving and investing

No confusing charts or investing tools. Just choose an amount, set a schedule, and we’ll automatically save and invest your money for you. You can even get started with just your spare change!

All-in-one money app

Acorns brings checking, savings, investing, and retirement together into one simple app. So everything you need for your money is in one place — easy, seamless, and always in your control.

All-in-one money app
Invest wisely, not wildly
Invest wisely, not wildly

It takes more than money to grow — money skills matter, too. That’s why Acorns combines expert-built, diversified ETF investment portfolios with educational tools to help you with your long-term goals.

Security as strong as oak

From day one, your money and investments are secured with bank-level encryption, SIPC protection up to $500,000, and industry-standard security. No hidden fees, real-time alerts, and 24/7 support. 

Security as strong as oak
show your potential
“My Acorns Invest account was a huge lifesaver. Now, I’m working on building another nest egg.”
Lou Caltabiano, acorns customer
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show your potential
Customer received $5,000, which provides incentive to recommend Acorns and therefore all opinions within material may be biased.
Testimonials not representative of all customers and are not guarantees of future performance or success.
show your potential
“I never thought I could afford to invest until I found Acorns.”
Taryn Thompson, acorns customer
Image of an Acorns Testimonial
show your potential
Customer received $5,000, which provides incentive to recommend Acorns and therefore all opinions within material may be biased.
Testimonials not representative of all customers and are not guarantees of future performance or success.
show your potential
"I felt way behind and I wasn't sure where to start. But Acorns gave me an easy way in."
Marissa LeBarron, acorns customer
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show your potential
Customer received $5,000, which provides incentive to recommend Acorns and therefore all opinions within material may be biased.
Testimonials not representative of all customers and are not guarantees of future performance or success.
show your potential
"I'm using my kids' Acorns Early cards to show them that money isn't just for spending. It's a tool. I want them to understand ownership, investing, and how to make their money work for them."
Naseema McElroy, acorns Early customer
Image of an Acorns Testimonial
show your potential
Customer received $15,000, which provides incentive to recommend Acorns and therefore all opinions within material may be biased.
Testimonials not representative of all customers and are not guarantees of future performance or success.
show your potential
“I’m investing with Acorns to build back my retirement [account]. I love what I do, I just don’t want to do it forever.”
Kristie Harford, acorns customer
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show your potential
Customer received $5,000, which provides incentive to recommend Acorns and therefore all opinions within material may be biased.
Testimonials not representative of all customers and are not guarantees of future performance or success.
show your potential
“I like using my own money because I know I worked hard for it.”
Mila Young, acorns Early customer
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show your potential
Customer received $5,000, which provides incentive to recommend Acorns and therefore all opinions within material may be biased.
Testimonials not representative of all customers and are not guarantees of future performance or success.
show your potential
“My wife and I are using Acorns to invest in a new legacy — one that’s filled with brighter days.”
SHAWN PERDUE, acorns customer
Image of an Acorns Testimonial
show your potential
Customer received $5,000, which provides incentive to recommend Acorns and therefore all opinions within material may be biased.
Testimonials not representative of all customers and are not guarantees of future performance or success.
show your potential
“I’m not just investing for myself, but for my children and grandchildren. Every contribution I make is a step toward generational stability.”
Chiane Hall, acorns customer
Image of an Acorns Testimonial
show your potential
Customer received $5,000, which provides incentive to recommend Acorns and therefore all opinions within material may be biased.
Testimonials not representative of all customers and are not guarantees of future performance or success.
show your potential
“We started investing with Acorns Early Invest to give our kids a head start. They’ll still have to work hard. But maybe they can worry a little less.”
Rachel Young, acorns customer
Image of an Acorns Testimonial
show your potential
Customer received $5,000, which provides incentive to recommend Acorns and therefore all opinions within material may be biased.
Testimonials not representative of all customers and are not guarantees of future performance or success.

© 2026 Acorns

Welcome to the Acorns site, operated by Acorns Advisers, LLC (‘Acorns’). Sign up bonus is exclusively for new customers who have not previously opened an Investment Account. Account approval is contingent on verification and approval pursuant to regulatory requirements. Acorns is only offered to US-residents who are 18 years of age or older. Acorns reserves the right to restrict or revoke this promotional offer at any time and without notice.

Important Risk Disclosures

Investing involves risk including the loss of principal. Please consider your objectives, risk tolerance, and Acorns' fees before investing.

Acorns is only available to US citizens or other lawful residents who are currently located in the United States. You must be 18 or older to sign up for an Acorns account.

Acorns does not provide tax or legal advice, you should consult with a tax or legal professional to address your particular situation.

Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principle. Compounding is the process in which an asset's earnings are reinvested to generate additional earnings over time. It does not ensure positive performance nor does it protect against loss. Acorns clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices. 

Round-Ups® are transferred from your linked funding source to your Acorns Invest account, where the funds are invested into a portfolio of selected ETFs. If you do not maintain an adequate amount of funds in your funding source sufficient to cover your Round-Ups® investment, you could incur overdraft fees with your financial institution. Round-Up investments from an external account, will be processed when your Pending Round-Ups reach or exceed $5.

Acorns Invest is an individual investment account. Acorns Later is an Individual Retirement Account (either Traditional, ROTH or SEP IRA) selected for clients based on their answers to a suitability questionnaire. Invest and Later recommend a portfolio of ETFs (exchange traded funds) to clients, please note that a properly suggested portfolio recommendation is dependent upon current and accurate financial and risk profiles.

Acorns Early Invest is a UTMA/UGMA investment account managed by an adult custodian until the minor beneficiary comes of age, at which point they assume control of the account. Early Invest accounts are automatically placed in an aggressive portfolio. Money in a custodial account is the property of the minor.

Acorns is not a bank. Acorns Visa™ debit cards and banking services are issued by Lincoln Savings Bank or nbkc bank, members FDIC. Acorns Checking clients are not charged overdraft fees, maintenance fees, or ATM fees for cash withdrawals from in-network ATMs. 

Acorns Earn provides subscribers access to shop with our partners and earn bonus investments into your Acorns Invest portfolios when purchasing items from the partner brands. Acorns Earn rewards investments are made by Acorns Grow, Inc. into your Acorns Invest account through a partnership Acorns Grow maintains with each Acorns Earn partner. 

Over 14 million all-time customers since inception as of 8/18/2025. App store star rating as of 8/19/2025. Over $30 billion invested since inception as of 2/13/2026.

Investment advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. For more information, visit acorns.com/disclosures/.

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