No investing knowledge needed.

It’s never too soon to invest in your future! Acorns wants to help you start growing your oak with a $10 bonus investment for all students.

Here's how:

1. Verify your identity via

2. Set up your Acorns account in under 3 minutes

3. Make your first investment in your future ($5 minimum) - get your $10 bonus


*Please allow up to 10 days into the following month for your bonus to be applied to your Acorns account.

Image of users using Acorns and student_pm
The average Acorns customer invests $166 within 4 months just by rounding up spare change!
Note: Acorns is not a savings account. Please see disclosures at bottom of page.

Here's how:

1. Verify your identity via

2. Set up your Acorns account in under 3 minutes

3. Make your first investment in your future ($5 minimum) - get your $10 bonus


*Please allow up to 10 days into the following month for your bonus to be applied to your Acorns account.

Investment products ∙ Not FDIC insured ∙ No bank guarantee ∙ May lose value

Important Disclosures

Welcome to the Acorns site, operated by Acorns Advisers, LLC ('Acorns'). To be eligible for this offer, you must meet the following criteria: You must be a first-time Acorns customer and have an account in good standing at all times between signup and the date the bonus is invested is made to your Acorns Invest Account. You must make a successful investment (minimum of $5) within the first 5 days of the month following the month  in which your Acorns account was verified. Bonuses will be invested into your account within 5 weeks of meeting offer qualifications. Acorns is only offered to US-residents who are 18 years of age or older. Acorns reserves the right to restrict or revoke this promotional offer at any time and without notice.

More information about Acorns Advisers is available in the wrap fee program brochure, and our customer relationship summary.

© 2024 Acorns

Important Risk Disclosures

Investing involves risk, including loss of principal.  Please consider, among other important factors, your investment objectives, risk tolerance and Acorns’ pricing before investing.  Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC

Round-Ups® investments are transferred from your linked funding source (checking account) to your Acorns Invest account, where the funds are invested into a portfolio of selected ETFs. If you do not maintain an adequate amount of funds in your funding source sufficient to cover your Round-Ups® investments, you could incur overdraft fees with your financial institution.  Only purchases made with accounts linked to your Acorns account with the Round-Ups® feature activated are eligible for the Round- Ups® investment. Investments from your funding source will be processed when your Pending Round-Ups® investments total or exceed $5.  

Acorns Checking Real-Time Round-Ups® invests small amounts of money from purchases made using an Acorns Checking account into the client’s Acorns Investment account.  Requires both an active Acorns Checking account and an Acorns Investment account in good standing.  Real-Time Round-Ups® investments accrue instantly for investment during the next trading window.

A properly suggested portfolio recommendation is dependent upon current and accurate financial and risk profiles. Clients who have experienced changes to their goals, financial circumstances or investment objectives, or who wish to modify their portfolio recommendation, should promptly update their information in the Acorns app or through the website. 

Acorns Earn provides subscribers access to shop with our partners and earn bonus investments into your Acorns Invest portfolios when purchasing items from the partner brands.  Acorns Earn rewards investments are made by Acorns Grow, Incorporated into your Acorns Invest account through a partnership Acorns Grow maintains with each Acorns Earn partner.

Acorns Subscription Fees are assessed based on the tier of services in which you are enrolled.  Acorns does not charge transactional fees, commissions or fees based on assets for accounts under $1 million. 

Acorns is not a bank. Acorns Visa™ debit cards and banking services are issued by Lincoln Savings Bank or nbkc bank, members FDIC. Acorns Checking clients are not charged overdraft fees, maintenance fees, or ATM fees for cash withdrawals from in-network ATMs. Please see your Acorns Subscription Center or Account Statements for a description of the fees you pay to Acorns for its services. Any balances you hold with Lincoln Savings Bank or nbkc bank, including but not limited to those balances held in Acorns Checking accounts are added together and are insured up to $250,000 per depositor through Lincoln Savings Bank or nbkc bank, Members FDIC. If you have funds jointly owned, these funds would be separately insured for up to $250,000 for each joint account owner. Lincoln Savings Bank or nbkc bank utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Acorns Checking accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). For a complete list of other depository institutions where funds may be placed, please visit Balances moved to network banks are eligible for FDIC insurance once the funds arrive at a network bank. To learn more about pass-through deposit insurance applicable to your account, please see the Account Documentation. Additional information on FDIC insurance can be found at 

The ETFs comprising the portfolios charge fees and expenses that will reduce a client’s return. Investors should consider the investment objectives, risks, charges and expenses of the funds carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus. Please read each prospectus carefully before investing.

Invest, an individual investment account which invests in a portfolio of ETFs (exchange traded funds) recommended to clients based on their investment objectives, time horizon, and risk tolerance.  

Later, an Individual Retirement Account (either Traditional, ROTH or SEP IRA) selected for clients based on their answers to a suitability questionnaire.  Please consult your tax advisor with any questions.

Early, is a UTMA/UGMA investment account managed by an adult custodian until the minor beneficiary comes of age, at which point they assume control of the account.  Money in a custodial account is the property of the minor.  

Compounding is the process in which an asset’s earning from either capital gains or interest are reinvested to generate additional earnings over time.  It does not ensure positive performance nor does it protect against loss.  Acorns clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices.   

Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal.   

The average Acorns investor, with a verified and active account, has invested $166 between 1/1/21 and 4/30/21 using the Round-Ups® feature. Individual results will vary and averages only take into account the Round-Ups® investments themselves and do not reflect the impact investment volatility will have on overall performance. 

‘Save and Invest’ refers to a client’s ability to utilize the Acorns Roundups® investment feature to seamlessly invest small amounts of money from purchases using an Acorns investment account.

Acorns, Round-Ups® investments, Real-Time Round-Ups® investments, Invest the Change and the Acorns logo are registered trademarks of Acorns Grow Incorporated. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

For additional important risks, disclosures and information, please visit

© 2024 Acorns Grow Incorporated | Disclosures | Accessibility | Privacy Policy | Your Privacy Choices

Acorns Logo
Invest spare change
Get started Get the app