Legendary investor, Warren Buffett said, "The most important investment you can make is in yourself." We agree. IRAs can help you save for retirement without all of the tax implications of other types of investments. When you join Acorns Later, we'll help you determine the best course for you....

Yes. Acorns Later is an IRA, which stands for Individual Retirement Account. We’ll automatically select the right type of IRA for your lifestyle and goals, each offering distinct tax advantages and eligibility....

Acorns was founded on the principle, "From acorns mighty oaks do grow." Just as with our investment accounts, you can begin investing with just $5....

If you’re a new customer, you’ll be able to sign up for our most popular subscription tier, Acorns Personal. This includes Acorns Invest, Later, and Spend. Acorns is designed as a system that helps you save, invest, earn and grow the most when you use all of our automated tools tog...

Yes, you can withdraw your money at any time. Be aware that with any IRA, there are tax implications for early withdrawals or transfers before you retire. If you can, keep your funds invested for the long term.  From the mobile app or website, navigate to your Acorns Later account and tap...

Because 'retirement' doesn't mean what it used to for a lot of people. It used to be something you could count on — and when it came, you were going to pursue what you love. Today, many don't believe they will retire, and others are doing what they love now. So we’ll call it Acorns...

There are a few ways to contribute to your Acorns Later account. If you’d like to make a contribution, first make sure that your primary bank account, which we call your Funding Source, is linked to your Acorns Later account. Recurring ContributionsTo set up a Recurring Contribution...

Your portfolio is selected based on your age and the time until you reach “retirement age,” which is currently 59 ½ years old according to the IRS. Over time, this calculation naturally changes, so we automatically rebalance your investments. For example, as you grow closer ...

Yes, you can. Rolling existing plans over to Acorns Later is a good way to get the most out of our portfolio allocations. It’ll also consolidate your investment accounts and potentially save on management fees.If you're interested in rolling a plan into your Acorns Later account, contact our...

To close your Later account: For Mobile: After logging in to your account, tap the menu (avatar) in the upper left corner of the screen Tap "Settings" Tap "My Subscription" Tap "Close account" and we'll guide you through the process For Web: After logging in to your account, click on the me...

If you live in a community property state (Louisiana, Arizona, California, Texas, Washington, Idaho, Nevada, New Mexico, and Wisconsin) and you want to designate someone other than your spouse, you will need to have your spouse sign a notarized document. You can contact Acorns Support&nbs...

There are tax implications (generally a 10% penalty and possibly income taxes and other penalties) for early withdrawals from an IRA, but sometimes the IRS will waive a tax penalty for early withdrawals. We’ve listed some of the exceptions below. The IRS also talks about this here. Pleas...

IRA stands for Individual Retirement Account, and they have lots of tax advantages over traditional savings accounts. Acorns Later offers 3 IRAs - Traditional, Roth and SEP. When you open an Acorns Later IRA, we automatically select the right IRA plan for your lifestyle and goals. To learn mor...

The Later account is part of our Personal ($3/month) tier. When you sign up or upgrade your account, you will be able to set up the Later account if you are on a tier that offers it. Prior to May 20, 2020, Acorns offered a separate tier for just Invest and Later, but now is part of our Persona...

The Later account is part of our Personal ($3/month) tier. When you sign up or upgrade your account, you will be able to set up the Later account if you are on a tier that offers it. Prior to May 20, 2020, Acorns offered a separate tier for just Invest and Later, but now is part of our Persona...

We automatically select the right type of IRA for your lifestyle and goals, each offering distinct tax advantages and eligibility. If you would like to discuss changing your IRA type, please contact Acorns Support....

In order to cancel an Acorns Later pending contribution, please visit your Acorns Later  account and select “View All” under Recent Activity. From here, tap on the transaction that you would like to cancel and select the Cancel button in order to stop that transaction. Please ...

With any IRA, there are often tax implications for early withdrawals or transfers (generally a 10% penalty and possibly income taxes and/or other penalties). You can learn more about the specifics from the IRS website here.  To withdraw your Acorns Later funds, please follow these steps: ...

To have an Acorns Later account, you must have taxable United States income. This includes bonuses, side hustles, alimony and any other forms of taxable income. Without income that is taxable by the United States, you do not qualify for an Acorns Later IRA....

This is provided for informational purposes only. Acorns does not provide tax or legal advice. You should consult with a tax or legal professional to address your particular situation. To find out how much you’ve contributed to your Later account, log in here to your statements screen us...