Acorns Later is only available in the Personal ($3/month) or Family ($5/month) subscription tiers.

To open an Acorns Later Account, follow the below steps:

For Mobile:

1. After logging in to your account, tap the "Set up" button next to "Later starts today"
2. Tap "Next" 
3. Answer the survey questions
4. Once you finished, the application will recommend an IRA type that will best suit your financial goals. This recommendation takes your current financial profile, age, financial goals, etc. into account
5. Your Later Account is now open

For Web:

1. After logging in to your account, click on the "Set up" button below "Later starts today"
2. Click on "Next" 
3. Answer the survey questions
4. Once you finished, the application will recommend an IRA type that will best suit your financial goals. This recommendation takes your current financial profile, age, financial goals, etc. into account
5. Your Later Account is now open