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Fees FAQs

How do you make money?

Acorns is totally free to try. Once an account is opened, we charge only $1 per month for accounts with a balance under $5,000 or 0.25% per year (charged monthly and computed daily) for accounts with a balance of $5,000 and over. 

How does Acorns receive its fee?

The fee will be deducted from your Acorns account value automatically each month: Acorns will sell shares (or in most cases, fractional shares) from your account to cover the fee.

Are there early withdrawal fees?

There are no early, standard, or other withdrawal fees. It is always free to move money in and out of your Acorns account.

Will I be charged a fee if I have a $0 balance?

No, there are no fees on $0 balances.


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This website is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured and may lose value. Investing involves risk and investments may lose value. Please consider your objectives and Acorns pricing before investing. Past performance does not guarantee future results. Investment outcomes and projections are hypothetical in nature. Limited time offer. Rewards are in the form of a purchase of investments in your Acorns portfolio. Shares are purchased once your friend’s account is approved. To be eligible for the reward, the person you refer must use your personal invitation code when they sign up. Acorns reserves the right to restrict or revoke this offer at any time. "Acorns" and "Invest the Change" are registered trademarks of Acorns Grow, Inc.