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How do I activate my Spend card?

You will receive an in-app notification to activate your card when your Acorns Spend card is delivered. If you are unable to locate this notification, you can also activate your card here or by taking the steps below:


  1. From the Present Screen, tap "Spend Smarter"
  2. Tap the Gear icon in the top right
  3. Scroll down and tap "Activate Debit Card"
  4. Read the Terms & Conditions
  5. Once you have agreed to the Terms & Conditions, please hit Accept and Continue
  6. Input the last four digits of your card number, which you can find on the back of your Spend card, and hit "Set Debit Card Pin"
  7. Set your Pin, tap Card Features
  8. Retype your PIN for confirmation, tap Activate Debit Card
  9. Scroll through the various Spend features
  10. Tap Activate Debit Card
  11. Receive a success screen "Your Card is Activated!"
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