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How Do Round-Ups Work?

Great question!

Acorns Invest investors link Round-Up accounts to invest spare change automatically from everyday purchases. There is no limit to how many checking accounts, debit cards, and/or credit cards you can link as Round-Up accounts. Once you link Round-Up account(s), Acorns virtually rounds up your purchases to the next dollar, and invests that change.

As an example, if you buy groceries for $25.45, we’ll automatically round up $.55. When your Round-Ups across your linked accounts reach at least $5, we’ll transfer that amount from your Funding Source only. Remember, all Acorns investments are transferred from your one, Funding Source — even Round-Ups.

You can review and connect new Round-Up accounts by visiting Settings > Linked Cards.

To learn more about Round-Ups, feel free to watch the videos below:

1. How it Works
2. What are Round-Ups?
3. How To View Your Round-Ups History
4. How To Make Manual Round-Ups
5. How To View Your Round-Ups Summary

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This website is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Investing involves risk including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Acorns pricing before investing. Past performance does not guarantee or indicate future results. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns also offers an Acorns Spend deposit account. Acorns Spend accounts are FDIC insured up to $250,000. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC for Acorns Spend account holders. "Acorns" and "Invest the Change" are registered trademarks of Acorns Grow, Inc.