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How Do Round-Ups Work?

Great question!

Acorns Core investors link Round-Up accounts to invest spare change automatically from everyday purchases. There is no limit to how many checking accounts, debit cards, and/or credit cards you can link as Round-Up accounts. Once you link Round-Up account(s), Acorns virtually rounds up your purchases to the next dollar, and invests that change.

As an example, if you buy groceries for $25.45, we’ll automatically round up $.55. When your Round-Ups across your linked accounts reach at least $5, we’ll transfer that amount from your Funding Source only. Remember, all Acorns investments are transferred from your one, Funding Source — even Round-Ups.

You can review and connect new Round-Up accounts by visiting Settings > Linked Cards.

To learn more about Round-Ups, feel free to watch the videos below:

1. How it Works
2. What are Round-Ups?
3. How To View Your Round-Ups History
4. How To Make Manual Round-Ups
5. How To View Your Round-Ups Summary

This website is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured and may lose value. Investing involves risk and investments may lose value. Please consider your objectives and Acorns pricing before investing. Past performance does not guarantee future results. Investment outcomes and projections are hypothetical in nature. Limited time offer. Rewards are in the form of a purchase of investments in your Acorns portfolio. Shares are purchased once your friend’s account is approved. To be eligible for the reward, the person you refer must use your personal invitation code when they sign up. Acorns reserves the right to restrict or revoke this offer at any time. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. "Acorns" and "Invest the Change" are registered trademarks of Acorns Grow, Inc.