Feel free to ask us anything!

What's the difference between Automatic Round-Ups and Manual Round-Ups?

Automatic Round-Ups

Once you link an account to your Acorns Account, Acorns will round-up each transaction to the nearest dollar for each active Round-Ups account. Once the Round-Ups calculation accrues to $5 or more, Acorns will automatically initiate the investment into your Account from your primary checking account. 

 

To turn on/off Automatic Round-ups, please complete the following steps:

For Mobile:

  1. After logging in to your account, tap “Invest for your future”
  2. Tap "Round-Ups Settings"
  3. Toggle "Set to automatic" and tap "Save"

For Web:

  1. After logging in to your account, click on "Invest for your future"
  2. Click on "Round-Ups Settings"
  3. Toggle "Set to automatic" and click "Confirm" or "Turn off automatic"

Manual Round-Ups

You have the option to manage your Round-Ups manually which gives you control over which spare change amounts you’d like to invest. Please note: the manual Round-Ups will not be invested until at least $5 is selected.

To manage Round-Ups manually, your automatic Round-Ups must be turned OFF.

 

To turn on Manual Round-Ups, please complete the following steps:

 

For Mobile:

  1. After logging in to your account, tap “Invest for your future”
  2. Tap "Round-Ups Settings"
  3. Toggle off "Set to automatic"
  4. Confirm you want to turn off Automatic Round-Ups and tap "Save"

For Web:

  1. After logging in to your account, click on "Invest for your future"
  2. Click on "Round-Ups Settings"
  3. Toggle off "Set to automatic" and confirm you want to turn off Automatic Round-Ups

Once Round-Ups begin generating, you will need to determine which transactions you would like to be invested.

  1. After logging in to your account, tap "Invest for your future"
  2. Tap/Click on the "Round-Ups" bubble
  3. Scroll through your transactions and click the "+" next to the Round-Ups you would like to invest
  4. The Manual Round-Ups will not be invested until at least $5 is selected
Was this helpful?
Acorns Logo
Acorns
Over 9 million sign ups
Get started Get Acorns