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What's the difference between a Round-Up account and Funding Source?

Funding Source: The Funding Source is the checking account from which we transfer all of your Acorns investments, including Round-Ups. Even if you have credit cards linked for Round-Ups, once your Round-Ups across all of your linked accounts reach at least $5, we transfer the amount from your Funding Source only. And if you ever withdraw money from any of your Acorns accounts, we’ll deposit those funds into your Funding Source.

You can only choose one Funding Source, and we recommend selecting your primary checking account. Business accounts are not supported. You can review your Funding Source by going to Settings > Funding Source.

Round-Up Account(s): Acorns Core investors link Round-Up accounts to invest spare change automatically from everyday purchases. There is no limit to how many checking accounts, debit cards, and/or credit cards you can link as Round-Up accounts. Once your account(s) are linked, Acorns will virtually round up your purchases to the next dollar and invest that change.

As an example, if you buy groceries for $25.45, we’ll automatically round up $.55. When Round-Ups across your linked accounts reach at least $5, we’ll transfer that amount from your Funding Source only.

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This website is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Investing involves risk including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Acorns pricing before investing. Past performance does not guarantee or indicate future results. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns also offers an Acorns Spend deposit account. Acorns Spend accounts are FDIC protected up to $250,000. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC for Acorns Spend account holders. "Acorns" and "Invest the Change" are registered trademarks of Acorns Grow, Inc.