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Where does the money for Round-Ups come from?

Round-Ups are transferred from the checking account that you link to Acorns. If you link multiple credit or debit cards, then all of your Round-Ups will still come from only the linked checking account. This checking account is also the account that funds are sent back to when a withdrawal is requested. For example, if you spend $3.50 using your credit card then that $.50 will be transferred from your checking account into your Acorns account when the Round-Ups add up to at least $5.  You can see the account you have linked by going to Settings and selecting the Funding Source menu item.

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This website is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured and may lose value. Investing involves risk and investments may lose value. Please consider your objectives and Acorns pricing before investing. Past performance does not guarantee future results. Investment outcomes and projections are hypothetical in nature. Limited time offer. Rewards are in the form of a purchase of investments in your Acorns portfolio. Shares are purchased once your friend’s account is approved. To be eligible for the reward, the person you refer must use your personal invitation code when they sign up. Acorns reserves the right to restrict or revoke this offer at any time. "Acorns" and "Invest the Change" are registered trademarks of Acorns Grow, Inc.