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Do I need an Acorns Invest and Acorns Later account to have an Acorns Spend account?

To become an Acorns Spend customer, you need to have an Acorns Invest account. Acorns Invest and Acorns Later are included in the $3/month subscription price for Acorns Spend, but you do not need to fund those accounts or keep them open to remain an Acorns Spend customer.

Acorns works hardest for you when you use it as a system, so that each account can help you save, invest and earn in the background of life. We hope this helps you grow!

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This website is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Investing involves risk including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Acorns pricing before investing. Past performance does not guarantee or indicate future results. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns also offers an Acorns Spend deposit account. Acorns Spend accounts are FDIC insured up to $250,000. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC for Acorns Spend account holders. "Acorns" and "Invest the Change" are registered trademarks of Acorns Grow, Inc.