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Do I need an Acorns and Acorns Later account to have an Acorns Spend account?

To become an Acorns Spend customer, you need to have an Acorns account. Acorns and Acorns Later are included in the $3/month subscription price for Acorns Spend, but you do not need to fund those accounts or keep them open to remain an Acorns Spend customer.

Acorns works hardest for you when you use it as a system, so that each account can help you save, invest and earn in the background of life. We hope this helps you grow!

This website is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured and may lose value. Investing involves risk and investments may lose value. Please consider your objectives and Acorns pricing before investing. Past performance does not guarantee future results. Investment outcomes and projections are hypothetical in nature. Limited time offer. Rewards are in the form of a purchase of investments in your Acorns portfolio. Shares are purchased once your friend’s account is approved. To be eligible for the reward, the person you refer must use your personal invitation code when they sign up. Acorns reserves the right to restrict or revoke this offer at any time. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. "Acorns" and "Invest the Change" are registered trademarks of Acorns Grow, Inc.