How do I set up direct deposit?

You can set up direct deposit right from your Spend account!


To do so, please follow the steps below:

  1. Log in to your Acorns account and tap "Spend smarter"
  2. Tap the gear icon, in the upper right-hand corner of the screen, to access your settings
  3. Scroll down and tap "Direct Deposit"
  4. Tap "Get deposit form," fill in the necessary information and tap "Next"
  5. Add your signature and tap the arrow (mobile) or "Next" (web)
  6. Preview, then tap "Download deposit form" to download!


Once completed, submit this document to your HR or Payroll department to set up your direct deposit into Spend! Please note, it can take 1-2 payroll cycles for changes to take effect, so make sure to follow up with your HR or payroll department to check on the progress of your request.


Alternatively, you can directly set it up with your HR department. You will need to share your Spend account info with your HR or Payroll department:

  1. Your name: Please provide your full legal name on file with your Spend account
  2. Account type: If you’re asked to choose between savings and checking, please choose checking
  3. Your account number and routing number for Spend


You can find this info in your account. Log in to your Acorns account, go to your Spend account, then go to Account Details by tapping the gear icon in the upper right-hand corner of the screen.

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