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Overdraft fee?

There is no overdraft fee with Acorns Spend.

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What is Acorns Spend?
How can I sign up?
When will I get my debit card?
How much is Acorns Spend?
Will I receive a tracking number?
What verification will be used to sign up? Will there be a credit check?
What's included with Acorns Spend?
Will I be able to have multiple Acorns Spend accounts?
What fees and minimums are there?
What fees and minimums are there?
Do I need an Acorns Invest and Acorns Later account to have an Acorns Spend account?
Can I Withdraw Whenever I Want?
What if I want to cancel my order after I have placed it?
What if my address changes from the address I gave when I pre-ordered my card?
Why do I have to pay anything for Acorns Spend? Aren’t checking accounts free?
What is my actual bank as an Acorns Spend customer?
Will I be charged foreign transaction fees with my Acorns Debit Card?
Can I just have an Acorns Spend account?
How Do I Transfer funds between Spend & PayPal?
How do I activate my card?
How do I set my PIN?
How do I set up direct deposit?
How do I see my balance?
How can I see my monthly statement?
Can I send money instantly using Zelle, PayPal, etc.
Can I set up Bill Pay?
Where can I find my routing and account number?
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How do I update my PIN?
How do I dispute a charge?
How are my transactions verified?
How do I cancel a transaction?
How do I withdraw money from my account? Cash?
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Is there a limit to how much I can withdraw from an ATM?
Is there a limit to how much I can withdraw from an ATM?
Can I cash a check at the ATM? Can I deposit a check at the ATM?
Can I cash a check at the ATM? Can I deposit a check at the ATM?
Can I deposit cash into my Spend account by depositing the cash into a participating ATM?
Can I deposit cash into my Spend account by depositing the cash into a participating ATM?
Foreign fee?
I need to update my personal information. How does this work?
I want to open a Spend account, how do I do this?
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Account / Routing Information
How does Found Money affect my Spend account?
Where do my round ups go? Can I pick where my round ups go?
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Courtesy Pay?
Cashiers check?
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Can I order my own checkbook?
Legal requests?
How do I get notified if there is fraud?
How do I report fraud / unauthorized transactions?
How are investigations into potentially fraudulent activity carried out?
Can I return my card?
Can I set up Apple / Android Pay?
Is there a fee to replace my card? How many times can I replace my card?
I never got my card, what do I do?
Why did I receive a Spend debit card if I canceled my Spend account?
Can I view my FICO score?
Can I speak to someone about depositing a check?
How do I fund my Spend account?
How Do I Close My Spend Account?
Is there a limit to how many times I can go to an ATM?
Will I get charged by Acorns to check my balance at an out of network ATM?
Will I be charged for using an international ATM?
I just tried to take out cash at an out-of-network ATM but it was declined even though I had enough in my account. Why?

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This website is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC registered broker-dealer and member FINRA. Member of SIPC. Securities in your account protected up to $500,000. For details, please see https://www.sipc.org.

Important Disclosures: Investing involves risk, including loss of principal. Past performance does not guarantee or indicate future results. Please consider, among other important factors, your investment objectives, risk tolerance and Acorns pricing before investing. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal. It is not possible to invest directly in an index. Any hypothetical performance shown is for illustrative purposes only. Such results do not represent actual results and do not take into consideration economic or market factors which can impact performance. Actual clients may achieve investment results materially different from the results portrayed. Round Up investments are transferred from your linked funding source (checking account) to your Acorns Invest account, where the funds are invested into a portfolio of selected ETFs. Only purchases made with a funding source linked to your Acorns account with the feature active are eligible for Round Up investments. Please note that a properly suggested portfolio recommendation is dependent upon current and accurate financial and risk profiles. Clients who have experienced changes to their goals, financial circumstances or investment objectives, or who wish to modify their portfolio recommendation, should promptly update their information in the Acorns app or through the website. Actual Found Money rewards investments are made by Acorns Grow, Inc. into your Acorns Invest account through a partnership Acorns Grow maintains with each Found Money partner. Acorns Subscription Fees are assessed based on the tier of services in which you are enrolled. Acorns does not charge transactional fees, commissions or fees based on assets for accounts under $1 million. Acorns Spend clients are not charged overdraft fees, maintenance fees, or ATM fees for cash withdrawals from ATMs within the Allpoint Network. Please see your Acorns Subscription Center or Account Statements for a description of the fees you pay to Acorns for its services. Third Party Quotes shown may not be representative of the experience of Acorns customers and do not represent a guarantee of future performance or success. Please click on each testimonial to review the context from which this quote was taken. Acorns reserves the right to restrict or revoke any and all offers at any time.

Investors should consider the investment objectives, risks, charges and expenses of the funds carefully before investing. This and other information are contained in the Fund’s prospectus. Please read the prospectus carefully before you invest.

Acorns also offers an Acorns Spend deposit account. Acorns Spend accounts are FDIC insured up to $250,000. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC for Acorns Spend account holders. "Save and Invest" claim refers to a client's ability to utilize the Acorns Spend Instant Round-up feature to set aside small amounts of money from purchases made using an Acorns Spend account, and seamlessly investing those small amounts using an Acorns Investment account. Requires both an active Acorns Spend account and an Acorns Investment account in good standing. Instant Round-ups are accrued instantly for investment during the next trading window.

For additional important risks, disclosures and information, please visit https://www.acorns.com/terms/