We are committed to straightforward, predictable pricing with no surprise fees — just surprise upgrades. So Acorns Spend is $3/month, and includes Acorns and Acorns Later.

There are no overdraft, minimum balance, direct deposit minimums, or card replacement fees. Acorns Spend customers have and unlimited free or fee-reimbursed ATMs nationwide, meaning your ATM use is free, or we’ll reimburse your fee.

For just $3/month, you get the only checking account that saves, invests, and earns for you every time you spend, plus Acorns and Acorns Later.