Acorns Spend is the only checking account with a debit card that saves, invests and earns for you — and has Acorns Invest and Acorns Later built in. Here are a few of the features we’re excited to offer.

Technology & Design
The only debit card that saves, invests and earns for you — designed to look and feel as good as it works

Instantly Save & Invest
Real-Time Round-Ups, automatic retirement savings, custom Spend Strategies, and more…

Ease & Access
Digital direct deposit, mobile check deposit and check sending, free bank-to-bank transfers, and unlimited free or fee-reimbursed ATMs nationwide

Earn More Money
All the Earn Rewards that comes with Acorns

Spend Strategies
Easy, smart ways to save together while you spend

A Lot for a Little
No minimum balance or overdraft fees, and fee-reimbursed ATMs nationwide. Get Acorns + Acorns Later + Acorns Spend for just $3/month.

Grow Your Knowledge
From quick tips to original content, grow your money knowledge as you go

Total Protection
FDIC-protected checking account all the way up to $250,000, plus fraud protection and all-digital card lock