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Important Risk Disclosures
Investing involves risk including the loss of principal. Please consider your objectives, risk tolerance, and Acorns' fees before investing.
Acorns is only available to US citizens or other lawful residents who are currently located in the United States. You must be 18 or older to sign up for an Acorns account.
Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principle. Compounding is the process in which an asset's earnings are reinvested to generate additional earnings over time. It does not ensure positive performance nor does it protect against loss. Acorns clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices.
Automatic investing does not ensure a profit or protect against losses. It involves continuous investing regardless of fluctuating price levels.
Round-Ups® are transferred from your linked funding source to your Acorns Invest account, where the funds are invested into a portfolio of selected ETFs. If you do not maintain an adequate amount of funds in your funding source sufficient to cover your Round-Ups® investment, you could incur overdraft fees with your financial institution. Round-Up® investments from an external account, will be processed when your Pending Round-Ups® reach or exceed $5.
Acorns Invest is an individual investment account which invests in a portfolio of ETFs (Exchange-Traded Funds) recommended to customers based on their responses to the Acorns investor profile questionnaire.
The ETFs comprising the Acorns portfolios charge fees and expenses that will reduce a customer’s return. Investors should read each fund's prospectus and consider the investment objectives, risks, charges and expenses of the funds carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus.
Acorns Later is an Individual retirement account consisting of a Traditional, ROTH or a SEP IRA selected for customers based on investor profile questionnaire answers. Invest and Later recommend a portfolio of ETFs (exchange traded funds) to clients, please note that a properly suggested portfolio recommendation is dependent upon current and accurate financial and risk profiles.
Acorns is not a bank. Acorns Visa™ debit cards and banking services are issued by Lincoln Savings Bank or nbkc bank, members FDIC. Acorns Checking clients are not charged overdraft fees, maintenance fees, or ATM fees for cash withdrawals from in-network ATMs.
Your Potential is a tool which illustrates the power of compounding. Assumes daily contributions of $5, and an 8% hypothetical annual rate of return for 40 years. Subject to factors: customer's accounts, age & investment settings. Does not include Acorns monthly subscription fees (min S3/mo), which will reduce account returns over time, or other deposits or withdrawals. Results do not predict or represent the performance of any Acorns portfolio. Investment results will vary. No guarantee investment return will achieve 8% or any annual returns. Visit acorns.com for details.
Over 14 million all-time customers and over $30 billion invested since inception as of 2/6/26. App store star rating as of 8/18/2025.
Acorns Securities, LLC is a member of SIPC. Securities in the account are protected up to $500,000. For details, please see www.sipc.org. SIPC does not protect against market risk, which is the risk inherent in a fluctuating market.
Investment advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. For more information, visit acorns.com/disclosures/. Acorns does not provide tax or legal advice, you should consult with a tax or legal professional to address your particular situation.