a special offer for you

Get your $20
bonus investment

Acorns makes it easy to start saving and investing for your money goals — like your next big trip! Plus, sign up now and get a $20 bonus investment on us.
Claim your $20 bonus

How to get your $20 bonus investment:
1
Tap the link above and set up your Acorns account — it only takes a few minutes!
2
Make a Recurring Investment of $5 of more.
3
Get your $20 bonus!
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First Time Acorns Users may receive a $20 bonus investment in their Acorns Invest Account if, between 12:01 a.m. ET on 7/1/26 and 11:59 p.m. ET on 9/30/26, they: (1) receive and follow the targeted offer; (2) set up an Acorns user account; (3) open an Acorns Invest Account; and (4) set up and deposit a recurring investment of $5 or more.

Legal U.S. residents 18+ only. See full terms and conditions.

Limited time offer, valid through 11:59pm ET on 9/30/2026. Acorns reserves the right to restrict, revoke, or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Bonus investments are made at the sole discretion of Acorns.

New customers only. Paid advertisement. Promoter will receive lump-sum payments for providing this endorsement totaling $10,000. The promoter is not a customer of Acorns and there is no formal relationship or other association outside of this promotional arrangement. Compensation provides an incentive for the promoter to positively endorse Acorns and therefore all opinions within the material may be biased. For a larger representative sample, refer to reviews of Acorns available online and on public review forums such as the Apple App Store and Google Play Store. You will not incur any additional costs for being referred to Acorns by the promoter. Acorns and the promoter are not under common ownership or otherwise related entities.
A BETTER WAY TO INVEST

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Money tools for every stage of life

Investing as a beginner? Planning for retirement? Saving for your kids? Wherever you are on your money journey, Acorns’ financial wellness tools can help you reach your goals. 

Money tools for every stage of life
Easy and automatic saving and investing
Easy and automatic saving and investing

No confusing charts or investing tools. Just choose an amount, set a schedule, and we’ll automatically save and invest your money for you. You can even get started with just your spare change!

All-in-one money app

Acorns brings checking, savings, investing, and retirement together into one simple app. So everything you need for your money is in one place — easy, seamless, and always in your control.

All-in-one money app
Invest wisely, not wildly
Invest wisely, not wildly

It takes more than money to grow — money skills matter, too. That’s why Acorns combines expert-built, diversified ETF investment portfolios with educational tools to help you with your long-term goals.

Security as strong
as oak

From day one, your money and investments are secured, SIPC protection up to $500,000, with industry-standard security standards, real-time alerts, and 24/7 support. 

Security as strong<br class='hide-on-mobile' /> as oak

No hidden fees.
No commissions.

Compound Interest Calculator

See your potential

Fill in our compound interest calculator with an amount you’d be comfortable contributing regularly to see how much the power of time can help your money grow.
$
$
 years
Image of Acorn
%
$XX,XX5

Illustration of the power of compounding based on initial deposit, contribution schedule, time horizon, and annual rate of return specified. Changes to those variables will affect the outcome. Reset the calculator using different figures to show different scenarios. Does not include Acorns’ monthly subscription fees (min $3/mo), which would reduce returns over time, or other deposits or withdrawals. Results do not predict or represent the performance of any Acorns portfolio and do not take into consideration economic or market factors which can impact performance. Investment results will vary. No guarantee investment return will achieve 8% or any annual returns.

show your potential
“My Acorns Invest account was a huge lifesaver. Now, I’m working on building another nest egg.”
Lou Caltabiano, acorns customer
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show your potential
Customer received $5,000, which provides incentive to recommend Acorns and therefore all opinions within material may be biased.
Testimonials not representative of all customers and are not guarantees of future performance or success.
show your potential
“I never thought I could afford to invest until I found Acorns.”
Taryn Thompson, acorns customer
Image of an Acorns Testimonial
show your potential
Customer received $5,000, which provides incentive to recommend Acorns and therefore all opinions within material may be biased.
Testimonials not representative of all customers and are not guarantees of future performance or success.
show your potential
"I felt way behind and I wasn't sure where to start. But Acorns gave me an easy way in."
Marissa LeBarron, acorns customer
Image of an Acorns Testimonial
show your potential
Customer received $5,000, which provides incentive to recommend Acorns and therefore all opinions within material may be biased.
Testimonials not representative of all customers and are not guarantees of future performance or success.
show your potential
"I'm using my kids' Acorns Early cards to show them that money isn't just for spending. It's a tool. I want them to understand ownership, investing, and how to make their money work for them."
Naseema McElroy, acorns Early customer
Image of an Acorns Testimonial
show your potential
Customer received $15,000, which provides incentive to recommend Acorns and therefore all opinions within material may be biased.
Testimonials not representative of all customers and are not guarantees of future performance or success.
show your potential
“I’m investing with Acorns to build back my retirement [account]. I love what I do, I just don’t want to do it forever.”
Kristie Harford, acorns customer
Image of an Acorns Testimonial
show your potential
Customer received $5,000, which provides incentive to recommend Acorns and therefore all opinions within material may be biased.
Testimonials not representative of all customers and are not guarantees of future performance or success.
show your potential
“I like using my own money because I know I worked hard for it.”
Mila Young, acorns Early customer
Image of an Acorns Testimonial
show your potential
Customer received $5,000, which provides incentive to recommend Acorns and therefore all opinions within material may be biased.
Testimonials not representative of all customers and are not guarantees of future performance or success.
show your potential
“My wife and I are using Acorns to invest in a new legacy — one that’s filled with brighter days.”
SHAWN PERDUE, acorns customer
Image of an Acorns Testimonial
show your potential
Customer received $5,000, which provides incentive to recommend Acorns and therefore all opinions within material may be biased.
Testimonials not representative of all customers and are not guarantees of future performance or success.
show your potential
“I’m not just investing for myself, but for my children and grandchildren. Every contribution I make is a step toward generational stability.”
Chiane Hall, acorns customer
Image of an Acorns Testimonial
show your potential
Customer received $5,000, which provides incentive to recommend Acorns and therefore all opinions within material may be biased.
Testimonials not representative of all customers and are not guarantees of future performance or success.
show your potential
“We started investing with Acorns Early Invest to give our kids a head start. They’ll still have to work hard. But maybe they can worry a little less.”
Rachel Young, acorns customer
Image of an Acorns Testimonial
show your potential
Customer received $5,000, which provides incentive to recommend Acorns and therefore all opinions within material may be biased.
Testimonials not representative of all customers and are not guarantees of future performance or success.

© 2026 Acorns

Important Risk Disclosures

Limited time offer. Terms and conditions apply.

Investing involves risk including the loss of principal. Please consider your objectives, risk tolerance, and Acorns' fees before investing.

Acorns is only available to US citizens or other lawful residents who are currently located in the United States. You must be 18 or older to sign up for an Acorns account.

Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principle. Compounding is the process in which an asset's earnings are reinvested to generate additional earnings over time. It does not ensure positive performance nor does it protect against loss. Acorns clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices.

Round-Ups® are transferred from your linked funding source to your Acorns Invest account, where the funds are invested into a portfolio of selected ETFs. If you do not maintain an adequate amount of funds in your funding source sufficient to cover your Round-Ups® investment, you could incur overdraft fees with your financial institution. Round-Up® investments from an external account, will be processed when your Pending Round-Ups® reach or exceed $5.

Acorns Invest is an individual investment account.

The ETFs comprising the Acorns portfolios charge fees and expenses that will reduce a customer’s return. Investors should read each fund's prospectus and consider the investment objectives, risks, charges and expenses of the funds carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus.

Acorns Later is an Individual retirement account consisting of a Traditional, ROTH or a SEP IRA selected for customers based on investor profile questionnaire answers. Invest and Later recommend a portfolio of ETFs (exchange traded funds) to clients, please note that a properly suggested portfolio recommendation is dependent upon current and accurate financial and risk profiles.

Acorns Early Invest is an UTMA/UGMA investment account managed by an adult custodian until the minor beneficiary comes of age, at which point they assume control of the account. Early Invest accounts are automatically placed in an aggressive portfolio. Money in a custodial account is the property of the minor. 

Acorns is not a bank. Acorns Visa™ debit cards and banking services are issued by Lincoln Savings Bank or nbkc bank, members FDIC. Acorns Checking clients are not charged overdraft fees, maintenance fees, or ATM fees for cash withdrawals from in-network ATMs.

Acorns Earn provides subscribers access to shop with our partners and earn bonus investments into your Acorns Invest portfolios when purchasing items from the partner brands. Acorns Earn rewards investments are made by Acorns Grow, Inc. into your Acorns Invest account through a partnership Acorns Grow maintains with each Acorns Earn partner.  

Member of SIPC. Securities in your account protected up to $500,000. For details please see www.sipc.org. 

Over 14 million all-time customers and over $30 billion invested since inception as of 2/8/2026. App store star rating as of 12/2/24.

Investment advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. For more information, visit acorns.com/disclosures/. Acorns does not provide tax or legal advice, you should consult with a tax or legal professional to address your particular situation.

Your Potential is a tool which illustrates the power of compounding. Assumes daily contributions of $5, and an 8% hypothetical annual rate of return for 40 years. Subject to factors: customer's accounts, age & investment settings. Does not include Acorns monthly subscription fees (min S3/mo), which will reduce account returns over time, or other deposits or withdrawals. Results do not predict or represent the performance of any Acorns portfolio. Investment results will vary. No guarantee investment return will achieve 8% or any annual returns. Visit acorns.com for details.

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