How Does The Referral Program Work?

What are the current referral promotions? The Acorns Referral Program consists of limited-time promotional offerings.  Please review the offerings found on our referral promotion terms page to see which promotions are available to you under the Acorns Referral Program at the time you make referrals.


How does the “Invite Friends, Get $5” promotion work? When you refer friends to Acorns using your custom referral link, they must have their account approved and invest at least $5 in their new Acorns Invest account, we will invest a $5 “Thank You” bonus into your Acorns Invest account. 


We will also invest $5 into your friend’s Acorns Invest account as a welcome boost after they make their first investment. Click here for more information.


How Can I See How Many Referrals I Have? You can view how many referrals you have pending and completed from either the app or from our webpage view at Click here for more information.

Where is My $5 Referral Reward? In order to receive our $5 referral reward, the referee (person being referred) needs to meet all of the following requirements:

  1. Must use your referral link to sign up for an account;
  2. Must have their account approved; and 
  3. Must make a successful investment from their connected primary checking account (Investments take up to 5 business days to settle).

Please note, investments that are returned or charged back do not qualify as successful investments.

If you believe you have met the requirements above and have not received the $5 referral reward, please contact our support team.

Where is My Referral Promotion Bonus? In order to be eligible for our referral bonus, the requirements must be met for each one of the required number of friends you need to refer. You can find more information here.


Referral bonuses are paid out within 14 days once Acorns verifies all eligibility requirements have been met. 

For more information on our terms and conditions, please check out our Referral Promotion Terms.

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