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Ways to invest

Acorns Invest

The only micro-investing account that allows you to invest spare change. Set up in under 5 minutes and automatically add money to your diversified portfolio, built with help from a Nobel laureate. More than $1 billion invested already!

Acorns Later

The easiest way to save for retirement. We recommend an IRA that's right for you, then we update it regularly to match your goals. Get started in under a minute and join more than 250,000 Acorns Later investors.

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What's a portfolio?

Define "Portfolio"

A portfolio is a select combination of investments, often stocks or bonds that you own.

Stocks & Bonds

Stocks are shares of ownership in a business. Bonds are a debt investment where an investor loans money to a business or government for a defined period of time and interest rate.

How to Create a Portfolio

To create a portfolio, tell us your financial situation and goals. With those answers, Acorns will recommend you a mix of ETFs that will become your portfolio.

What am I investing in?

Exchange Traded Funds

ETFs for short, are made up of broad holdings of stocks or bonds. Often, these ETFs replicate an asset class or index like the S&P 500 or Dow Jones Industrial Average.

Asset Classes

Asset classes represent certain categories or classes of stocks or bonds. Each ETF represents an asset class in your portfolio ranging from Large Companies to Real Estate.

Find and read our ETF prospectuses here.

Diversification is Key

When you invest in several different asset classes, it helps to smooth out any bumps when the market changes.

Today's Top Companies

Every dollar you invest is automatically diversified over 7,000 stocks & bonds. This is all possible due to Fractional Share Ownership in our portfolio ETFs.

Our Portfolios

Conservative

Short Term Government Bonds
Ultra Short Term Corporate Bonds
Ultra Short Term Government Bonds

Moderately Conservative

Large Co. Stocks
Small Company Stocks
Real Estate Stocks
Government Bonds
Corporate Bonds
International Large Co. Stocks

Moderate

Large Co. Stocks
Small Company Stocks
Emerging Market Stocks
Real Estate Stocks
Government Bonds
Corporate Bonds
International Large Co. Stocks

Moderately Aggressive

Large Co. Stocks
Small Company Stocks
Emerging Market Stocks
Real Estate Stocks
Government Bonds
Corporate Bonds
International Large Co. Stocks

Aggressive

Large Co. Stocks
Small Company Stocks
Emerging Market Stocks
Real Estate Stocks
International Large Co. Stocks

Who made these?

Created by Pros

Acorns portfolios are developed with help from Nobel Prize-winning economist, Dr. Harry Markowitz.

Built from Experience

Every Acorns portfolio has been structured with ETFs from well-known investment management companies.

How is Acorns different?

Automatic Everything

Make automatic daily, weekly & monthly investments. Every purchase you make can become an investment with Round-Ups. When your portfolio moves with the market, we’ll rebalance it to stay on track.

As Easy as 1, 2, 3

No minimums. No trade fees. Only $1, $2, or $3 per month until you have $1 million invested. More here.

Help When You Need It

Our Support Team has advisors ready to help you navigate investing.

This website is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Investing involves risk including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Acorns pricing before investing. Past performance does not guarantee or indicate future results. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns also offers an Acorns Spend deposit account. Acorns Spend accounts are FDIC insured up to $250,000. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC for Acorns Spend account holders. "Acorns" and "Invest the Change" are registered trademarks of Acorns Grow, Inc.