Investment Account

Acorns Invest

Easy, automated investing, starting with spare change.

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Acorns Invest

See your potential

Check out our compound interest calculator to see just how much the power of time and compound interest can help your money grow.

The chart shows an estimate of how much an investment could grow over time based on the initial deposit, contribution schedule, time horizon, and interest rate specified.  Changes in those variables can affect the outcome.  Reset the calculator using different figures to show different scenarios.  Results do not predict the investment performance of any Acorns portfolio and do not take into consideration economic or market factors which can impact performance.

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Save and invest in the background of life
Acorns puts investing on autopilot. Sign up in minutes, we’ll recommend an investment portfolio for your money goals, and you can set automated investments starting with spare change.

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Invest your spare change with Round-Ups®
Purple Checkmark Link all of your credit or debit cards
Purple Checkmark We’ll set aside your spare change from every purchase
Purple Checkmark And invest the change once it reaches at least $5
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Invest your spare change with Round-Ups®
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Automatic Recurring Investments
Set your recurring investments and make a habit out of investing. Try $5 a day.
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Automatic Portfolio Rebalancing
We'll adjust your Base portfolio as needed to help keep your allocations on track with your long-term money goals.
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Automatic Dividend Reinvesting
If you receive dividends (payouts) from your investments, they are automatically reinvested.

Highly-rated ETFs

Acorns expert-built portfolios contain Exchange Traded Funds, or ETFs. They're like baskets of different investments, including stocks and/or bonds, and come with benefits like diversification, lower costs, and potential tax efficiency.
Read our ETF prospectuses
A diversified mix of stocks and bonds
Diversification means your investments are exposed to a broad range of stocks, bonds, or both — possibly over 7,000! This can help reduce your risk, compared to trading individual stocks.
A diversified mix of stocks and bonds
Invest in today’s top companies
Invest in today’s top companies
When you invest in Acorns ETF portfolios, there’s a good chance a portion of your investment is in some of the world’s largest and most successful companies, including names like Apple, Amazon, Google, and Berkshire Hathaway.

Mentions of individual top companies in reference to possible ETF holdings only, not as a recommendation to buy or sell any specific security.
Built by experts
Acorns diversified portfolios are built by experts and include ETFs managed by pros at the world’s top investment firms like Vanguard and BlackRock.
Built by experts
Security & Protection
Security & Protection
Acorns Invest, Later & Early accounts are SIPC-insured up to $500,000. SIPC does not protect against market risk, which is the risk inherent in a fluctuating market. For details, please visit

Diversified by us - Customized by you - Diversified by us - Customized by you - Diversified by us - Customized by you -

Give your money a chance to work as hard as you do

Harness the power of compounding
Your Potential is a hypothetical tool that illustrates, how factors such as Recurring Investments (amount and frequency), Round-Ups® investments, Smart Deposit investments, and compound returns may impact the long-term value of an Acorns Account. The tool uses a 6% hypothetical rate of return and hypothetical age range dependent on age band selected by the user. Compounding is the process in which an asset’s earnings are reinvested to generate additional earnings over time. Acorns clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices.
Harness the power of compounding
Money doesn’t grow on trees. But with compound returns, money can grow on itself. It’s a long-term investing principle foundational to how Acorns can work for you.
View your performance in real time
See how your portfolio is doing today or over time, and view your account value breakdown.
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Banking + investing all in one app
Claim a checking account with a debit card that automatically saves and invests for you.
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Frequently asked

Where is my money invested?

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How do I choose an Investment Portfolio?

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Acorns will recommend a portfolio for you based on your age, time horizon, income, goals, and risk tolerance. Our ETF portfolios range from aggressive (all stocks) to conservative (all bonds), with a mix in between. 


You may switch portfolios after registration without a charge or penalty from Acorns. However, changing portfolios with any investment account may cause a taxable event.

What should I consider when the market is down?

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Your Acorns portfolio is designed with the goal of weathering the stock market’s normal ups and downs. This is why your Acorns portfolio is diversified, or composed of lots of different things. When some things are down, others may be up, to help balance your performance over time.


Remember: The stock market can be volatile, but every U.S. market downturn in history has ended in an upturn. Past performance does not guarantee future results.


To learn more, check out the articles below.


What is Market Volatility

How to Invest in a Volatile Market

Investing in a Recession

What are ESG Portfolios?

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Acorns ESG portfolios are composed of Exchange Traded Funds (ETFs) that invest in companies rated for how they approach environmental, social, and governance issues. This is their Morgan Stanley Corporate International (MSCI) ESG rating. 


MSCI ESG ratings are a comprehensive measure of a company’s long-term commitment to socially responsible investments (SRI) and environmental, social and governance (ESG) investment standards. In particular, the MSCI ESG ratings focus on a company’s exposure to financially relevant ESG risks. 


To explore Acorns ESG portfolios, visit your Invest screen, tap Portfolio, and scroll to “Theme.”


Acorns helps you save & invest for the long-term

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