Acorns Early
Grow kids’ money skills
The smart money app and debit card for kids
Grow your kids’ money skills with Acorns Early — a smart money app and debit card that teaches them the value of money.
Get Acorns Early
Formerly GoHenry
Grow their money skills as they grow up
No matter what stage of their money journey your kids are on, Acorns Early is designed to grow with them. Younger ones start off with chores, allowance, and interactive learning courses. As they grow older, Acorns Early helps track their spending, budgeting, saving, and more — all with support and guidance from you along the way.
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Choose from 35+ customizable debit card designs
Why choose Acorns Early for kids?
From getting to grips with the digital economy to making their first budget, there are tons of reasons why parents choose Acorns Early for their kids. With a custom debit card, allowance and chores in the app, savings accounts, and parental controls, Acorns Early helps families manage money responsibly — together.
Allowance & chores app
Getting kids to do their chores couldn’t be easier. Just set up chores in the Acorns Early app, set a payment amount, and tick the chore off when it’s done!
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Savings account for kids
Acorns Early makes saving a habit by putting your kids in charge. Kids can use their app to easily set savings goals with target dates and an optional autosave feature.
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Parental controls
Get peace of mind with real-time notifications when your kids spend, set spending limits, and instantly block lost or stolen cards.
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Financial literacy
Help your kids grow their money skills with bite-sized financial lessons for kids and teens of all ages.
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Giftlinks and Relative accounts
Make birthdays and holidays easier on everyone by inviting friends and family to gift money to your kids.
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A kids' debit card built for their safety — and your confidence
Bank-level encryption
Chip and PIN-protected transactions
Acorns Early blocks unsafe spending categories
Secure PIN recovery in the app
FDIC-insured up to $250,000 through a partner bank
Zero Liability Protection by Mastercard®
Real-time spending notifications
Easily block and unblock cards
Spending, sending, giving, and more
Acorns Early is designed to help families learn about money together. Featuring personalized experiences for both parents and kids, it’s easy to stay in control.
Safe to spend
Parents set limits and help kids get to grips with their budget. There's no overdraft fees, and you can even block or unblock cards, too.
Send money in a snap
Set automatic allowance payments and transfer money in an instant.
Giving made easy
Set up donations to the Boys & Girls Club of America, or create a savings goal for a chosen charity.
Gifts and celebrations
Family and friends can send money straight to your kids' cards with Giftlinks and Relatives accounts.
Automatic chores and allowance
With Acorns Early, paying allowance is easy for you and fun for kids. Set an amount in the app, the day you want to pay, and their allowance arrives on their card weekly. Kids learn how to budget their money independently with cash on their card to spend, save, or gift.
To help kids learn about the power of earning, parents can set paid tasks in the app. As soon as kids tick them off, they'll automatically receive cash on their card. You'll also have the option to check tasks have been completed in-app before your child receives their money.
Get Acorns Early
To help kids learn about the power of earning, parents can set paid tasks in the app. As soon as kids tick them off, they'll automatically receive cash on their card. You'll also have the option to check tasks have been completed in-app before your child receives their money.
Pricing
$5/mo for 1 kid
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$10/mo for
2-4 kids
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2-4 kids
Frequently asked
What age is an Acorns Early debit card for?
Acorns Early (formerly GoHenry) is for kids ages 6-18. It’s a great way for them to learn the value of money. Acorns Early helps kids develop healthy earning, saving, budgeting, and spending habits that will last a lifetime. Ultimately, we know that every family has a different approach to money and learning — so it’s up to you when you feel your kid is ready to give Acorns Early a try.
How much is an Acorns Early kids debit card?
We charge one monthly subscription of just $5 per kid. For families with up to four kids, it's just $10 per month. You get access to all of the features of Acorns Early, including the kid's debit card, chore tracking, automatic allowance, parental controls, and more.
Where can you use Acorns Early debit cards?
Acorns Early debit cards can be used anywhere that Mastercard® is accepted. This includes online, in stores, and at ATMs.
Are kids' debit cards a good alternative to traditional bank cards and credit cards?
Acorns Early debit cards are for kids ages 6-18, which means kids under 18 can start learning about money before they are eligible for a traditional bank card and/or credit cards of their own. Plus, Acorns Early has features that traditional bank cards and credit cards might not have, such as instant transfers, chore tracking, and automatic allowances. And with real-time spend notifications, card locking, and spend category blocking, Acorns Early makes it easy for parents to stay in control.
Is Acorns Early included in an Acorns subscription?
Acorns Early is included in every Gold subscription. The Gold subscription also includes Acorns Early Invest, a flexible investment account for kids with a 1% match, Acorns Invest, an investment account with an expert-built, diversified portfolio, and Acorns Later, a retirement account with a 3% IRA match on new contributions, and much, much more!