Can I link a savings account as My Funding Source?

While it is possible to fund your account with a savings account, Acorns generally recommends the use of a checking account. Federal regulation limits the withdrawals from a savings account to six transactions per month. Utilizing the automatic Round-Up feature can reach this limit and incur a service charge from your bank. If you decide to use a savings account as your funding source, please note Acorns is not liable for any fees charged by your bank.

You may link the account of your choosing by following the steps below.

For Mobile:

  1. After logging in to your account, tap the menu (avatar) in the upper left corner of the screen

  2. Tap “Settings”

  3. Tap “Linked Accounts”

  4. Tap the three dot menu icon ("...") in the upper right corner

  5. Search for your bank and use your online banking credentials to link

  6. If your bank does not support online banking, tap the “Don’t see your bank” option

  7. Enter the routing number and account number for the account you want to fund your investments

For Web:

  1. After logging in to your account, click on the menu (avatar) in the upper right corner of the screen

  2. Click on "Profile & Settings"

  3. Click on "Linked Accounts"

  4. Click on "Change primary" in the upper right

  5. You may scroll through the list of banks or type the name in the search bar

  6. Enter your bank's online banking credentials

  7. If you cannot find your bank, click on "Link Manually"

  8. Enter the routing number and account number for the account you want to fund your investments

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