Round-Ups | Acorns

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What are Round-Ups?

A Round-Up is the virtual spare change captured from rounding up a transaction to the nearest dollar. When you link a credit or debit card to your Acorns account, we track the spare change from your transactions and make it available for you to invest. Your Round-Ups will be viewable right in ...
Why Do I Have to Verify My Checking Account?

Acorns requires verification of ownership of the funding source with micro deposits. In your checking account, the Acorns micro-deposits will be shown as two independent, sub-one dollar deposits made into your account. You will be prompted to enter these two small deposits into the application...
My Banking Username or Password Is Coming Back as Incorrect

Although the ‘Please Check Your Username and Password and Try Again' message typically indicates the login credentials provided were incorrect, this message can also be your bank’s way of letting us know that something went wrong. In order to troubleshoot this issue, please log dir...
What is 'MFA Not Supported'?

The ‘MFA Not Supported’ message generally indicates that your online banking may have security features enabled that Acorns does not currently support.While Acorns can’t make recommendations to change or disable security settings with your online banking account, these featur...
What does "Unable To Complete Request" mean?

For your security, Acorns allows a maximum number of attempts to link your Round-Up account to your Acorns account each day. The, “Unable to complete request,” message typically indicates that you have reached that limit. You should be able to try again 24 hours after your last att...
What's the difference between a Round-Up account and Funding Source?

Funding Source: The Funding Source is the checking account from which we transfer all of your Acorns investments, including Round-Ups. Even if you have credit cards linked for Round-Ups, once your Round-Ups across all of your linked accounts reach at least $5, we transfer the amount from your ...
Where does the money for Round-Ups come from?

Round-Ups are transferred from the checking account that you link to Acorns. If you link multiple credit or debit cards, then all of your Round-Ups will still come from only the linked checking account. This checking account is also the account that funds are sent back to when a withdrawal is ...
How Do I Set Automatic Round-Ups?

Round-Ups can be enabled using the following steps: For mobile users: 1. From the main menu, select Settings 2. Select Linked Cards3. Select the circle or slider next to Automatic Round-Ups to activate Round-Ups For web users:1. From the menu bar, select Invest2. Select Manage Round-Up Setting...
Can I still use round-ups without making them automatic?

Yes. If automatic round-ups are turned off, you can go to the “Round-ups” screen and manually select which round-ups you want to invest....
Is there a limit on the number of cards I can use for round-ups?

No. You can link as many cards as you like....
Will there be a Round-Up on even amounts of money?

Yes, even amounts will round up an entire dollar. However, you can change the amount that is rounded-up in these cases, to any amount from $0.00 to $1.00. To update this, navigate to the Linked Cards screen under Settings. Tap the gear icon in the top right corner, then drag the slider to chan...