Your security is our top priority, so we’re always looking for ways to better protect your information. Two-factor Authentication is a technology that can help keep your accounts and information secure, so we strongly recommend enabling it.  You may be using Two-factor Authenticatio

Acorns is available only to United States residents who are at least 18-years-old and have a valid social security number.

Acorns is available only to United States residents who are at least 18-years-old and have a valid social security number.

Investments may take 2-3 business days to process because we're only able to purchase shares of Exchange Traded Funds (ETFs) while the market is open. Random Deposit Verification (RDV) may be required for investments to be processed. Deposits in excess of $1000 may require additional conf

To update your personal email preferences, log in here and select the type of emails you’d like to receive. Like your bank, we have to send certain emails pertaining to account information, such as your statement, account activity, shareholder updates and proxy voting information. We ar

Found Money allows more than 300 leading brands to invest a set amount or a percentage of your purchase price directly into your Acorns Invest account when you spend with them.Found Money rewards are typically invested in your Invest account between 90 and 120 days after you make a purchase wi

This is provided for informational purposes only. Acorns does not provide tax or legal advice. You should consult with a tax or legal professional to address your particular situation. In general, when we earn money from our investments, Uncle Sam wants his cut, too—just like with the re

If you're ready to start investing again with Acorns, reopening your account is easy. Simply log back into your Acorns account using our iOS, Android or Web App. Once logged in, tap or click “Start investing again” and confirm you want to reopen your account. If you no longer have

While it is possible to fund your account with a savings account, Acorns generally recommends the use of a checking account. Federal regulation limits the withdrawals from a savings account to six transactions per month. Utilizing the automatic Round-Up feature can reach this limit and incur a

Because Acorns is solely an online investing platform, we do not mail paper checks for withdrawals. If you do not have access to the checking account previously used to fund your investments and want to withdrawal funds, we make changing funding sources easy so your funds can be transferred ba

Imagine giving a gift that can grow. Now you can! An Acorns gift card allows you to invest in the people you care about, and boost their potential for a brighter future. You can purchase a $25 digital gift card if you need one right away, or your friend lives far away. Or you can find one at a

To redeem your Acorns gift card, visit www.acorns.com/redeem.

You do not need to have an Acorns account to purchase the gift card, though you do need to be an Acorns customer to redeem a gift card.

Yes, current Acorns customers can visit acorns.com/redeem and login to redeem your gift card. If you’re new to Acorns, welcome! Visit acorns.com/redeem and tap 'Create an Account' to get started.

Absolutely!

Acorns gift card recipients must be 18 or older.

At this time, you can put exactly $25 on an Acorns gift card.

Nope! You can buy as many Acorns gift cards as you'd like, although redemption limits may apply.

Our customer support team is happy to provide guidance. Please give us a call at (855) 739-2859.

Acorns gift cards purchased via acorns.com/giftcard can be returned if the recipient is not at least 18-years-old, or if the recipient cannot be verified to open an Acorns account. The same applies to gift cards purchased from Toys-R-Us. Gift cards purchased through some digital partners canno

For cards purchased directly through www.acorns.com/giftcard, please reach out to acorns@buyatab.com or call 888-736-3012. For gift cards purchased elsewhere, please contact support@acorns.com.

In order to comply with FINRA regulations, Acorns accounts cannot be funded with a Business checking account. More specifically, this is to ensure that we remain compliant with FINRA's Anti-Money Laundering (AML) regulations. To learn more about these regulations, you may click the link below:

When we notice the balance of your linked checking account is low, we do our best to pause automatic investments, such as Round-Ups and Recurring Investments.  Please keep in mind that this is not 100% effective due to bank processing times, which are 1-3 business days. During that proces

The Round-Ups Multiplier is a handy way to increase the amount of funds you are investing from your spare change. When the Round-Ups Multiplier is enabled, your Round-Ups will be multiplied by the selected amount(2x,3x,10x). For example, if you were to make a purchase for $3.70, this transacti

When you attempt to connect to a bank through Round-Ups, all security information comes directly from your bank. As such, any incorrect contact information may be indicated as your primary contact method on your banking profile. In order to resolve this issue it is recommend that you log onto

We need permission from your compliance department before opening your investment account. Your firm may also require duplicate confirmations and statements (Pursuant to FINRA Rule 3210 and/or NYSE Rule 407).If your firm would like to see our program agreement, please direct them to page B-1 o

If you are having trouble logging into your Acorns Account. First make sure you are using the latest versions of our iOS or Android apps by checking the App Store and Google Play Store. If you are accessing Acorns from our web app you will always be on the latest version. Next, be sure that yo

We can't advise you on whether you personally should invest in cryptocurrency. Our portfolios are designed to help you realize maximum reward over time, for minimum risk -- through proven strategies like Modern Portfolio Theory. Because the value of cryptocurrency can fluctuate dramatically in

Your security is our first priority. If you receive a verification alert, it’s because we want to make sure your information is accurate and up to date when we open your account, or make any changes. If you’re an existing investor who has received this alert, we may need to correct

At present, Acorns is only available to US citizens or legal residents who currently reside in the United States. Exceptions are made for active Armed Services personnel that maintain US addresses and are temporarily overseas. For more information, please see our list of jurisdictions. Ac

It happens. Our support team is here to help! If you forgot your username, you may contact us along with the following information: 1. Your First and Last name2. Your Date of Birth3. Your full mailing address on file with your Acorns account If you have any other questions, feel free to r

Yes. Acorns Securities is a Member of the Securities Investor Protection Corporation (SIPC), which means all of our customers' investments are protected up to $500,000 (including $250,000 for claims for cash). For more information on SIPC insurance, please visit www.sipc.org. If you have any

The 5 different Acorns portfolios are composed of exchange traded funds — ETFs for short. An ETF is made of broad holdings of stocks and/or bonds. Depending on your portfolio, you’re invested in a mix of companies, markets, real estate and bonds. The overview of the ETFs can be fou

We do our best not to clog your inbox, and only send emails with value. If they’re not valuable, you can adjust your settings here or through any of our emails by using the link at the bottom. Please note that even after adjusting your settings, you will receive some emails from us.

Your security is our primary concern, so we take every measure to verify that you are you! If all of your information is accurate, we typically verify and approve accounts same-day. If there is a delay, it may be because there is missing information. Acorns is subject to regulatory oversight b

Your security is our primary concern, so we take every measure to verify that you are you! To confirm that the bank account information you provide is in fact yours, we send two micro deposits, each less than $0.10. Please allow up to 1-3 days to see these micro deposits in your checking accou

It’s easy to make a One-Time Investment in your future. Here are the steps — 1. From the main menu of your Acorns app, select ‘Invest’ 2. Select the account (Invest Account or Later Account if applicable) 3. Scroll down and select the amount option under ‘One-Time

You can make a withdrawal from the iOS and Android apps or the web app. Please follow the instructions below.  1. Sign into your account via your Android or iOS device. 2. Select on the applicable account (Invest or Later)3. Choose the "Withdraw" option4. Enter the dollar amount you would

You can pause your investments easily through your Acorns app. Select the Main Menu on the top left hand side Go to the My settings > Linked Accounts Toggle the 'Allow Transfers' off When you are ready to start investing in you again, just toggle ‘Allow Transfers' to on. Please keep

To protect your security, our Broker-Dealer requires the following documents to process a name change: 1. A legal document, such as a marriage certificate, that verifies your name change 2. A government-issued ID with your new name In some cases, we may request a government-issued ID with you

Your security is our primary concern, so we take every measure to verify that you are you, and that any changes requested are authentic. If you’ve made a request to change the Funding Source in your Acorns profile, we may require documentation that verifies your ownership of your previou

If you are experiencing issues logging into your Acorns account, please verify the following: You are using the correct email address to log in Your Acorns app is up to date There is no VPN active on your mobile device If you are still having difficulty accessing your Acorns account, you may

To view your tax reports, statements, or trade confirmations, just follow these steps — Visit www.acorns.com from a desktop computer Click your personal avatar icon Select ‘Settings’  Under ‘Documents and Statements’ select the statement, trade confirmation,

If you’re receiving a server error when logging into your Acorns account, please allow a few hours before attempting to log in again. We’re sorry for the inconvenience, and promise that our team is working to fix the issue. If you’re still unable to access your Acorns account

To help your money grow, we invest some of it in assets linked to real estate. They tend to be affected less by dips in the market, and their dividends tend to be higher. But, they take a little longer to report their annual results. To ensure that your 1099 form reflects the most up-to-date f

At this time, Acorns does not offer accounts for anyone under 18-years-old.

Thanks for helping your friends grow wealth with us! Find information below on our ongoing, automatic $5 referral reward, and our special referral bonuses. When you refer friends to Acorns using your custom referral link, and they invest at least $5 in their new Acorns Invest account, we will

This is provided for informational purposes only. Acorns does not provide tax or legal advice.  You should consult with a tax or legal professional to address your particular situation. You can still access your tax forms, even if you’ve closed your Acorns account. Using your comput

Auto Debit Authorization allows us to simply transfer payment - $1, $3, or $5 per month - from your Funding Source each month, so your shares can stay invested and keep growing. For now, debits will occur on the last business day of each month.

Our subscription covers our investing services, technology and team of 150+ and growing in Irvine, Portland and New York.

When you open your Acorns app, you’ll see a prompt asking you to accept our new Program Agreement and Auto Debit Authorization. The Program Agreement outlines our pricing and the terms of Acorns Later, our retirement account. Just accept those terms with one tap in your app, and you&rsqu

You can upgrade your subscription by going to the subscription center in settings and selecting your new tier. Just tap My Settings → My Subscription.

We have no plans to increase prices right now. We’ll always put our customer first in business decisions, and we’ll be transparent. If there’s ever a need to increase prices, our customers will be the first to know — not only what, but why.

Prior to our April 2018 pricing change, Acorns customers with a balance of at least $5,000 paid .25% per year. With the new pricing, all Acorns Invest customers will pay $1 per month, and new Acorns Later customers will pay $3 per month for Acorns Invest, Later, and Spend until they have $1 mi

Legendary investor, Warren Buffett said, "The most important investment you can make is in yourself." We agree. IRAs can help you save for retirement without all of the tax implications of other types of investments. When you join Acorns Later, we'll help you determine the best course for you.

Yes. Acorns Later is an IRA, which stands for Individual Retirement Account. We’ll automatically select the right type of IRA for your lifestyle and goals, each offering distinct tax advantages and eligibility.

Acorns was founded on the principle, "From acorns mighty oaks do grow." Just as with our investment accounts, you can begin investing with just $5.

If you’re a new customer, you’ll be able to sign up for our most popular subscription tier, Acorns Personal. This includes Acorns Invest, Later, and Spend. Acorns is designed as a system that helps you save, invest, earn and grow the most when you use all of our automated tools tog

Yes, you can withdraw your money at any time. Be aware that with any IRA, there are tax implications for early withdrawals or transfers before you retire. If you can, keep your funds invested for the long term.  From the mobile app or website, navigate to your Acorns Later account and tap

Because 'retirement' doesn't mean what it used to for a lot of people. It used to be something you could count on — and when it came, you were going to pursue what you love. Today, many don't believe they will retire, and others are doing what they love now. So we’ll call it Acorns

There are a few ways to contribute to your Acorns Later account. If you’d like to make a contribution, first make sure that your primary bank account, which we call your Funding Source, is linked to your Acorns Later account. Recurring ContributionsTo set up a Recurring Contribution

Your portfolio is selected based on your age and the time until you reach “retirement age,” which is currently 59 ½ years old according to the IRS. Over time, this calculation naturally changes, so we automatically rebalance your investments. For example, as you grow closer

Yes, you can. Rolling existing plans over to Acorns Later is a good way to get the most out of our portfolio allocations. It’ll also consolidate your investment accounts and potentially save on management fees.If you're interested in rolling a plan into your Acorns Later account, contact our

To close your Later account, go to the settings in your Acorns app and tap My Subscription. Then click ‘Close account’ and we’ll guide you through the process. Just so you know, the IRS requires you to withdraw all the money from retirement accounts before you can close one.

If you live in a community property state (Louisiana, Arizona, California, Texas, Washington, Idaho, Nevada, New Mexico, and Wisconsin) and you want to designate someone other than your spouse, you will need to have your spouse sign a notarized document. You can contact Acorns Support&nbs

There are tax implications (generally a 10% penalty and possibly income taxes and other penalties) for early withdrawals from an IRA, but sometimes the IRS will waive a tax penalty for early withdrawals. We’ve listed some of the exceptions below.The IRS also talks about this here. P

Our pricing is below and you can learn more on the pricing page of our website, www.acorns.com/pricing. Acorns Lite - $1/month Getting started? Invest spare change, set Recurring Investments, and more with an easy, automated investment account. Acorns Personal - $3/month Your personal financia

Our pricing is below and you can learn more on the pricing page of our website, www.acorns.com/pricing. Acorns Lite - $1/month Getting started? Invest spare change, set Recurring Investments, and more with an easy, automated investment account. Acorns Personal - $3/month Your personal financia

IRA stands for Individual Retirement Account, and they have lots of tax advantages over traditional savings accounts. Acorns Later offers 3 IRAs - Traditional, Roth and SEP. When you open an Acorns Later IRA, we automatically select the right IRA plan for your lifestyle and goals. To learn mor

The Later account is part of our Personal ($3/month) tier. When you sign up or upgrade your account, you will be able to set up the Later account if you are on a tier that offers it. Prior to May 20, 2020, Acorns offered a separate tier for just Invest and Later, but now is part of our Persona

The Later account is part of our Personal ($3/month) tier. When you sign up or upgrade your account, you will be able to set up the Later account if you are on a tier that offers it. Prior to May 20, 2020, Acorns offered a separate tier for just Invest and Later, but now is part of our Persona

We automatically select the right type of IRA for your lifestyle and goals, each offering distinct tax advantages and eligibility. If you would like to discuss changing your IRA type, please contact Acorns Support.

In order to cancel an Acorns Later pending contribution, please visit your Acorns Later  account and select “View All” under Recent Activity. From here, tap on the transaction that you would like to cancel and select the Cancel button in order to stop that transaction. Please

With any IRA, there are often tax implications for early withdrawals or transfers (generally a 10% penalty and possibly income taxes and/or other penalties). You can learn more about the specifics from the IRS website here. To withdraw your Acorns Later funds, please follow these steps: 1

Acorns Spend is the first checking account with a debit card that saves, invests, and earns for you. Plus, Acorns Invest and Acorns Later built in! Acorns Invest: The leading micro investing app, helping more than 3 million customers invest in the background of life. Acorns Later: Our reti

We’re excited you’re joining Acorns Spend! If you're a new Acorns customer, follow this link. If you’re an existing Acorns customer, you can order your Acorns Debit Card when you login to your account.

Spend debit card orders typically take 7 to 10 business days to arrive from the time you are approved. You'll receive an email notification once your card has shipped with a link to track your card. You can also track the status of your card when you log in to your account.

Acorns Spend is just $3/month and includes everything that comes with Acorns and Acorns Later. In other words, you can save and invest for now and retirement, and with your Acorns Debit Card, save, invest and earn every time you spend — for just $3/month! An open Invest account is required t

You will receive an email notification with tracking information when your Acorns Debit Card is shipped. 

There will not be a credit check to join Acorns Spend. To sign up for Acorns Spend, you must be a verified Acorns customer. If you’re new to Acorns, you’ll need to set up your Acorns account first. When your account is verified, you can register for Acorns Spend with just a few tap

Acorns Spend is the only checking account with a debit card that saves, invests and earns for you — and has Acorns Invest and Acorns Later built in. Here are a few of the features we’re excited to offer. Not all of these features will be available immediately at launch. They will b

Each customer may have only one Acorns Spend account. At this time, we are not able to support joint accounts.

Our pricing is below and you can learn more on the pricing page of our website, www.acorns.com/pricing. Acorns Lite - $1/month Get your personal investment account, built by experts, invest spare change automatically, invest more every day, earn bonus investments, and grow your knowledge. Acor

Our pricing is below and you can learn more on the pricing page of our website, www.acorns.com/pricing. Acorns Lite - $1/month Get your personal investment account, built by experts, invest spare change automatically, invest more every day, earn bonus investments, and grow your knowledge. Acor

To become an Acorns Spend customer, you can sign up here. With Acorns Spend, you also get an Acorns Invest and Acorns Later account , but you do not need to fund those accounts or keep them open to remain an Acorns Spend customer. Acorns works hardest for you when you use it as a system, so th

You can transfer funds from your Acorns Spend account to an external checking or savings account any time without penalty.

To cancel your Acorns Debit Card after you have pre-ordered, please contact our customer support team. 

If the address you provided when you pre-ordered your card is no longer your address when your card ships, please make sure to set up mail forwarding so your card is forwarded to you. If there are any issues in receiving your card, please contact our customer support team. 

Most checking accounts aren’t actually free. In fact, on average, most banks have over 22 hidden fees, and collectively rake in about $30 billion a year from those fees. When you consider that on average, Americans lose $329 a year from bank fees, just $36 a year for Acorns Spend, featur

To bring you the first checking account and debit card that save, invest, and earn for you, Acorns has partnered with Lincoln Savings Bank, a member of FDIC.

Acorns will not charge you foreign transaction fees, but you will likely be charged foreign exchange fees and currency exchange commissions for transactions outside of the United States. These fees will be included in the amount charged to your Acorns Spend account.

To forward our mission to look after the financial best interests of the up-and-coming, it is not possible to only have an Acorns Spend account. We created Acorns as a system that helps you save, invest and earn in the background of life, and you can make the most when you use each tool togeth

After you purchase the gift card from Groupon for $5, you will receive an email from Groupon with a confirmation order number and specific instructions for redeeming your gift card.

Your gift card will be stored in your Groupon account under "My Stuff.” You will also receive an email order confirmation from Groupon with specific redemption instructions.

You will receive a confirmation email and order number from Groupon with specific instructions that guide you through the process of redeeming your card.

New customers only who follow the Groupon link under “Redeem Online.” A "New Customer" is anyone who has never started the registration process for any Acorns account.

Existing Acorns Invest, Acorns Later or Acorns Spend customers who at any time have already started the registration process.Customers who have registered with Acorns Invest, Acorns Later or Acorns Spend at any point in the past - even if their account remains unfunded.Anyone who did not claim

All refund requests are handled through Groupon Customer Service at https://www.groupon.com/customer_support.If you purchased your gift card within the last 24 hours, you can select your order and cancel as long as you have not viewed your gift card code.After the first 24 hours, or if you vie

If your Groupon gift card isn’t working, please contact Groupon support. For any issues within the Acorns signup process or any other Acorns specific questions, please reach out to the Acorns Support Team.

How do I send funds back to PayPal?   How do I link my Spend account with PayPal?   How do I add funds to Spend from PayPal?

Acorns is serious about security. We’ve taken many steps to help keep your account and information protected when you create an account and use Acorns.SIPC Protected Investment AccountsSecurities in your Acorns Invest and Later accounts are protected up to $500,000. For details, please see w

You will receive a notification to activate your card when your Acorns Spend debit card is delivered. When you have your card in hand, open the Acorns app. There will be a prompt in your action feed asking you to activate your card.

Setting your PIN for your debit card is done when you activate your card. If you need to update your PIN at any time, you can do so under Settings in the Spend section of the app. Please keep in mind that it can take up to 1 hour for your PIN to be set.

You can set up direct deposit right from your Spend account. Alternatively, you can set it up with your HR department. You will likely need your account and routing numbers listed in the Spend section under Settings.

You can view your available Spend balance on the Present screen when you open the Acorns app. When you tap on Spend from the Present screen, the available balance will be shown there as well.

Monthly statements are available to download when you visit your Acorns account on a desktop web browser.

Acorns does not currently allow sending money through mobile payment apps. You can, however, move money into your Spend account from PayPal wallet.

You can use your Spend account routing and account number to pay your bills.

Your routing & account numbers are listed in Settings under the Spend section.

Unfortunately, we do not support joint accounts or business checking accounts at this time. Acorns Spend can only be used as a personal checking account.

You can temporarily lock and unlock your Acorns debit card at any time from the Spend section in your settings.

If you need to update your PIN, you can do so in the app in Settings under the Spend section. Keep in mind that it can take up to 1 hour for your PIN to be set.

To dispute a transaction, please navigate to https://help.acorns.com/spend/dispute/step-one

Your security is our top priority. All transactions are verified through our third-party fraud detection partner.

There is a 24 hour cancellation window from the time the transaction is made. In order to cancel a transaction, please contact our customer support team.

You can transfer funds to a linked external account or withdraw cash through an ATM.

Yes. You will get a notification on your phone every time you make a purchase with your Acorns debit card. It will let you know how much you spent.

You can withdraw a maximum of $500 a day from an ATM with Acorns Spend.

You can withdraw a maximum of $500 a day from an ATM with Acorns Spend.

Unfortunately, we do not offer the ability to cash or deposit checks at an ATM with Acorns Spend. 

Unfortunately, we do not offer the ability to cash or deposit checks at an ATM with Acorns Spend. 

At this time, you will not be able to deposit cash into your Spend account at any ATMs (Allpoint or non-Allpoint). However, you can deposit the cash into a linked funding source and then transfer it into your Spend account.

At this time, you will not be able to deposit cash into your Spend account at any ATMs (Allpoint or non-Allpoint). However, you can deposit the cash into a linked funding source and then transfer it into your Spend account.

There are no foreign transaction fees, only currency conversion fees with Acorns Spend.

There is no overdraft fee with Acorns Spend.

You can update your personal information in your user profile under Settings in the Acorns app.

If you’re an existing Acorns customer, you can order your Acorns debit card in just a few taps! If you are new to Acorns, you can sign up directly here.

If you need to freeze your account, please contact our support team for further assistance. Monthly subscription still applies to accounts that are frozen.

Your routing & account number is listed in Settings under the Spend section of the Acorns app.

You can use your Acorns debit card to earn Found Money, but Found Money will always be invested in your Acorns Invest account.

Your Round-Ups are invested into your Acorns Invest account. Real-Time Round-Ups will only come from Spend. Regular Round-Ups from other linked cards will come from your default funding source, which can be your linked bank account or your Acorns Spend account.

You can contact support to let us know about your travel plans. We'd be happy to make a note on your account!

Unfortunately, we do not offer bonded checks at this time with Acorns Spend.

Unfortunately, we do not offer courtesy pay at this time with Acorns Spend.

Unfortunately, we do not offer cashiers checks at this time with Acorns Spend.

In order to make sure your Acorns debit card is destroyed securely, please mail the card in a security envelope to the address below. We recommend deactivating your card prior to shipping. CPI Card GroupPO Box 111119 Nashville, TN 37222

Acorns does not currently allow Peer 2 Peer payments within the app. You can, however, move money into your Spend account from PayPal wallet.

Acorns does not currently provide physical checks or checkbooks for Spend accounts. Additionally, please note that ordering a checkbook using your Acorns account & routing number will not work.

Please contact support if you have a legal inquiry.

Our fraud specialists respond in real-time and your card will be locked. We'll call you to determine if a transaction is fraudulent.

Since your security is our number one priority, please contact support to report any fraud.

In partnership with Acorns, our banking partner, Lincoln Savings Bank, will investigate any transactions suspected to be fraudulent once they are reported to our Customer Support team.

You can cancel your Acorns debit card at any time.

Your Acorns debit card will be automatically added to either Apple Pay or Android Pay when you activate it.

There is no fee to replace your Acorns debit card.

If you haven't received your Acorns debit card, please contact support so we can help you locate it.

Once you sign up for Spend a card is ordered shortly there after. Although we've gone ahead and canceled all of your accounts, we are not always able to prevent your card from shipping. Please note if you do receive your card, it will be deactivated.

Acorns Spend does not provide FICO scores at this time.

This is provided for informational purposes only. Acorns does not provide tax or legal advice. You should consult with a tax or legal professional to address your particular situation.The 1099-MISC form lists money not earned through an employer, like when you get a bonus for referring friends

Acorns will email you a link to the 1099-MISC form where you will then be able to download it as a PDF. Please note that we will not be sending your 1099-MISC form through physical mail. It will only be available to download digitally.

This is provided for informational purposes only. Acorns does not provide tax or legal advice.  You should consult with a tax or legal professional to address your particular situation. If you receive a 1099-MISC form, you are responsible for reporting the information it contains to the I

To have an Acorns Later account, you must have taxable United States income. This includes bonuses, side hustles, alimony and any other forms of taxable income. Without income that is taxable by the United States, you do not qualify for an Acorns Later IRA.

When you make a purchase with your Acorns Visa™ debit card or another linked card, Acorns rounds up your transaction to the nearest dollar and invests the change into your Invest account portfolio.  Round-Ups made from your linked cards are set aside until they hit a $5 threshold an

Tap on Round-Ups settings in your Acorns Invest account!

You can multiply your Round-Ups by 2x, 3x or 10x to make sure they work best for your goals.

When you make a transaction that’s an even dollar amount, you can choose how much you invest into your Acorns Invest account. It can be anywhere from $0 to $1.

You’ll see a plus sign (+) next to the transaction if it’s ready to be invested.

Just look for the Acorns logo next to your transaction.

Transactions need to settle before the Round-Ups appear in your Acorns app.

You can stop the tracking of your purchases from your linked cards by following these steps: Mobile: From the home screen, open the menu Tap settings Tap Linked Accounts Tap the bank you want to stop tracking purchases for Toggle off “Use for Round-Ups”  Web: Select your a

Absolutely! If you have any questions, we are available 24/7 and you may reach us at: 855-739-2859.

When you make a purchase with your Acorns Visa™ debit card, Acorns rounds up your transaction to the nearest dollar and invests the change into your Invest account.  If your Round-Ups are set to automatic, Round-Ups from your Acorns Visa™ debit card are pulled from your Spend

The spare change is pulled from your Spend account, not your linked checking account. If Acorns Spend is linked as your primary checking account, both regular Round-Ups and real-time Round-Ups would be pulled from Spend.

It will show up immediately for most transactions. Some may take a little longer to appear if, for example, it’s a purchase where you also leave a tip.

Upgrade your Acorns subscription to include Acorns Spend, the only checking account with a debit card that saves, earns and invests for the future. Then just make sure your Round-Ups are set to ‘Automatic’.

You can currently fund your Spend account four ways: using direct deposit, setting up a recurring deposit, making a one-time deposit or making a mobile check deposit. To set up a direct deposit from your paycheck, provide your payroll provider with your Routing Number and Account Number. Find

To close your Spend account, go to the settings in your Acorns app and tap My Subscription. Then click ‘Close account’ and we’ll guide you through the process. Just so you know, if you close your Spend account, you won’t be able to reopen it or open a new one. You&rsquo

If you are experiencing issues uploading your 1099 tax form when filing your taxes, please confirm that all spaces are removed from your Document ID when using this to upload your form. The Document ID can be found at the top of your 1099 form. 

Here’s how to help protect your information with Two-factor Authentication: Go to Settings in your Acorns app Tap or click “Personal info” Look for your phone number If your phone number is correct and you see, “Verified,” you are all set! If you see &ldqu

We strongly encourage all our customers to enable two-factor authentication to help protect their accounts. If you want to disable two-factor authentication on your account, please contact our Customer Support team who can assist you.

To change your phone number: Go to Settings in your Acorns app  From there tap or click on “Personal info”  Find your phone number and simply tap on it to update it After changing your phone number you will be walked through the steps to set up Two-factor Authenti

To help customers make the most of Acorns, we discontinued our $2/month tier, and bundled our core products, Invest, Later, and Spend, into Acorns Personal. Acorns Personal is our all-in-one tier, and allows customers to tap into our full financial wellness system to save and invest every day.

You can change your subscription by going to the subscription center in settings and selecting your new tier. Just tap My Settings → My Subscription. Heads up, if you are downgrading to a tier with fewer products, you will need to fully liquidate and close the existing products first, and

You can close your Acorns account by going to the subscription center in settings and selecting “Cancel Subscription”. Just tap My Settings → My Subscription. Heads up, if you are closing your account, you will need to fully liquidate and close the existing products first, and

Though children can’t invest, Acorns Early lets you invest in the future of children in your life. Because it is a custodial account, the child you opened the account for will not be able to access the account until they reach adulthood.  Acorns Early works like your Acorns Invest

You can start investing for the future of a child you care about with just $5.

Children can access the funds in their Early account when they reach adulthood. This may be anywhere from 18 to 25. Your state of residence will determine which rules apply to you. 

Yes, to open an Early account you must be a verified Acorns customer. Click here to sign up for an Acorns account. Once you have signed up for an Acorns account, select “Early for kids” on the Home screen to sign up for Early.

All Early customers are placed into our “Aggressive Portfolio” because of the age of the beneficiary. Given the child’s young age, there’s an opportunity to accept more risk in exchange for seeking a greater potential reward over time. 

At this time we do not support asset transfers. However, if you already have a custodial account, you can open an Early account and transfer over the funds using your linked bank account.  Due to 529 legal requirements, you cannot transfer 529 funds into Early. However, you can still ope

You can use the funds you invest in Early for any expense that benefits the child named on the account. Funds held in 529s, on the other hand, can only be used for qualified educational expenses.

The Uniform Gift to Minors Act or Uniform Transfers to Minors Act allows the custodian, such as a parent, grandparent, relative, or friend, to open an account for a beneficiary, such as a child or grandchild.  When the custodian sets up the account, the custodian picks what age the benefi

Early accounts must be associated with an eligible U.S. state or territory, so that you can determine the legal age of transfer. This is the age the child must be for the account to be transferable to them. Since UGMA/UTMAs are only supported in two of the five territories, Guam and US Virgin

Yes, you can open an Early account if you are in the armed services. Early accounts must be associated with an eligible U.S. state or territory, so that you can determine the legal age of transfer. This is the age the child must be for the account to be transferable to them. Customers in the a

You can set up an Early account in less than 3 minutes. Please complete the following steps in your Acorns account to go through the Early sign-up process: 1. Log into your Acorns account 2. Select the “Early for kids” shortcut on the Home screen 3. Complete registration for the ch

To create an Early account for another child: 1. Log into your Acorns account 2. Select the “Early for kids” shortcut on the Home screen 3. Scroll on the “Early” screen to the “Add a Child” card or in the top right corner tap the add a child icon 4. Input th

Yes, you can open an account for any child whom you would like to invest for. You just need their legal name, date of birth, and Social Security number.

Investing on a consistent basis is the best way to help an Early account grow. To set up a Recurring Investment in an Early account: Log into your Acorns account Select the “Early for kids” shortcut on the Home screen Select the child’s card that you would like to set a Recu

To make a withdrawal from an Early account: 1. Log into your Acorns account 2. Select the “Early for kids” shortcut on the Home screen 3. Select the card of the child  4. Select withdraw from the top quick actions on the Account Details page Please note that withdrawals take

To cancel a pending transaction: 1. Log into your Acorns account 2. Select “Early for kids” shortcut on the Home screen 3. Select the card of the child 4. Scroll down to the “Recent Activity” card and select “View More” 5. Select the pending investment you

To view Early account activity: 1. Log into your Acorns account 2. Select “Early for kids” shortcut on the Home screen 3. Select the card of the child  4. Scroll down to the “Recent Activity” card and select “View More” to see all investment activity&n

Acorns Early is in the $5 subscription tier that includes Acorns Invest, Later, Earn, Grow, and Spend. (You must have an Acorns Invest account to open any additional Acorns accounts.) Invest — an investment account for your future Later — a retirement account for your future&nb

Acorns Early lets you start investing for the future of the children in your life. In addition to your personal Acorns Invest account and investment accounts for the children in your life, Acorns provides access to the following features and accounts at the $5 tier: Invest — an invest

Yes, you can open an Early account for all of the important children in your life through your $5 Acorns subscription.

Yes, you can withdraw, penalty-free, from an Early account whenever you want. Remember, though, that any funds you withdraw must be used to benefit the child named on the account. Check with your financial advisor to see what requirements you may need to meet.

To close an Early account: 1. Log into your Acorns account 2. Tap the menu in the top left corner 3. Tap on “Settings” 4. Tap on “My Subscription”  5. Scroll down to the bottom of your subscription and select “Close Account” 6. Select Early from the dro

The funds that you invest in an Early account will come from the same bank account that you set up to fund your Invest and Later accounts. To view what account you set up to fund your investments, please complete the following steps: 1. Tap the menu in the top left corner 2. Tap “My Set

You can open an Early account for all of the important children in your life at the $5 subscription tier. For example, an Acorns customer with Invest, Later, Spend, and three Early accounts will still only pay a $5 monthly subscription fee. 

To view the value of an Early account: 1. Log into your Acorns account 2. Select “Early for kids” on the Home screen 3. Scroll to a child’s card to see the account balance

You can open an Acorns Early account for any child under the age of 17, whether they’re your own child, a niece or nephew or even the child of a close friend. All you need is the child’s full name, date of birth, and Social Security number.

To provide some relief this year and encourage every family to save and invest every day, we are offering Acorns Family for free for babies born in 2020. To join our “Acorns Babies” promotion, follow these steps: 1. Open your first Acorns account on or after June 22, 2020 and befor

To enter our “Acorns Babies” promotion, follow these steps: 1. Open your first Acorns account on or after June 22, 2020 and before March 1, 2021. 2. Subscribe to the Acorns Family tier.  3. Complete your Acorns Early account, including the child’s social security number

To enter our “Acorns Babies” promotion, follow these steps: 1. Open your first Acorns account on or after June 22, 2020 and before March 1, 2021. 2. Subscribe to the Acorns Family tier.  3. Complete your Acorns Early account, including the child’s social security number

From now until July 31, 2020, you can earn a $50 bonus investment for each friend you refer to Acorns Early. Plus, your friend will also receive a $10 bonus investment! To be eligible, follow these steps: To get your Acorns Early referral bonus, follow these steps: 1. Create an Acorns Early

To get your Acorns Early referral bonus, follow these steps: 1. Create an Acorns Early account by July 31, 2020.  2. Make an initial investment into your Early account of at least $5 before July 31, 2020. 3. Invite a friend using your Acorns referral link or code, or by tapping Settings

If you have completed the eligibility requirements for the Acorns Early referral bonus, you and your friend(s) will receive the first $5 each within 5-7 business days from making your first Acorns investment of at least $5.  You will receive the remaining $45 bonus investment(s) per frie

There is no limit to how many times you can go to an ATM, but for your protection, there is a $500 daily withdrawal limit. 

We do not charge any fees, but the third party ATM operator may. Instead, we recommend checking your balance for free right in your app. If you need to check your balance at an out-of-network ATM, double check that they will not charge you a fee.

Good news! If you use an Allpoint ATM, you won’t be charged a fee — wherever you are. You can find Allpoint ATMs in the United States, Canada, United Kingdom, Puerto Rico, Australia, and Mexico. To find the nearest Allpoint ATM, use the ATM Locator found on the Spend section of you

In order to withdraw cash from an out-of-network ATM, you need to have sufficient funds to cover both the withdrawal amount and any fees the ATM operator may charge you. If your account doesn’t have the funds to cover both the withdrawal and the fees, the transaction will be declined. It

We do not reimburse ATM fees, but provide more than 55,000 fee-free ATMs globally. That way, you no longer have to wait for a fee reimbursement. Just easily find a fee-free Allpoint ATM using the ATM locator right on your Spend screen.   You’re still welcome to use out-of-netwo

We’re sorry to hear that this happened. Please contact our support team at support@acorns.com so we can assist you.  Please make sure you have the details of the transaction in question, such as the time/date of the withdrawal, ATM location, withdrawal amount, and fee amount.

You can find the nearest Allpoint ATM by using the ATM Locator in the Spend section of the Acorns app. Make sure you’re on the latest version of the app to ensure you have the best experience.  If you’re unable to access our ATM locator, you can also use Allpoint’s ATM L

Yes, you may still use ATMs outside of the Allpoint network, but you may incur a fee set by the ATM operator (Acorns does not charge any fees for ATM usage). These fees vary depending on the ATM you are using. To avoid fees, just use our ATM Locator in the Spend section of your app to find the

Thank you for asking! We’re so excited to partner with Dwayne Johson to support our Acorns Early customers. To receive your $7 investment, tap here to sign up for or upgrade to Acorns Early, our investment account for kids that also unlocks our full financial wellness system, and make an

Thank you for asking! We’re so excited to partner with Dwayne Johnson to support our Acorns Early customers. To receive your $7 investment, tap here to sign up for or upgrade to Acorns Early, our investment account for kids that also unlocks our full financial wellness system, and make a

Yes! We are proud to have Dwayne Johnson and Dany Garcia as investors in our company.

Acorns Early is only available to United States citizens or permanent United States residents with a valid social secuirty number (SSN) or tax payer identification number (TIN).  If you are not eligible at this time, stay tuned! One of our values is Never Stop Growing, so we look forward

Withdrawals may take 3-6 business days to post into your checking account because there is a mandatory 2-day settlement period. The Securities and Exchange Commission (SEC) mandates this period when buying or selling shares in Exchange Traded Funds (ETFs). It’s referred to as Regula

Acorns will recommend a portfolio for you based on your age, time horizon, income, goals, and risk tolerance. Of course, you may choose a more or less aggressive portfolio than our recommendation and you are free to change it at any time.

This is provided for informational purposes only. Acorns does not provide tax or legal advice. You should consult with a tax or legal professional to address your particular situation. Yes! But which tax forms you receive will depend on what kind of account you have with us. Invest If you meet

You should receive an email notification and see your pending rewards in the Earn Found Money section within 3-7 business days of your transaction. Found Money rewards are credited to your account between 90 and 120 days after you make a purchase with one of our partners. Be sure to follow the

There is no minimum amount required to open an Acorns account, but to begin investing, saving for retirement, or spending smarter, you must have funds in your account. You can do this through Round-Ups, where we automatically invest your spare change, or with an easy One-Time Investment of jus

When you refer a friend through our referral promotion program, your friend is sent an invitation link. If your friend uses your link, both you and your friend will be rewarded with five dollars or our current, or other applicable, referral promotion amount, which will be deposited in your Aco

No. All you need is an active Acorns Invest account with a linked credit or debit card(s). You can view current offers in the Earn Found Money section after you log in to your Acorns account.You can also shop using Found Money offers in the Google Chrome browser by installing our Google Chrome

This is provided for informational purposes only. Acorns does not provide tax or legal advice. You should consult with a tax or legal professional to address your particular situation. You may be eligible to receive a 1099 form if your investment activity with Acorns last year meets IRS report

Check out the Earn Found Money section’s Newly Found carousel for the latest offers and rewards. You can also shop using Found Money offers in the Google Chrome browser by installing our Google Chrome extension.

The Patriot Act requires financial institutions such as Acorns to obey strict rules governing the verification of individuals seeking to open accounts. We ask for some of your personal information (legal first and last name, home address, SSN, etc.). In order to ensure a speedy sign-up, it&rsq

Follow these steps to set up a recurring investment on a daily, weekly, or monthly basis— 1. From the main menu, select Invest and the appropriate account2. Select Recurring3. Select an amount for your new investment4. Confirm your new investment5. Tap Save The recurring investment will

The path to financial success should be accessible to everyone, so we make it easy to invest in you. With Acorns, you can start early and invest often, without making big changes to your everyday life. In fact, you can start with as little as $5. For more, check out how it works.

Acorns is only available to residents of the United States. Exceptions are made for active Armed Services personnel that maintain US addresses and are temporarily overseas.

Please complete the following steps to cancel a recurring investment:1. Open your Acorns account2. Select “Invest for your future” from the Present screen3. Select “Invest”4. Select “Recurring Investment”5. Select “Stop Recurring” on the desktop app. On the mobile app, toggle o

While there are no limits to the number of total Found Money offers you can redeem, each individual offer may have limits to the number of rewards you are eligible to receive. Check out the Earn Found Money section for details about each offer.

Acorns operates in the cloud and your account and investments are safe even if you delete the app or get a new phone or device. Automatic round-ups and recurring deposits will still be processed even if the Acorns app is not currently installed. If you have a new phone, you can re-download th

If the app crashes immediately when you open it, there is an issue with the local data and you will need to delete and reinstall the app. Don't worry; all of your information will be there after you reinstall the app.

If you are experiencing issues with your Round-Up account(s), please try these steps below: Log into your online bank through a desktop browser, not your mobile banking app Once you’ve logged into your bank, click here to go back into the Acorns app and relink your bank account

To close your Invest account and cancel your Acorns subscription, go to the settings in your Acorns app and tap My Subscription. Then click ‘Cancel subscription’ and we’ll guide you through the process. Just so you know, any pending investments that haven’t begun proces

You can monitor your spending through the app, allowing you to spot investment opportunities. To access this, you‘ll need to provide your online banking login information. However, this information is not stored and is not viewable by Acorns—it’s simply used to import your sp

If you are trying to link your checking account and are having trouble doing so, please follow these steps: 1. From the main menu, select My settings 2. Select Funding Source 3. Instead of selecting one of the main bank icons, select Use a different bank 4. Enter the Routing and Account numbe

Yes, you can connect your Acorns account to Mint by visiting Mint.com and following the steps below: 1. Sign in to your Mint account. 2. Select Settings 3. Select Accounts 4. Select the Plus in the upper right hand corner 5. Search and select Acorns 6. Submit your Acorns account email and pas

Your investment portfolio is composed of a mix of Exchange Traded Funds (ETFs). ETFs trade like stocks and represent broad holdings of stocks or bonds. For more information about individual funds, what they contain, and why we selected them, please visit our Invest page.

There are two ways to earn Found Money! First, we have exclusive offers with brands that will invest in you when you simply use an Acorns-linked card to make your purchase.  For most of our offers, you must tap “Shop Now” on the offer screen before you make your purchase. Then

This is provided for informational purposes only. Acorns does not provide tax or legal advice. You should consult with a tax or legal professional to address your particular situation. If you are an Acorns Invest customer, we are processing the final adjustments and will make your tax forms av

Acorns offers three different subscription tiers for your life’s financial needs. Acorns Lite - $1/month Getting started? Invest spare change, set Recurring Investments, and more with an easy, automated investment account. Acorns Personal - $3/month Your personal financial wellness syste

Acorns offers three different subscription tiers for your life’s financial needs. Acorns Lite - $1/month Getting started? Invest spare change, set Recurring Investments, and more with an easy, automated investment account. Acorns Personal - $3/month Your personal financial wellness syste

You can reset your PIN via the web app, Android app, or iOS app. Note: In order to reset your PIN, you will need to enter your old PIN AND answer your security question. If you are unable to enter this information, please contact us so that we can help you with the process.Please see the "How

No. Acorns does not store your bank login information. For security, here is some information on how we do everything we can to protect your data:    * Security: Your peace of mind is our highest priority. Acorns works to protect your information, prevent unauthorized account access

Round-Ups work by virtually rounding up your transactions, and transferring your change into your investment account, automatically.   We need you to provide your online banking login credentials so that we can connect to that checking account and round-up your transactions.   If you

If you received an NSF fee from your bank, it means there were insufficient funds in your bank account to cover a transfer to your investment account. Good news: you can set the exact day of the week or month on which you'd like your recurring investment to occur. Just make sure you have the

It’s easy to contribute to your Acorns portfolio in the background of your life. All you have to do is connect your bank account and any other credit or debit accounts you use to shop. With Round-Ups, we automatically round up your purchases to the next dollar, and as soon as you’

Yes. Regardless of what Acorns recommends, you always have the option to change your portfolio to a more risky or more conservative alternative. But please make sure you’re comfortable with its risk level before changing your portfolio.

You can update your email address by logging into our web-app at app.acorns.com or through the mobile app Once you are logged in, please complete the following steps to update your email address: Under the main menu: 1. Select Settings2. Select Personal Info3. Under personal information, type

You need to link your card(s) so that our Found Money partners know when you’ve shopped with them, and can reward you.

In most cases, your tax forms will be available on or before March 15. This allows Acorns Securities time to receive all the information needed to create a consolidated statement and help avoid the need to send you multiple corrected forms and file an amended tax return.

The Patriot Act requires all financial institutions to obtain, verify, and record information that identifies each person opening an account. We also require your social security number to issue you a tax reporting form at the end of each year.

Your Financial Institution may have locked you out of your online Banking, which is preventing Acorns from investing your spare change.   Please try to log into your online bank account again, and contact your bank if you are unable.   Once you have logged into your online bank accou

You can not entirely opt out of any of the ETFs in Acorns' portfolios, nor of the stocks or bonds of which the ETFs are comprised. You also do not have the option of choosing to invest in any other stocks, bonds, Bitcoin, or other securities through Acorns. Your Acorns account is a Limited Tra

In order to link your card(s) for Round-Ups, please follow these steps: Mobile: From the home screen, open the menu Select settings Select Linked Accounts Select Link another account Search for your bank Connect using your bank credentials Desktop: Select your avatar in the top right 

Acorns Securities will send you an email notification with a link to download your forms. You can also find the forms in your Acorns account by visiting the My Documents section on https://app.acorns.com/profile.

Since we wait until your bank transactions fully process, sometimes you may experience a delay in seeing any new Round-Ups. You can check the date we last received an update from your bank by going to Settings > Linked Accounts. From here, please select the bank you want to check. Please co

We recommend that you keep your Acorns account secure by always logging out after use. In fact, we automatically log you out of the app after periods of inactivity and require you to enter your passcode to get back on. Additionally, you should choose a difficult-to-guess password and store it

This is provided for informational purposes only. Acorns does not provide tax or legal advice.  You should consult with a tax or legal professional to address your particular situation. Whatever your type of IRA, you get certain tax benefits from investing for your long-term future throug

This is provided for informational purposes only. Acorns does not provide tax or legal advice.  You should consult with a tax or legal professional to address your particular situation. The 1099-R form lists money withdrawn from a tax-advantaged retirement account, like your Later account

This is provided for informational purposes only. Acorns does not provide tax or legal advice.  You should consult with a tax or legal professional to address your particular situation. The 5498 form lists any contributions or rollovers (when you move another retirement account balance to

This is provided for informational purposes only. Acorns does not provide tax or legal advice. You should consult with a tax or legal professional to address your particular situation. To find out how much you’ve contributed to your Later account, log in here to your statements screen us

There are multiple ways to fund your Acorns account:One-time: You can always add money by entering the desired amount on the Invest screen. This is a one-time investment and will not be repeated in the future.Recurring Investments: You may set up recurring investments on a daily

To ensure your account’s security, we may require documentation verifying your ownership of both the current and new funding sources. If your account requires additional verification, please follow the prompts on the Acorns website and app for additional details.  You can change you

This is provided for informational purposes only. Acorns does not provide tax or legal advice. You should consult with a tax or legal professional to address your particular situation.You can make a prior year contribution from January 1 up to when you file your income taxes.Wait. What’s a p

If your linked credit or debit card is lost or stolen, we recommend that you unlink the card from your Acorns account. You can unlink your connected accounts in Settings > Linked Accounts, or Settings > Linked Accounts (Web) From here, click on the bank where your card was lost or stolen

Ideally, one would want to “beat” the market. However, actively managed funds, through which management teams try to pick winners and losers, often fall short of market benchmarks, and their high fees can easily offset any gains. We believe that the best approach to investing is t

This is provided for informational purposes only. Acorns does not provide tax or legal advice. You should consult with a tax or legal professional to address your particular situation. If you did not receive a 1099 tax form this year, your Acorns account activity did not meet the minimum repor

Your bank’s listed name may vary from what you are entering into the search field.If you are are unable to locate your bank, contact our support team by emailing Support@acorns.com.In the event that your bank isn't currently compatible, you can still contribute to your Acorns Invest account

For your security, we require that you contact the Acorns Support team in order to unlock your account. Note that this will require the confirmation of some personal information.Contact Support

Yes. The securities you own are always subject to market fluctuations. This is why we advocate long-term investment goals. For more information about our investment methodology, please visit our Investments page.

Before linking to any third party app, Chase will send a verification code to the email or phone number on file with your online banking. If you believe the code is being sent incorrectly, please visit your online banking and make any necessary changes to your contact information. Once you&rs

You should use the tax form as a part of your regular tax filing. Most tax software will prompt you to enter information about your investment accounts, which is when you should enter the information from this form. If you have questions about how to properly file and report this information,

Round-ups are based on final amounts charged to your card, including tips.

You can change or reset your password at any time by using our Forgot Password tool. Or if you are logged into any of our apps, navigate to Settings, then tap or click “Change Password”.

You must be 18 years old to open an account.

An exchange-traded fund (ETF) is an investment fund traded on stock exchanges, much like stocks. An ETF holds assets such as stocks, commodities, or bonds, and trades close to its net asset value over the course of the trading day. Most ETFs track an index, such as a stock index or bond index.

If you’re experiencing issues linking your Capital One 360 account, please make sure you’ve generated an Access Code through your online bank account. To generate an access code, just follow these steps: Sign in to www.capitalone.com with your Customer Number/Saver ID (Usern

Acorns is a Member of the Securities Investor Protection Corporation (SIPC). SIPC protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). For more information on SIPC insurance or to request an explanatory brochure, please visit the 

Some financial institutions have security safeguards that prevent third party applications like Acorns from monitoring your transactions for Round-Ups.   While Acorns can’t make recommendations to change or disable security settings with your online banking account, these features m

This is provided for informational purposes only. Acorns does not provide tax or legal advice. You should consult with a tax or legal professional to address your particular situation. Note: This information applies to Acorns Invest accounts. Your 1099 notes investment activity in your Acorns

Automatic rebalancing is Acorns’s method of maintaining your specific portfolio allocation. Market fluctuations may cause some of the securities in your portfolio to appreciate or depreciate in value. When this occurs, we use automatic rebalancing to bring your portfolio back to its spec