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What is the cost for Acorns Checking if I am a student?
Acorns Checking is $3/month. We do not currently have any free student accounts at this time.... -
What is Acorns Checking?
Acorns Checking is the first checking account with a debit card that saves, invests, and earns for you. Plus, Acorns Invest and Acorns Later built in! Acorns Invest: The leading micro investing app, helping more than 3 million customers invest in the background of life. Acorns Later: Our r... -
How can I sign up?
We’re excited you’re joining Acorns Checking! If you're a new Acorns customer, follow this link. If you’re an existing Acorns customer, you can order your Acorns Debit Card when you login to your account.... -
When will I get my debit card?
Acorns debit card orders typically take 7 to 10 business days to arrive from the time you are approved. You'll receive an email notification once your card has shipped with a link to track your card. You can also track the status of your card when you log in to your account.... -
How much is Acorns Checking?
Acorns Checking is just $3/month and includes everything that comes with Acorns and Acorns Later. In other words, you can save and invest for now and retirement, and with your Acorns Debit Card, save, invest and earn every time you spend — for just $3/month! An open Invest account is req... -
Will I receive a tracking number?
You will receive an email notification with tracking information when your Acorns Debit Card is shipped. ... -
What verification will be used to sign up? Will there be a credit check?
There will not be a credit check to join Acorns Checking. To sign up for Acorns Checking, you must be a verified Acorns customer. If you’re new to Acorns, you’ll need to set up your Acorns account first. When your account is verified, you can register for Acorns Checking with just ... -
What's included with Acorns Checking?
Acorns Checking is the only checking account with a debit card that saves, invests and earns for you — and has Acorns Invest and Acorns Later built-in. Here are a few of the features we’re excited to offer. Technology & DesignThe only debit card that saves, invests and earns fo... -
Will I be able to have multiple Acorns Checking accounts?
Each customer may have only one Acorns Checking account. At this time, we are not able to support joint accounts.... -
What fees and minimums are there?
There is no minimum amount required to open an Acorns account, but to begin investing, saving for retirement, or banking smarter, you must have funds in your account. Our pricing is below and you can learn more on the pricing page of our website, www.acorns.com/pricing. Acorn... -
Do I need an Acorns Invest and Acorns Later account to have an Acorns Checking account?
To become an Acorns Checking customer, you can sign up here. When you sign up for Acorns Checking, Acorns Invest and Acorns Later are automatically included! Acorns Invest will need to remain open in order to remain an Acorns Checking customer. Acorns works hardest for you when yo... -
Can I withdraw from my Acorns Checking account whenever I want?
You can transfer funds from your Acorns Checking account to an external primary checking any time without penalty. In order to transfer funds out of your Acorns Checking account please log in to your Acorns account and follow the directions below: Tap or click on "Bank Smarter" Tap ... -
Can I contribute to my other Acorns accounts with my Acorns Checking account?
Yes! Acorns is built as a system that helps you effortlessly save, invest, and earn in the background of life. In a few taps, you can transfer funds from your Acorns Checking account to your Acorns Invest and Acorns Later accounts, where your money can grow! In order to transfer funds o... -
What if I want to cancel my order after I have placed it?
To cancel your Acorns Debit Card after you have pre-ordered, please contact Acorns Support. ... -
What if my address changes from the address I gave when I pre-ordered my card?
If the address you provided when you pre-ordered your card is no longer your address when your card ships, please make sure to set up mail forwarding so your card is forwarded to you. If there are any issues in receiving your card, please contact our customer support team. ... -
Why do I have to pay anything for Acorns Checking? Aren’t checking accounts free?
Most checking accounts aren’t actually free. In fact, on average, most banks have over 22 hidden fees, and collectively rake in about $30 billion a year from those fees. When you consider that on average, Americans lose $329 a year from bank fees, just $36 a year for Acorns Checking, fea... -
What is my actual bank as an Acorns Checking customer?
To bring you the first checking account and debit card that save, invest, and earn for you, Acorns has partnered with Lincoln Savings Bank, a member of FDIC.... -
Will I be charged foreign transaction fees with my Acorns Debit Card?
Acorns will not charge you foreign transaction fees, but you will likely be charged foreign exchange fees and currency exchange commissions for transactions outside of the United States. These fees will be included in the amount charged to your Acorns Checking account.... -
Can I just have an Acorns Checking account?
To forward our mission to look after the financial best interests of the up-and-coming, it is not possible to only have an Acorns Checking account. Acorns Invest must stay open in order to remain an Acorns Checking customer. We created Acorns as a system that helps you save, inves... -
How do I activate my card?
You will receive a notification to activate your card when your Acorns debit card is delivered. When you have your card in hand, open the Acorns app. There will be a prompt in your action feed asking you to activate your card.... -
How do I set my Acorns debit card PIN?
Setting your PIN for your debit card is done when you activate your card. If you need to update your PIN at any time, please take the following steps: After logging in to your account, tap "Bank Smarter" Tap the gear icon in the upper right corner Tap "Update Card PIN" Note: It will as... -
How do I set up direct deposit?
You can set up direct deposit right from your Acorns Checking account! To do so, please follow the steps below: Log in to your Acorns account and tap "Bank smarter" Tap the gear icon, in the upper right-hand corner of the screen, to access your settings Scroll down and tap "Direct Depo... -
How do I see my Acorns Checking balance?
You can view your available Acorns Checking balance by clicking on "Bank smarter" from the main menu! If needed, you can also add funds to your Acorns Checking account by taking the steps below: After logging in to your account, tap or click on "Bank Smarter" Tap or click on "Transf... -
How can I see my monthly statement?
Monthly statements are available to download when you visit your Acorns account on a desktop web browser.... -
Can I send money instantly using Zelle, PayPal, etc.
Acorns does not currently allow sending money through mobile payment apps. You can, however, move money into your Acorns Checking account from PayPal wallet.... -
Can I set up Bill Pay?
The account and routing number for your Acorns Checking account can be used to pay your bills! In order to locate your Acorns Checking account and routing number, please take the following steps: For Mobile: After logging in to your account, tap "Bank smarter" Tap Settings Gear in the ... -
Where can I find my routing and account number?
Your routing & account numbers are listed in Settings under Acorns Checking smarter. This can be found using the following steps: For Mobile: After logging in to your account, tap "Bank smarter" Tap Settings Gear in the upper right corner From here, you see your routing and ac... -
Can I use my Acorns Debit Card as a joint or business account?
We do not support joint accounts or business checking accounts at this time. Acorns Checking can only be used as a personal checking account.... -
How do I order a new card? (replacement / reissue)
If you are requesting a new Acorns debit card because your current card is Lost, Stolen, Damaged, or if you’ve experienced a delivery issue, you can do so right from your Acorns app by taking the steps below. If you need to request a new card for a reason that is not mentioned abo... -
How do I put my card on hold? Remove a hold?
You can temporarily lock and unlock your Acorns debit card at any time from the Acorns Checking section in your settings.... -
How do I update my Acorns debit card PIN?
If you need to update your PIN: Tap "Bank Smarter" Tap on the gear tool in the top right corner Tap "Update Card PIN" *Note: It will ask you to Enter your PIN, this means entering a completely new PIN. You will not be asked for the previous PIN. Please keep in mind that it can take up to 12 ... -
How do I dispute a charge?
To dispute a transaction, please navigate to https://help.acorns.com/spend/dispute/step-one... -
How are my transactions verified?
Your security is our top priority. All transactions are verified through our third-party fraud detection partner.... -
How do I cancel an Acorns Checking transaction?
In order to cancel a transaction, please contact our Acorns Support team. If a transfer is already being processed, we are unable to cancel the transaction. Once the transfer has settled, you can use the funds in your Acorns Checking account or transfer the funds back to your primary checking ... -
How do I withdraw money from my account? Cash?
You can transfer funds to a linked external account or withdraw cash through an ATM.... -
Will I get a notification each time I swipe my card?
Yes. You will get a notification on your phone every time you make a purchase with your Acorns debit card. It will let you know how much you spent.... -
Can I deposit checks via the app? How does this work?
Yes! You can deposit a check within the Acorns app by simply taking a picture of both the front and back of the check as well as entering the check amount. In order to deposit a check, please follow these steps: After logging in to your mobile app, tap “Bank smarter” ... -
Is there a limit to how much I can withdraw from an ATM?
You can withdraw a maximum of $500 a day from an ATM (Allpoint or non-Allpoint) with Acorns Checking.... -
Can I cash a check at the ATM? Can I deposit a check at the ATM?
We do not offer the ability to cash or deposit checks at any ATMs (Allpoint or non-Allpoint) with Acorns Checking. ... -
Can I deposit cash into my Acorns Checking account by depositing the cash into a participating ATM?
At this time, you will not be able to deposit cash into your Acorns Checking account via an ATM. However, you can deposit the cash into a linked primary checking account and then transfer it into your Acorns Checking account.... -
Foreign fee?
There are no foreign transaction fees, only currency conversion fees with Acorns Checking.... -
Overdraft fee?
There are no overdraft fees with Acorns Checking.... -
I want to open an Acorns Checking account, how do I do this?
If you’re an existing Acorns customer, you can order your Acorns debit card in just a few taps! If you are new to Acorns, you can sign up directly here.... -
How do I freeze my account? How long can I freeze it for?
If you need to freeze your account, please contact us and we will be able to further assist you. Please note that the monthly subscription still applies to accounts that are frozen.... -
Account / Routing Information
Your routing & account number is listed in Settings under the Acorns Checking section of the Acorns app.... -
How does Acorns Earn affect my Acorns Checking account?
You can use your Acorns debit card to earn Acorns Earn, but Earn Rewards will always be invested in your Acorns Invest account.... -
Where do my Round-Ups go? Can I pick where my Round-Ups go?
All Round-Ups are invested into your Acorns Invest account. Real-Time Round-Ups come from your Acorns Checking account. Regular, manual and automatic, Round-Ups from other linked cards will come from your default primary checking account, which can be your linked bank account or your Acorns Ch... -
How do I notify Acorns that I will be traveling out of the country?
You can contact Acorns Support to let us know about your travel plans. We'd be happy to make a note on your account!... -
How do I deposit a physical check? How many can I deposit at one time?
You can deposit a paper check through the Acorns mobile app. You will be able to deposit up to 3 checks per business day. In order to deposit a check, please follow these steps: Open the Acorns App and log in Tap “Bank Smarter” Tap “Checks” Tap "Deposit C... -
Do we offer bonded checks?
Unfortunately, we do not offer bonded checks at this time with Acorns Checking.... -
Courtesy Pay?
Unfortunately, we do not offer courtesy pay at this time with Acorns Checking.... -
Do you offer Cashiers checks?
At this time, we do not offer cashiers checks at this time with Acorns Checking.... -
How do I destroy my card?
If you would like to return your card and ensure it is properly disposed of, please mail the card in a security envelope to the address below. We recommend deactivating your card prior to shipping. Acorns Attn: Card Department 5300 California Ave Irvine, CA 92617 ... -
Can I perform Peer 2 Peer payments? (Within Acorns & institution transfer)
Acorns does not currently allow Peer 2 Peer payments within the app. You can, however, move money into your Acorns Checking account from PayPal wallet.... -
Can I order my own checkbook?
Acorns does not currently provide physical checks or checkbooks for Acorns Checking accounts. Additionally, please note that ordering a checkbook using your Acorns account & routing number will not work; however, our Send Check feature allows you to send a physical check via USPS to the de... -
Legal requests?
Please contact support if you have a legal inquiry.... -
How do I get notified if there is fraud?
Our fraud specialists respond in real-time and your card will be locked. We'll call you to determine if a transaction is fraudulent.... -
How do I report fraud / unauthorized transactions?
Since your security is our number one priority, please contact support to report any fraud.... -
How are investigations into potentially fraudulent activity carried out?
In partnership with Acorns, our banking partner, Lincoln Savings Bank, will investigate any transactions suspected to be fraudulent once they are reported to our Customer Support team.... -
Can I return my card?
If you would like to return your card and ensure it is properly disposed of, please mail the card in a security envelope to the address below. We recommend deactivating your card prior to shipping. Acorns Attn: Card Department 5300 California Ave Irvine, CA 92617 ... -
Can I set up Apple / Android Pay?
Your Acorns debit card will be automatically added to either Apple Pay or Android Pay when you activate it.... -
Is there a fee to replace my card? How many times can I replace my card?
There is no fee to replace your Acorns debit card.... -
I never got my card, what do I do?
Generally, an Acorns debit card orders take about 14 business days to arrive. If you've ordered an Acorns debit card and it has not arrived within 14 business days, you can request a replacement card within your Acorns account by taking the following steps: For Mobile: Log onto your Acorns m... -
Can I request a new card with the same number?
If your Acorns debit card is damaged and still in your possession, you can request a new one right in your Acorns app. For further assistance with requesting a new Acorns debit card, please contact Acorns Support. ... -
Why did I receive an Acorns debit card if I canceled my Acorns Checking account?
Once you sign up for an Acorns Checking, a card is ordered shortly thereafter. Although we've gone ahead and canceled all of your accounts, we are not always able to prevent your card from shipping. Please note if you do receive your card, it will be deactivated.... -
Can I view my FICO score?
Acorns Checking does not provide FICO scores at this time.... -
Can I speak to someone about depositing a check?
Absolutely! If you have any questions, we are available 24/7 and you may reach us at: 855-739-2859. ... -
When I deposit a check, how much will be available at the time of deposit?
If you deposit a check by 2:00 pm PST, Monday through Friday, the funds will be available in your Acorns Checking account by the next business day. For example, funds from a deposit made at 12:00 pm PST on Thursday will be available the next business day, Friday. If you deposit a check on Satu... -
How do I fund my Acorns Checking account?
You can currently fund your Acorns Checking account four ways: Direct deposit Recurring deposit One-time deposit Mobile check deposit How do I set up direct deposit to Acorns Checking? To set up a direct deposit from your paycheck, please follow the steps below: Log in to your Acorns accou... -
How do I close my Acorns Checking Account?
To close your Acorns Checking account, follow the steps below: For Mobile: After logging in to your account, tap the menu (avatar) in the upper left corner of the screen Tap "Settings" Tap "My Subscription" Tap "Close account" and we’ll guide you through the process For Web: After log... -
Is there a limit to how many times I can go to an ATM?
There is no limit to how many times you can go to an ATM, but for your protection, there is a $500 daily withdrawal limit. ... -
Will I get charged by Acorns to check my balance at an out of network ATM?
We do not charge any fees, but the third party ATM operator may. Instead, we recommend checking your balance for free right in your app. If you need to check your balance at an out-of-network ATM, double check that they will not charge you a fee.... -
Will I be charged for using an international ATM?
Good news! If you use an Allpoint ATM, you won’t be charged a fee — wherever you are. You can find Allpoint ATMs in the United States, Canada, United Kingdom, Puerto Rico, Australia, and Mexico. To find the nearest Allpoint ATM, use the ATM Locator found in the Bank smarter section... -
I just tried to take out cash at an out-of-network ATM but it was declined even though I had enough in my account. Why?
In order to withdraw cash from an out-of-network ATM, you need to have sufficient funds to cover both the withdrawal amount and any fees the ATM operator may charge you. If your account doesn’t have the funds to cover both the withdrawal and the fees, the transaction will be declined. It... -
Does Acorns still reimburse ATM fees?
We do not reimburse ATM fees, but provide more than 55,000 fee-free ATMs globally. That way, you no longer have to wait for a fee reimbursement. Just easily find a fee-free Allpoint ATM using the ATM locator right on your Acorns Checking screen. You’re still welcome to use ou... -
I was charged a fee when I used an Allpoint ATM. How can I get a refund?
We’re sorry to hear that this happened. Please contact us and we will be able to further assist you. Please make sure you have the details of the transaction in question, such as the time/date of the withdrawal, ATM location, withdrawal amount, and fee amount.... -
Where can I find an Allpoint ATM? How can I make sure I’m using an Allpoint ATM?
You can find the nearest Allpoint ATM by using the ATM Locator in the Bank smarter section of the Acorns app. Make sure you’re on the latest version of the app to ensure you have the best experience. If you’re unable to access our ATM locator, you can also use Allpoint’... -
Can I still use ATMs outside of the Allpoint network? How much does it cost?
Yes, you may still use ATMs outside of the Allpoint network, but you may incur a fee set by the ATM operator (Acorns does not charge any fees for ATM usage). These fees vary depending on the ATM you are using. To avoid fees, just use our ATM Locator in the Bank smarter section of your app to f... -
What is the Allpoint ATM network? Why is Acorns partnering with Allpoint?
Acorns is partnering with Allpoint, which provides a network of 55,000+ ATMs globally, giving you fee-free access to cash when you need it. Enjoy cash withdrawals with no fees when you use a fee-free Allpoint ATM. Plus, you can access Allpoint ATMs in these countries outside of the U.S.: Canad... -
What are the Acorns Checking Cash, Purchase and Transfer Limits?
Acorns Checking has built-in limits on all transaction types. These transaction limits cannot be raised. Daily Limits Max to push into Acorns Checking: $7,000 Max to pull out of Acorns Checking: $7,000 Max check deposit limit: $5,000 or 3 total transactions Max transaction limit (card s... -
Can I review my prior Acorns Checking account statements and transactions?
You can download any past statement including those from a previously closed Acorns Checking account. To do this, please log in from a computer at www.acorns.com and follow the steps below: Click on the menu (avatar) in the upper right corner of the screen Click on "Profile & Sett... -
How do I reopen an Acorns Checking account?
We are working to make this option available to all eligible customers. If you’ve received an email or app notification from us that this has been enabled for you, you can sign up for Acorns Checking again with the following steps (please note that an Acorns Support representative will n... -
How will reopening my Acorns Checking account alter my subscription?
The Acorns Checking account is included with both the $3 Personal tier and the $5 Family tier. If you are already an existing customer in one of these tiers, your subscription will not change. If you are reopening your Acorns account entirely, you will be placed in the $3 Personal Tier. You ca... -
Will I be charged a fee if I withdraw money from my Acorns Checking account at an ATM?
Acorns has partnered with Allpoint, which provides a network of 55,000+ ATMs globally, giving you fee-free access to cash when you need it. When you use your Acorns Visa debit card at an Allpoint ATM, there will be no fee. You can use the ATM Locator found in the Acorns Checking section of the... -
How do I change my Smart Deposit?
You can change your Smart Deposit at any time, by following the steps below: After logging in to your account, tap "Spend smarter" Tap "Direct deposit" to edit your Smart Deposit settings Once you've saved those settings, Smart Deposit will automatically use them the next time you are paid ... -
What's the difference between the different Smart Deposit distribution options?
When we built Smart Deposit we knew that one size doesn’t fit all—especially when it comes to money. Smart Deposit lets you personalize how you invest your money and puts it on auto-pilot. There are 5 different automatic distributions between your Invest and Later accounts designed... -
Why should I use Smart Deposit over Recurring Deposits?
Smart Deposit simplifies and saves time. Instead of managing multiple transfers across your accounts, set your savings rate for your paycheck in your Acorns Checking and let Acorns take care of the rest. Can I use both Smart Deposit and recurring deposits? Sure! Using Smart Deposit will... -
What is Smart Deposit?
Smart Deposit is a feature of Acorns Checking that automatically allocates a portion of your direct deposit into Invest, Later, Early, or a combination of all three, to help you invest your money as soon as you get it. Smart Deposit helps you put money away for your future, without even think... -
How do I turn off Smart Deposit?
You can turn off Smart Deposit anytime by following these steps: Navigate to your Acorns Checking home screen and tap the Smart Deposit widget. Tap the triple-dot icon in the top right corner. Tap “Turn off Smart Deposit”. Your Smart Deposit settings will be turned ... -
How do I edit my Smart Deposit?
You can update your Smart Deposit settings any time. Please follow these steps to make changes to your Smart Deposit settings From the Acorns home screen, select “Bank Smarter” Scroll down and tap the “Smart Deposit” widget to expand it Tapping “Edit&rdquo... -
How much should I allocate to each account for Smart Deposit?
Based on your investor profile, Smart Deposit will suggest how much to invest into each Acorns account. You can invest using the Smart Deposit suggestion, or pick how much you want to put into each account. We hope this makes it easier to save and invest from every paycheck!... -
When does my Smart Deposit allocation happen?
You will receive an email and push notification when we receive your paycheck direct deposit. From here, you can make any last minute adjustments to your Smart Deposit settings. Then, 18 hours from receiving your paycheck, you will receive a second email and push notification when we have au... -
Does Smart Deposit work with Early?
You can put part of paycheck into your Invest, Later, and Acorns Checking accounts. Right now, Smart Deposit does not include an option to invest in Early. But, stay tuned for exciting updates to the Smart Deposit feature!... -
How do I cancel a single Smart Deposit allocation?
If you are looking to cancel the next Smart Deposit distribution please follow these steps: From the Acorns home screen tap “Bank Smarter” From your Acorns Checking home screen, scroll down and tap the Smart Deposit widget. Tap the triple-dot icon in the top right corner. ... -
Can I set up Smart Deposit if I receive multiple paychecks?
Yes! If you have one or more direct deposit paychecks from your employers, you can set up Smart Deposit for each paycheck. To set up multiple paychecks with Smart Deposit, you’ll need to add another Direct Deposit. To add another paycheck, follow these easy steps: From the Aco... -
How do I view my Smart Deposit History?
When you make a change to your Smart Deposit settings, they are immediately saved. Any changes that you make will apply to the next paycheck as long as it hasn't been distributed yet. ... -
How Long does it take for my changes to be applied to my Smart Deposit settings?
When you make a change to your Smart Deposit settings, they are immediately saved. Any changes that you make will apply to the next paycheck as long as it hasn't been distributed yet....
