You can currently fund your Acorns Checking account four ways:
- Direct deposit
- Recurring deposit
- One-time deposit
- Mobile check deposit
How do I set up direct deposit to Acorns Checking?
To set up a direct deposit from your paycheck, please follow the steps below:
- Log in to your Acorns account and tap "Bank smarter"
- Tap the gear icon, in the upper right corner of the screen, to access your settings
- Scroll down and tap "Direct Deposit"
- Tap "Get deposit form," fill in the necessary information and tap "Next"
- Add your signature and tap the arrow (mobile) or "Next" (web)
- Preview, then tap "Download deposit form" to download!
Once completed, submit this document to your HR or Payroll department to set up your direct deposit into Acorns Checking! Please Note: it can take 1-2 payroll cycles for changes to take effect, so make sure to follow up with your HR or payroll department to check on the progress of your request.
How do I make recurring deposits to Acorns Checking?
To make a recurring deposit, please follow the steps below:
- Log in to your Acorns account and tap "Bank smarter"
- Tap "Recurring Deposit" right below the 4 round buttons
- Enter the amount and the frequency of the deposit
- Tap "Turn on"
Your deposit will be initiated on the next scheduled day and will arrive in your Acorns Checking account within 1-2 business days after that (same with all ACH transfers).
How do I make a one-time deposit to Acorns Checking?
To make a one-time deposit, please follow the steps below:
- Log in to your Acorns account and tap "Bank smarter"
- Tap the "Transfer" button (Mobile: right below the texts of "Your available Acorns Checking balance is..." and Web: towards the top of the screen)
- Enter the amount of the deposit, and where the deposit will come from
- Make sure the deposit goes to Acorns Checking
- Tap "Transfer"
Your deposit will arrive in your Acorns Checking account within 1-2 business days (same with all ACH transfers).
How do I deposit a check to Acorns Checking?
To deposit a check, please follow the steps below:
- Log in to your Acorns account in the app and tap "Bank smarter"
- Tap the "Checks" button right below the texts of "Your available Acorns Checking balance is..."
- Tap "Deposit check" at the bottom of the screen
- Follow the prompts to deposit your check using your phone's camera
Please Note: you can only deposit checks that are made out to you.
