You can currently fund your Spend account four ways:
- Direct deposit
- Recurring deposit
- One-time deposit
- Mobile check deposit
How do I set up direct deposit to Spend?
To set up a direct deposit from your paycheck, please follow the steps below:
1. Log in to your Acorns account and tap "Spend smarter"
2. Tap the gear icon, in the upper right-hand corner of the screen, to access your settings
3. Scroll down and tap "Direct Deposit"
4. Tap "Get deposit form," fill in the necessary information and tap "Next"
5. Add your signature and tap the arrow (mobile) or "Next" (web)
6. Preview, then tap "Download deposit form" to download!
Once completed, submit this document to your HR or Payroll department to set up your direct deposit into Spend! Please Note: it can take 1-2 payroll cycles for changes to take effect, so make sure to follow up with your HR or payroll department to check on the progress of your request.
How do I make recurring deposits to Spend?
To make a recurring deposit, please follow the steps below:
1. Log in to your Acorns account and tap "Spend smarter"
2. Tap on "Recurring Deposit" right below the 4 round buttons
3. Enter the amount and the frequency of the deposit
4. Hit "Turn on"
Your deposit will be initiated on the next scheduled day and will arrive in your Spend account within 1-2 business days after that (same with all ACH transfers).
How do I make a one-time deposit to Spend?
To make a one-time deposit, please follow the steps below:
1. Log in to your Acorns account and tap "Spend smarter"
2. Tap on the "Transfer" button (Mobile: right below the texts of "Your available Spend balance is..." and Web: towards the top of the screen)
3. Enter the amount of the deposit, and where the deposit will come from
4. Make sure the deposit goes to Spend
5. Hit "Transfer"
Your deposit will arrive in your Spend account within 1-2 business days (same with all ACH transfers).
How do I deposit a check to Spend?
To deposit a check, please follow the steps below:
1. Log in to your Acorns account in the app and tap "Spend smarter"
2. Tap on the "Checks" button right below the texts of "Your available Spend balance is..."
3. Tap "Deposit check" at the bottom of the screen
4. Follow the prompts to deposit your check using your phone's camera
Please Note: you can only deposit checks that are made out to you.