Acorns Early
Grow kids’ money skills
Your $10 free allowance is waiting
Help your kids get hands-on with money with a smart money app and debit card that teaches them how to spend, save, earn & more.
Claim $10
$10 transfer minimum. Terms apply.
Why parents love Acorns Early
Easy allowance, savings, and chores
Set up chores in the Acorns Early app, set a payment amount, and tick the chore off when it’s done!
Savings goals for kids
Make saving a habit by putting your kids in charge. Kids can use their app to easily set their own savings goals.
Invest in your kids’ futures
Give your kids a head start with a 1% match on the first $7,000 you invest per year for their future.
Parental controls
Get real-time notifications when your kids spend, set spending limits, and instantly block lost or stolen cards.
Financial literacy
Teach kids smart money skills with bite-sized, award-winning money lessons they’ll actually love.
Giftlinks and relative accounts
Make birthdays and holidays easier on everyone by inviting friends and family to gift money to your kids.
A kids' debit card built for their safety — and your confidence
Bank-level encryption
Chip and PIN-protected transactions
Acorns Early blocks unsafe spending categories
Secure PIN recovery in the app
FDIC-insured up to $250,000* through a partner bank
Zero Liability Protection by Visa®
Real-time spending notifications
Easily block and unblock cards
Frequently asked
What is Acorns Early?
Acorns Early is the easiest way to teach kids money skills. It comes with a kids debit card & app so they can learn by doing—and Money Missions to accelerate learning. It even has features for parents, too—like an allowance manager, flexible parental controls, and so much more.
How old do you have to be to get an Acorns Early debit card?
A lot of parents wonder “What age should a kid get a debit card?” — Acorns Early takes out the guesswork. Created for young people ages 6-18, Acorns Early helps kids earn an allowance, complete chores, set savings goals, give to charity, and learn to spend responsibly.
How does Acorns Early work?
Acorns Early is a smart debit card and app that helps kids build strong money skills—and so much more! Parents set up chores and allowance right in the Acorns Early app and kids can spend the money they earn with their very own debit card. The Acorns Early app lets kids set savings goals and watch bite-sized money lessons. Plus, there are tons of safety features for parents, too.
How do you put money on an Acorns Early debit card?
It's easy to add money to your kids’ debit card! Just link your debit card to your parent account, then choose how you want to give your kids money:
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Set up automatic allowance payments
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Make instant one-time transfers to your kid
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Set chores for them so they can earn a little more
How do you send money to Acorns Early?
Acorns Early is more than just an allowance management app. With Giftlinks, family & friends can send money straight to your kids’ Acorns Early debit card for birthdays & celebrations or just because. Each link is totally secure, free of charge, and gifters can add their own personal message. Kids can decide whether to spend it or save up for something special—and can write thank-you messages straight from the Acorns Early app.
How does the app change by age?
With your help and our unique tools, your kids learn to earn, save, budget, and spend in a way that fits them. When your kid becomes a teenager, they can send and request money (with parental oversight) and have the option to direct deposit wages from a job straight into their account. Acorns Early offers special features that keep parents in control as their kids grow.