Referrer Terms and Conditions

The Fine Print of Acorns Early

Referrer Terms and Conditions

For every friend that joins Acorns Early, we'll add $50.00 to your parent account and your friend will get $10.00. The Refer a Friend reward will be issued 60 days after your friend activates their parent account and only if at least one children’s card on the friend’s account is activated and the account remains open for at least one calendar month following receipt of the reward.

Offer Terms and Conditions:

Referrals must be made by existing customers of GoHenry Inc. (d/b/a “Acorns Early”) who have an Active Acorns Early account (the “Referrer”). Only one Referrer per household is permitted.
The referred friend (“Referee”) must be a genuine person over the age of 18 who is a legal resident of the United States only (not available in Puerto Rico or the U.S. Virgin Islands). The Referee can not have the same physical address as the Referrer
The Referrer may refer only one friend from any given household, any additional Referees from the same household will not qualify for this offer.
Referrers are limited to a maximum of 10 referral rewards per calendar year. Any referrals made beyond this 10 reward limit will not be rewarded.
When multiple Referees qualify for a referral reward within the same day, and this results in the referrer exceeding their 10 reward limit, we will reward the first 10 Referees to satisfy all requirements to redeem this offer.
As used herein, an Active Acorns Early account is an account in Good Standing where a minimum of $10.00 has been loaded to the Acorns Early parent account and at least one Acorns Early child account and card has been activated.
As used herein, an account in Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, in Acorns Early’s sole discretion, at any and all times relevant to this promotion.
The Referee must not be an existing customer of Acorns Early. Existing customers do not qualify as Referees under this offer.
In order for the Referrer and the Referee to redeem this offer, (i) the Referee must activate their parent account and at least one children’s card; and (ii) the Referee’s account must remain active for 60 days. Upon meeting all eligibility criteria, $50.00 will be added to the Referrer’s Active Acorns Early parent account and $10.00 to the Referee’s Active Acorns Early parent account. These funds will be added to their Acorns Early parent accounts within 7 working days of the qualifying conditions being met.
Following receipt of the reward, the Referee must keep their Acorns Early account open for at least one (1) month of the issuance of the reward. The reward will be reversed if the Referee's Acorns Early account is closed within the one (1) month period.
In the event Acorns Early determines at any time and in its sole discretion there is (i) suspected unauthorized or fraudulent activity related to any account; (ii) a violation of these terms and conditions, (iii) a violation of applicable law or regulation; or (iv) an account is otherwise not in Good Standing, whether or not in connection with this promotion, we reserve the right to (i) delay or decline to grant any referral award amount; and/or (ii) rescind, void, and/or reverse any award amount already provided.
This promotion is not open to employees or associates of Acorns Grow, Inc. or any of its affiliated entities
We reserve the right in our sole discretion and without prior notice to change these terms and conditions; to terminate the Refer a Friend program at any time with or without notice; and/or to modify the terms herein by posting the same to the https://www.acorns.com/early/referrer-terms/.
Participation in this refer a friend offer constitutes acceptance of these terms and conditions.
The Promoter is GoHenry Inc d/b/a Acorns Early 5300 California Avenue, Irvine, CA 92617 USA.

© GoHenry, Inc. d/b/a Acorns Early. Acorns Early is not a bank. The Acorns Early card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. Terms and limits apply. For more information visit acorns.com.

January 2026 Referral Bonus

Earn a Referral reward of $150 when you refer 2 friends within the Offer Period. This promotion runs concurrently with our standard Referral promotion, so for each friend that joins Acorns Early we’ll add $50 to your parent account and your friend will get $10. In total, Acorns Early will add $250 to your parent account when 3 friends join within the offer period.

Offer Terms and Conditions:

This offer is time-limited and shall run from 00:01 PST January 19th, 2026 to 23:59 PST on January 25th, 2026 (the ‘Offer Period’). In order to qualify, you must (i) receive an email from Acorns Early extending this promotion, (ii) refer 2 friends to Acorns Early who complete sign up by 23:59 PST on January 25th, 2025 and (iii) each referred friend must activate at least one child’s card by 23:59 PST on February 8th, 2025 (the ‘Activation Window’).
For each individual referral the standard reward will be issued 60 days after your friend activates their parent account and at least one child card on their account is activated.
The additional Referral reward of $100 will be made into the Acorns Early account 70 days after the Activation Window.

Referrals must be made by existing customers of Acorns Early who have an active Acorns Early account (the “Referrer”). Only one Referrer per household is permitted.
The referred friend (“Referee”) must be a genuine person over the age of 18 who is a legal resident of the United States only (not available in Puerto Rico or the U.S. Virgin Islands). The Referee can not have the same physical address as the Referrer
The Referrer may refer only one friend from any given household, any additional Referees from the same household will not qualify for this offer.
Referrers are limited to the lesser of either (i) a maximum of 10 referral rewards; or (ii) a total of $599.99 received from Acorns Early and/or GoHenry for referrals, per calendar year (the “Reward Limit”). Any referrals made beyond this 10 Reward Limit will not be rewarded. For the avoidance of any doubt this includes referrals made under Acorns Early’s standard RAF promotion, therefore if you have already made over 5 referrals this calendar year you will not qualify to participate in this offer.

When multiple Referees qualify for a referral reward within the same day, and this results in the Referrer exceeding their 10 reward limit, we will reward the first 10 Referees to satisfy all requirements to redeem this offer.
Referrers may only contact Referees about Acorns Early and the Referral Program, including via text message or email, if they have the Referee’s prior express written consent (as defined by applicable law) to receive such communications from them. By Participating in the Acorns Early Referral Program, Referrers certify that they will not send any referral communications via text or email to any individual unless and until they have obtained such consent. Referrers further acknowledge and agree that any such contact without prior express written consent is a violation of these terms and conditions and will result in their removal from the Acorns Early Referral Program and forfeiture of any referral rewards.
As used herein, an Active Acorns Early account is an account in Good Standing where a minimum of $10.00 has been loaded to the Acorns Early parent account and at least one Acorns Early child account and card has been activated.
As used herein, an account in Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, in Acorns Early’s sole discretion, at any and all times relevant to this promotion.
The Referee must not be an existing customer of Acorns Early. Existing customers do not qualify as Referees under this offer.
In order for the Referrer and the Referee to redeem this offer, (i) the Referee must activate their parent account and at least one children’s card; and (ii) the Referee’s account must remain active for 60 days. Upon meeting all eligibility criteria, $50.00 will be added to the Referrer’s Active Acorns Early parent account and $10.00 to the Referee’s Active Acorns Early parent account. These funds will be added to their Acorns Early parent accounts within 7 working days of the qualifying conditions being met.
Following receipt of the reward, the Referee must keep their Acorns Early account open for at least one (1) month of the issuance of the reward. The reward will be reversed if the Referee's Acorns Early account is closed within the one (1) month period.
Acorns Early may refuse to offer an account to a customer for any reason in its sole discretion.
We reserve the right not to honour any referral fee following your 10th referral or any referral that will result in greater than $599.99 received by you from Acorns Early and/or GoHenry within a calendar year at our sole discretion.
In the event Acorns Early determines at any time and in its sole discretion there is (i) suspected unauthorized or fraudulent activity related to any account; (ii) a violation of these terms and conditions, (iii) a violation of applicable law or regulation; or (iv) an account is otherwise not in Good Standing, whether or not in connection with this promotion, we reserve the right to (i) delay or decline to grant any referral award amount; and/or (ii) rescind, void, and/or reverse any award amount already provided.

This promotion is not open to employees or associates of Acorns Grow, Inc. or any of its affiliated entities
We reserve the right in our sole discretion and without prior notice to change these terms and conditions; to terminate the Refer a Friend program at any time with or without notice; and/or to modify the terms herein by posting the same to the https://www.gohenry.com/us/terms-and-conditions/referrer-terms/.
Participation in this refer a friend offer constitutes acceptance of these terms and conditions.
The Promoter is GoHenry Inc d/b/a Acorns Early 5300 California Avenue, Irvine, CA 92617 USA.
Refer a Friend is offered by GoHenry d/b/a Acorns Early and is in no way affiliated with or serviced by Community Federal Savings Bank.

December 2025 Referral Bonus

Earn a Referral reward of $250 when you refer 3 friends within the Offer Period. This promotion runs concurrently with our standard Referral promotion, so for each friend that joins Acorns Early we’ll add $50 to your parent account and your friend will get $10. In total, Acorns Early will add $400 to your parent account when 3 friends join within the offer period.

Offer Terms and Conditions:

This offer is time-limited and shall run from 00:01 PST December 22nd, 2025 to 23:59 PST on December 28th, 2025 (the ‘Offer Period’). In order to qualify, you must (i) receive an email from Acorns Early extending this promotion, (ii) refer 3 friends to Acorns Early who complete sign up by 23:59 PST on December 28th, 2025 and (iii) each referred friend must activate at least one child’s card by 23:59 PST on January 11th, 2025 (the ‘Activation Window’).
For each individual referral the standard reward will be issued 60 days after your friend activates their parent account and at least one child card on their account is activated.
The additional Referral reward of $100 will be made into the Acorns Early account 70 days after the Activation Window.

Referrals must be made by existing customers of Acorns Early who have an active Acorns Early account (the “Referrer”). Only one Referrer per household is permitted.
The referred friend (“Referee”) must be a genuine person over the age of 18 who is a legal resident of the United States only (not available in Puerto Rico or the U.S. Virgin Islands). The Referee can not have the same physical address as the Referrer
The Referrer may refer only one friend from any given household, any additional Referees from the same household will not qualify for this offer.
Referrers are limited to the lesser of either (i) a maximum of 10 referral rewards; or (ii) a total of $599.99 received from Acorns Early and/or GoHenry for referrals, per calendar year (the “Reward Limit”). Any referrals made beyond this 10 Reward Limit will not be rewarded. For the avoidance of any doubt this includes referrals made under Acorns Early’s standard RAF promotion, therefore if you have already made over 5 referrals this calendar year you will not qualify to participate in this offer.

When multiple Referees qualify for a referral reward within the same day, and this results in the Referrer exceeding their 10 reward limit, we will reward the first 10 Referees to satisfy all requirements to redeem this offer.
Referrers may only contact Referees about Acorns Early and the Referral Program, including via text message or email, if they have the Referee’s prior express written consent (as defined by applicable law) to receive such communications from them. By Participating in the Acorns Early Referral Program, Referrers certify that they will not send any referral communications via text or email to any individual unless and until they have obtained such consent. Referrers further acknowledge and agree that any such contact without prior express written consent is a violation of these terms and conditions and will result in their removal from the Acorns Early Referral Program and forfeiture of any referral rewards.
As used herein, an Active Acorns Early account is an account in Good Standing where a minimum of $10.00 has been loaded to the Acorns Early parent account and at least one Acorns Early child account and card has been activated.
As used herein, an account in Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, in Acorns Early’s sole discretion, at any and all times relevant to this promotion.
The Referee must not be an existing customer of Acorns Early. Existing customers do not qualify as Referees under this offer.
In order for the Referrer and the Referee to redeem this offer, (i) the Referee must activate their parent account and at least one children’s card; and (ii) the Referee’s account must remain active for 60 days. Upon meeting all eligibility criteria, $50.00 will be added to the Referrer’s Active Acorns Early parent account and $10.00 to the Referee’s Active Acorns Early parent account. These funds will be added to their Acorns Early parent accounts within 7 working days of the qualifying conditions being met.
Following receipt of the reward, the Referee must keep their Acorns Early account open for at least one (1) month of the issuance of the reward. The reward will be reversed if the Referee's Acorns Early account is closed within the one (1) month period.
Acorns Early may refuse to offer an account to a customer for any reason in its sole discretion.
We reserve the right not to honour any referral fee following your 10th referral or any referral that will result in greater than $599.99 received by you from Acorns Early and/or GoHenry within a calendar year at our sole discretion.
In the event Acorns Early determines at any time and in its sole discretion there is (i) suspected unauthorized or fraudulent activity related to any account; (ii) a violation of these terms and conditions, (iii) a violation of applicable law or regulation; or (iv) an account is otherwise not in Good Standing, whether or not in connection with this promotion, we reserve the right to (i) delay or decline to grant any referral award amount; and/or (ii) rescind, void, and/or reverse any award amount already provided.

This promotion is not open to employees or associates of Acorns Grow, Inc. or any of its affiliated entities
We reserve the right in our sole discretion and without prior notice to change these terms and conditions; to terminate the Refer a Friend program at any time with or without notice; and/or to modify the terms herein by posting the same to the https://www.gohenry.com/us/terms-and-conditions/referrer-terms/.
Participation in this refer a friend offer constitutes acceptance of these terms and conditions.
The Promoter is GoHenry Inc d/b/a Acorns Early 5300 California Avenue, Irvine, CA 92617 USA.
Refer a Friend is offered by GoHenry d/b/a Acorns Early and is in no way affiliated with or serviced by Community Federal Savings Bank.

November 2025 Referral Bonus

Earn a Referral reward of $250 when you refer 2 friends within the Offer Period. This promotion runs concurrently with our standard Referral promotion ($50 to you for each friend who joins Acorns Early and $10 to your friend who joins). When you successfully refer 2 friends within the Offer Period, you'll earn both this $250 bonus and our standard $50 per friend referral rewards (up to $600 total to your parent account between both rewards).

Offer Terms and Conditions:

This offer is time-limited and shall run from 00:01 PST November 24th, 2025 to 23:59 PST on November 30th, 2025 (the ‘Offer Period’). In order to qualify, you must (i) receive an email from Acorns Early extending this promotion, (ii) refer 2 friends to Acorns Early who complete sign up by 23:59 PST on November 30th, 2025 and (iii) each referred friend must activate at least one child’s card by 23:59 PST on December 14th, 2025 (the ‘Activation Window’).
For each individual referral the standard reward will be issued 60 days after your friend activates their parent account and at least one child card on their account is activated.
The additional Referral reward of $250 will be made into the Acorns Early account 70 days after the Activation Window.

Referrals must be made by existing customers of Acorns Early who have an active Acorns Early account (the “Referrer”). Only one Referrer per household is permitted.
The referred friend (“Referee”) must be a genuine person over the age of 18 who is a legal resident of the United States only (not available in Puerto Rico or the U.S. Virgin Islands). The Referee can not have the same physical address as the Referrer
The Referrer may refer only one friend from any given household, any additional Referees from the same household will not qualify for this offer.
Referrers are limited to the lesser of either (i) a maximum of 10 referral rewards; or (ii) a total of $599.99 received from Acorns Early and/or GoHenry for referrals, per calendar year (the “Reward Limit”). Any referrals made beyond this 10 Reward Limit will not be rewarded. For the avoidance of any doubt this includes referrals made under Acorns Early’s standard RAF promotion, therefore if you have already made over 5 referrals this calendar year you will not qualify to participate in this offer.

When multiple Referees qualify for a referral reward within the same day, and this results in the Referrer exceeding their 10 reward limit, we will reward the first 10 Referees to satisfy all requirements to redeem this offer.
Referrers may only contact Referees about Acorns Early and the Referral Program, including via text message or email, if they have the Referee’s prior express written consent (as defined by applicable law) to receive such communications from them. By Participating in the Acorns Early Referral Program, Referrers certify that they will not send any referral communications via text or email to any individual unless and until they have obtained such consent. Referrers further acknowledge and agree that any such contact without prior express written consent is a violation of these terms and conditions and will result in their removal from the Acorns Early Referral Program and forfeiture of any referral rewards.
As used herein, an Active Acorns Early account is an account in Good Standing where a minimum of $10.00 has been loaded to the Acorns Early parent account and at least one Acorns Early child account and card has been activated.
As used herein, an account in Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, in Acorns Early’s sole discretion, at any and all times relevant to this promotion.
The Referee must not be an existing customer of Acorns Early. Existing customers do not qualify as Referees under this offer.
In order for the Referrer and the Referee to redeem this offer, (i) the Referee must activate their parent account and at least one children’s card; and (ii) the Referee’s account must remain active for 60 days. Upon meeting all eligibility criteria, $50.00 will be added to the Referrer’s Active Acorns Early parent account and $10.00 to the Referee’s Active Acorns Early parent account. These funds will be added to their Acorns Early parent accounts within 7 working days of the qualifying conditions being met.
Following receipt of the reward, the Referee must keep their Acorns Early account open for at least one (1) month of the issuance of the reward. The reward will be reversed if the Referee's Acorns Early account is closed within the one (1) month period.
Acorns Early may refuse to offer an account to a customer for any reason in its sole discretion.
We reserve the right not to honour any referral fee following your 10th referral or any referral that will result in greater than $599.99 received by you from Acorns Early and/or GoHenry within a calendar year at our sole discretion.
In the event Acorns Early determines at any time and in its sole discretion there is (i) suspected unauthorized or fraudulent activity related to any account; (ii) a violation of these terms and conditions, (iii) a violation of applicable law or regulation; or (iv) an account is otherwise not in Good Standing, whether or not in connection with this promotion, we reserve the right to (i) delay or decline to grant any referral award amount; and/or (ii) rescind, void, and/or reverse any award amount already provided.

This promotion is not open to employees or associates of Acorns Grow, Inc. or any of its affiliated entities
We reserve the right in our sole discretion and without prior notice to change these terms and conditions; to terminate the Refer a Friend program at any time with or without notice; and/or to modify the terms herein by posting the same to the https://www.gohenry.com/us/terms-and-conditions/referrer-terms/.
Participation in this refer a friend offer constitutes acceptance of these terms and conditions.
The Promoter is GoHenry Inc d/b/a Acorns Early 5300 California Avenue, Irvine, CA 92617 USA.
Refer a Friend is offered by GoHenry d/b/a Acorns Early and is in no way affiliated with or serviced by Community Federal Savings Bank.

October 2025 Referral Bonus

Earn a Referral reward of $450 when you refer 3 friends within the Offer Period. Earn an additional Referral reward of $50 when you refer 3 friends within the Offer Period. This promotion runs concurrently with our standard Referral promotion, so for each friend that joins Acorns Early we’ll add $50 to your parent account and your friend will get $10.

Offer Terms and Conditions:

This offer is time-limited and shall run from 00:01 PST October 27th, 2025, to 23:59 PST on November 2nd, 2025 (the ‘Offer Period’). In order to qualify, you must (i) receive an email from Acorns Early extending this promotion, (ii) refer 2 friends to Acorns Early who complete sign up by 23:59 PST on November 2nd, 2025 and (iii) each referred friend must activate at least one child’s card by 23:59 PST on November 16th, 2025 (the ‘Activation Window’).
For each individual referral the standard reward will be issued 60 days after your friend activates their parent account and at least one child card on their account is activated.
The additional Referral reward of $150 will be made into the Acorns Early account 70 days after the Activation Window.
Referrals must be made by existing customers of Acorns Early who have an active Acorns Early account (the “Referrer”). Only one Referrer per household is permitted.
The referred friend (“Referee”) must be a genuine person over the age of 18 who is a legal resident of the United States only (not available in Puerto Rico or the U.S. Virgin Islands). The Referee can not have the same physical address as the Referrer
The Referrer may refer only one friend from any given household, any additional Referees from the same household will not qualify for this offer.
Referrers are limited to the lesser of either (i) a maximum of 10 referral rewards; or (ii) a total of $599.99 received from Acorns Early and/or GoHenry for referrals, per calendar year (the “Reward Limit”). Any referrals made beyond this 10 Reward Limit will not be rewarded. For the avoidance of any doubt this includes referrals made under Acorns Early’s standard RAF promotion, therefore if you have already made over 5 referrals this calendar year you will not qualify to participate in this offer.
When multiple Referees qualify for a referral reward within the same day, and this results in the Referrer exceeding their 10 reward limit, we will reward the first 10 Referees to satisfy all requirements to redeem this offer.
As used herein, an Active Acorns Early account is an account in Good Standing where a minimum of $10.00 has been loaded to the Acorns Early parent account and at least one Acorns Early child account and card has been activated.
As used herein, an account in Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, in Acorns Early’s sole discretion, at any and all times relevant to this promotion.
The Referee must not be an existing customer of Acorns Early. Existing customers do not qualify as Referees under this offer.
In order for the Referrer and the Referee to redeem this offer, (i) the Referee must activate their parent account and at least one children’s card; and (ii) the Referee’s account must remain active for 60 days. Upon meeting all eligibility criteria, $50.00 will be added to the Referrer’s Active Acorns Early parent account and $10.00 to the Referee’s Active Acorns Early parent account. These funds will be added to their Acorns Early parent accounts within 7 working days of the qualifying conditions being met.
Following receipt of the reward, the Referee must keep their Acorns Early account open for at least one (1) month of the issuance of the reward. The reward will be reversed if the Referee's Acorns Early account is closed within the one (1) month period.
Acorns Early may refuse to offer an account to a customer for any reason in its sole discretion.
We reserve the right not to honour any referral fee following your 10th referral or any referral that will result in greater than $599.99 received by you from Acorns Early and/or GoHenry within a calendar year at our sole discretion.
In the event Acorns Early determines at any time and in its sole discretion there is (i) suspected unauthorized or fraudulent activity related to any account; (ii) a violation of these terms and conditions, (iii) a violation of applicable law or regulation; or (iv) an account is otherwise not in Good Standing, whether or not in connection with this promotion, we reserve the right to (i) delay or decline to grant any referral award amount; and/or (ii) rescind, void, and/or reverse any award amount already provided.
This promotion is not open to employees or associates of Acorns Grow, Inc. or any of its affiliated entities
We reserve the right in our sole discretion and without prior notice to change these terms and conditions; to terminate the Refer a Friend program at any time with or without notice; and/or to modify the terms herein by posting the same to the https://www.acorns.com/early/referrer-terms/.
Participation in this refer a friend offer constitutes acceptance of these terms and conditions.
The Promoter is GoHenry Inc d/b/a Acorns Early 5300 California Avenue, Irvine, CA 92617 USA.
Refer a Friend is offered by GoHenry d/b/a Acorns Early and is in no way affiliated with or serviced by Community Federal Savings Bank.

September 2025 Referral Bonus

Earn a Referral reward of $300 when you refer 2 friends within the Offer Period. Earn an additional Referral reward of $50 when you refer 2 friends within the Offer Period. This promotion runs concurrently with our standard Referral promotion, so for each friend that joins Acorns Early we’ll add $50 to your parent account and your friend will get $10.

Offer Terms and Conditions:

This offer is time-limited and shall run from 00:01 PST September 15th, 2025 to 23:59 PST on September 21st, 2025 (the ‘Offer Period’). In order to qualify, you must (i) receive an email from Acorns Early extending this promotion, (ii) refer 2 friends to Acorns Early who complete sign up by 23:59 PST on September 21st, 2025 and (iii) each referred friend must activate at least one child’s card by 23:59 PST on October 5th, 2025 (the ‘Activation Window’).
For each individual referral the standard reward will be issued 60 days after your friend activates their parent account and at least one child card on their account is activated.
The additional Referral reward of $100 will be made into the Acorns Early account 70 days after the Activation Window.

Referrals must be made by existing customers of Acorns Early who have an active Acorns Early account (the “Referrer”). Only one Referrer per household is permitted.
The referred friend (“Referee”) must be a genuine person over the age of 18 who is a legal resident of the United States only (not available in Puerto Rico or the U.S. Virgin Islands). The Referee can not have the same physical address as the Referrer
The Referrer may refer only one friend from any given household, any additional Referees from the same household will not qualify for this offer.
Referrers are limited to the lesser of either (i) a maximum of 10 referral rewards; or (ii) a total of $599.99 received from Acorns Early and/or GoHenry for referrals, per calendar year (the “Reward Limit”). Any referrals made beyond this 10 Reward Limit will not be rewarded. For the avoidance of any doubt this includes referrals made under Acorns Early’s standard RAF promotion, therefore if you have already made over 5 referrals this calendar year you will not qualify to participate in this offer.

When multiple Referees qualify for a referral reward within the same day, and this results in the Referrer exceeding their 10 reward limit, we will reward the first 10 Referees to satisfy all requirements to redeem this offer.
Referrers may only contact Referees about Acorns Early and the Referral Program, including via text message or email, if they have the Referee’s prior express written consent (as defined by applicable law) to receive such communications from them. By Participating in the Acorns Early Referral Program, Referrers certify that they will not send any referral communications via text or email to any individual unless and until they have obtained such consent. Referrers further acknowledge and agree that any such contact without prior express written consent is a violation of these terms and conditions and will result in their removal from the Acorns Early Referral Program and forfeiture of any referral rewards.
As used herein, an Active Acorns Early account is an account in Good Standing where a minimum of $10.00 has been loaded to the Acorns Early parent account and at least one Acorns Early child account and card has been activated.
As used herein, an account in Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, in Acorns Early’s sole discretion, at any and all times relevant to this promotion.
The Referee must not be an existing customer of Acorns Early. Existing customers do not qualify as Referees under this offer.
In order for the Referrer and the Referee to redeem this offer, (i) the Referee must activate their parent account and at least one children’s card; and (ii) the Referee’s account must remain active for 60 days. Upon meeting all eligibility criteria, $50.00 will be added to the Referrer’s Active Acorns Early parent account and $10.00 to the Referee’s Active Acorns Early parent account. These funds will be added to their Acorns Early parent accounts within 7 working days of the qualifying conditions being met.
Following receipt of the reward, the Referee must keep their Acorns Early account open for at least one (1) month of the issuance of the reward. The reward will be reversed if the Referee's Acorns Early account is closed within the one (1) month period.
Acorns Early may refuse to offer an account to a customer for any reason in its sole discretion.
We reserve the right not to honour any referral fee following your 10th referral or any referral that will result in greater than $599.99 received by you from Acorns Early and/or GoHenry within a calendar year at our sole discretion.
In the event Acorns Early determines at any time and in its sole discretion there is (i) suspected unauthorized or fraudulent activity related to any account; (ii) a violation of these terms and conditions, (iii) a violation of applicable law or regulation; or (iv) an account is otherwise not in Good Standing, whether or not in connection with this promotion, we reserve the right to (i) delay or decline to grant any referral award amount; and/or (ii) rescind, void, and/or reverse any award amount already provided.

This promotion is not open to employees or associates of Acorns Grow, Inc. or any of its affiliated entities
We reserve the right in our sole discretion and without prior notice to change these terms and conditions; to terminate the Refer a Friend program at any time with or without notice; and/or to modify the terms herein by posting the same to the https://www.gohenry.com/us/terms-and-conditions/referrer-terms/.
Participation in this refer a friend offer constitutes acceptance of these terms and conditions.
The Promoter is GoHenry Inc d/b/a Acorns Early 5300 California Avenue, Irvine, CA 92617 USA.
Refer a Friend is offered by GoHenry d/b/a Acorns Early and is in no way affiliated with or serviced by Community Federal Savings Bank.

August 2025 Referral Bonus

Earn a Referral reward of $150 when you refer 2 friends within the Offer Period. Earn an additional Referral reward of $50 when you refer 2 friends within the Offer Period. This promotion runs concurrently with our standard Referral promotion, so for each friend that joins Acorns Early we’ll add $50 to your parent account and your friend will get $10.

Offer Terms and Conditions:

This offer is time-limited and shall run from 00:01 PST August 4th, 2025, to 23:59 PST on August 10th, 2025 (the ‘Offer Period’). In order to qualify, you must (i) receive an email from Acorns Early extending this promotion, (ii) refer 2 friends to Acorns Early who complete sign up by 23:59 PST on August 10th, 2025 and (iii) each referred friend must activate at least one child’s card by 23:59 PST on August 24th, 2025 (the ‘Activation Window’).
For each individual referral the standard reward will be issued 60 days after your friend activates their parent account and at least one child card on their account is activated.
The additional Referral reward of $100 will be made into the Acorns Early account 70 days after the Activation Window.
Referrals must be made by existing customers of Acorns Early who have an active Acorns Early account (the “Referrer”). Only one Referrer per household is permitted.
The referred friend (“Referee”) must be a genuine person over the age of 18 who is a legal resident of the United States only (not available in Puerto Rico or the U.S. Virgin Islands). The Referee can not have the same physical address as the Referrer
The Referrer may refer only one friend from any given household, any additional Referees from the same household will not qualify for this offer.
Referrers are limited to the lesser of either (i) a maximum of 10 referral rewards; or (ii) a total of $599.99 received from Acorns Early and/or GoHenry for referrals, per calendar year (the “Reward Limit”). Any referrals made beyond this 10 Reward Limit will not be rewarded. For the avoidance of any doubt this includes referrals made under Acorns Early’s standard RAF promotion, therefore if you have already made over 5 referrals this calendar year you will not qualify to participate in this offer.
When multiple Referees qualify for a referral reward within the same day, and this results in the Referrer exceeding their 10 reward limit, we will reward the first 10 Referees to satisfy all requirements to redeem this offer.
As used herein, an Active Acorns Early account is an account in Good Standing where a minimum of $10.00 has been loaded to the Acorns Early parent account and at least one Acorns Early child account and card has been activated.
As used herein, an account in Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, in Acorns Early’s sole discretion, at any and all times relevant to this promotion.
The Referee must not be an existing customer of Acorns Early. Existing customers do not qualify as Referees under this offer.
In order for the Referrer and the Referee to redeem this offer, (i) the Referee must activate their parent account and at least one children’s card; and (ii) the Referee’s account must remain active for 60 days. Upon meeting all eligibility criteria, $50.00 will be added to the Referrer’s Active Acorns Early parent account and $10.00 to the Referee’s Active Acorns Early parent account. These funds will be added to their Acorns Early parent accounts within 7 working days of the qualifying conditions being met.
Following receipt of the reward, the Referee must keep their Acorns Early account open for at least one (1) month of the issuance of the reward. The reward will be reversed if the Referee's Acorns Early account is closed within the one (1) month period.
Acorns Early may refuse to offer an account to a customer for any reason in its sole discretion.
We reserve the right not to honour any referral fee following your 10th referral or any referral that will result in greater than $599.99 received by you from Acorns Early and/or GoHenry within a calendar year at our sole discretion.
In the event Acorns Early determines at any time and in its sole discretion there is (i) suspected unauthorized or fraudulent activity related to any account; (ii) a violation of these terms and conditions, (iii) a violation of applicable law or regulation; or (iv) an account is otherwise not in Good Standing, whether or not in connection with this promotion, we reserve the right to (i) delay or decline to grant any referral award amount; and/or (ii) rescind, void, and/or reverse any award amount already provided.
This promotion is not open to employees or associates of Acorns Grow, Inc. or any of its affiliated entities
We reserve the right in our sole discretion and without prior notice to change these terms and conditions; to terminate the Refer a Friend program at any time with or without notice; and/or to modify the terms herein by posting the same to the https://www.acorns.com/early/referrer-terms/.
Participation in this refer a friend offer constitutes acceptance of these terms and conditions.
The Promoter is GoHenry Inc d/b/a Acorns Early 5300 California Avenue, Irvine, CA 92617 USA.
Refer a Friend is offered by GoHenry d/b/a Acorns Early and is in no way affiliated with or serviced by Community Federal Savings Bank.