Referrer Terms and Conditions

Referrer Terms and Conditions

For every friend that joins Acorns Early, we'll add $50.00 to your parent account and your friend will get $10.00. The Refer a Friend reward will be issued 60 days after your friend activates their parent account and only if at least one children’s card on the friend’s account is activated and the account remains open for at least one calendar month following receipt of the reward.

Offer Terms and Conditions:

• Referrals must be made by existing customers of GoHenry Inc. (d/b/a “Acorns Early”) who have an Active Acorns Early account (the “Referrer”). Only one Referrer per household is permitted.
• The referred friend (“Referee”) must be a genuine person over the age of 18 who is a legal resident of the United States only (not available in Puerto Rico or the U.S. Virgin Islands). The Referee can not have the same physical address as the Referrer
• The Referrer may refer only one friend from any given household, any additional Referees from the same household will not qualify for this offer.
• Referrers are limited to a maximum of 10 referral rewards per calendar year. Any referrals made beyond this 10 reward limit will not be rewarded.
• When multiple Referees qualify for a referral reward within the same day, and this results in the referrer exceeding their 10 reward limit, we will reward the first 10 Referees to satisfy all requirements to redeem this offer.
• As used herein, an Active Acorns Early account is an account in Good Standing where a minimum of $10.00 has been loaded to the Acorns Early parent account and at least one Acorns Early child account and card has been activated.
• As used herein, an account in Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, in Acorns Early’s sole discretion, at any and all times relevant to this promotion.
• The Referee must not be an existing customer of Acorns Early. Existing customers do not qualify as Referees under this offer.
• In order for the Referrer and the Referee to redeem this offer, (i) the Referee must activate their parent account and at least one children’s card; and (ii) the Referee’s account must remain active for 60 days. Upon meeting all eligibility criteria, $50.00 will be added to the Referrer’s Active Acorns Early parent account and $10.00 to the Referee’s Active Acorns Early parent account. These funds will be added to their Acorns Early parent accounts within 7 working days of the qualifying conditions being met.
• Following receipt of the reward, the Referee must keep their Acorns Early account open for at least one (1) month of the issuance of the reward. The reward will be reversed if the Referee's Acorns Early account is closed within the one (1) month period.
• In the event Acorns Early determines at any time and in its sole discretion there is (i) suspected unauthorized or fraudulent activity related to any account; (ii) a violation of these terms and conditions, (iii) a violation of applicable law or regulation; or (iv) an account is otherwise not in Good Standing, whether or not in connection with this promotion, we reserve the right to (i) delay or decline to grant any referral award amount; and/or (ii) rescind, void, and/or reverse any award amount already provided.
• This promotion is not open to employees or associates of Acorns Grow, Inc. or any of its affiliated entities
• We reserve the right in our sole discretion and without prior notice to change these terms and conditions; to terminate the Refer a Friend program at any time with or without notice; and/or to modify the terms herein by posting the same to the https://www.acorns.com/early/referrer-terms/.
• Participation in this refer a friend offer constitutes acceptance of these terms and conditions.
• The Promoter is GoHenry Inc d/b/a Acorns Early 5300 California Avenue, Irvine, CA 92617 USA.

© GoHenry, Inc. d/b/a Acorns Early. Acorns Early is not a bank. The Acorns Early card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. Terms and limits apply. For more information visit acorns.com.

August 2025 Referral Bonus

Earn an additional Referral reward of $150 when you refer 2 friends within the Offer Period. Earn an additional Referral reward of $50 when you refer 2 friends within the Offer Period. This promotion runs concurrently with our standard Referral promotion, so for each friend that joins Acorns Early we’ll add $50 to your parent account and your friend will get $10.

Offer Terms and Conditions:

• This offer is time-limited and shall run from 00:01 PST August 4th, 2025, to 23:59 PST on August 10th, 2025 (the ‘Offer Period’). In order to qualify, you must (i) receive an email from Acorns Early extending this promotion, (ii) refer 2 friends to Acorns Early who complete sign up by 23:59 PST on August 10th, 2025 and (iii) each referred friend must activate at least one child’s card by 23:59 PST on August 24th, 2025 (the ‘Activation Window’).
• For each individual referral the standard reward will be issued 60 days after your friend activates their parent account and at least one child card on their account is activated.
• The additional Referral reward of $100 will be made into the Acorns Early account  70 days after the Activation Window.
• Referrals must be made by existing customers of Acorns Early who have an active Acorns Early account (the “Referrer”). Only one Referrer per household is permitted.
• The referred friend (“Referee”) must be a genuine person over the age of 18 who is a legal resident of the United States only (not available in Puerto Rico or the U.S. Virgin Islands). The Referee can not have the same physical address as the Referrer
• The Referrer may refer only one friend from any given household, any additional Referees from the same household will not qualify for this offer.
• Referrers are limited to the lesser of either (i) a maximum of 10 referral rewards; or (ii) a total of $599.99 received from Acorns Early and/or GoHenry for referrals, per calendar year (the “Reward Limit”). Any referrals made beyond this 10 Reward Limit will not be rewarded. For the avoidance of any doubt this includes referrals made under Acorns Early’s standard RAF promotion, therefore if you have already made over 5 referrals this calendar year you will not qualify to participate in this offer.
• When multiple Referees qualify for a referral reward within the same day, and this results in the Referrer exceeding their 10 reward limit, we will reward the first 10 Referees to satisfy all requirements to redeem this offer.
• As used herein, an Active Acorns Early account is an account in Good Standing where a minimum of $10.00 has been loaded to the Acorns Early parent account and at least one Acorns Early child account and card has been activated.
• As used herein, an account in Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, in Acorns Early’s sole discretion, at any and all times relevant to this promotion.
• The Referee must not be an existing customer of Acorns Early. Existing customers do not qualify as Referees under this offer.
• In order for the Referrer and the Referee to redeem this offer, (i) the Referee must activate their parent account and at least one children’s card; and (ii) the Referee’s account must remain active for 60 days. Upon meeting all eligibility criteria, $50.00 will be added to the Referrer’s Active Acorns Early parent account and $10.00 to the Referee’s Active Acorns Early parent account. These funds will be added to their Acorns Early parent accounts within 7 working days of the qualifying conditions being met.
• Following receipt of the reward, the Referee must keep their Acorns Early account open for at least one (1) month of the issuance of the reward. The reward will be reversed if the Referee's Acorns Early account is closed within the one (1) month period.
• Acorns Early may refuse to offer an account to a customer for any reason in its sole discretion. 
• We reserve the right not to honour any referral fee following your 10th referral or any referral that will result in greater than $599.99 received by you from Acorns Early and/or GoHenry within a calendar year at our sole discretion. 
• In the event Acorns Early determines at any time and in its sole discretion there is (i) suspected unauthorized or fraudulent activity related to any account; (ii) a violation of these terms and conditions, (iii) a violation of applicable law or regulation; or (iv) an account is otherwise not in Good Standing, whether or not in connection with this promotion, we reserve the right to (i) delay or decline to grant any referral award amount; and/or (ii) rescind, void, and/or reverse any award amount already provided.
• This promotion is not open to employees or associates of Acorns Grow, Inc. or any of its affiliated entities 
• We reserve the right in our sole discretion and without prior notice to change these terms and conditions; to terminate the Refer a Friend program at any time with or without notice; and/or to modify the terms herein by posting the same to the https://www.acorns.com/early/referrer-terms/.
• Participation in this refer a friend offer constitutes acceptance of these terms and conditions. 
• The Promoter is GoHenry Inc d/b/a Acorns Early 5300 California Avenue, Irvine, CA 92617 USA.
• Refer a Friend is offered by GoHenry d/b/a Acorns Early and is in no way affiliated with or serviced by Community Federal Savings Bank. 

July 2025 Referral Bonus

Earn an additional Referral reward of $225 when you refer 3 friends within the Offer Period. Earn an additional Referral reward of $50 when you refer 3 friends within the Offer Period. This promotion runs concurrently with our standard Referral promotion, so for each friend that joins Acorns Early we’ll add $50 to your parent account and your friend will get $10.

Offer Terms and Conditions:

• This offer is time-limited and shall run from 00:01 PST July 16th, 2025, to 23:59 PST on July 22nd, 2025 (the ‘Offer Period’). In order to qualify, you must (i) receive an email from Acorns Early extending this promotion, (ii) refer 2 friends to Acorns Early who complete sign up by 23:59 PST on July 22nd, 2025 and (iii) each referred friend must activate at least one child’s card by 23:59 PST on August 5th, 2025 (the ‘Activation Window’).
• For each individual referral the standard reward will be issued 60 days after your friend activates their parent account and at least one child card on their account is activated.
• The additional Referral reward of $100 will be made into the Acorns Early account  70 days after the Activation Window.
• Referrals must be made by existing customers of Acorns Early who have an active Acorns Early account (the “Referrer”). Only one Referrer per household is permitted. 
• The referred friend (“Referee”) must be a genuine person over the age of 18 who is a legal resident of the United States only (not available in Puerto Rico or the U.S. Virgin Islands). The Referee can not have the same physical address as the Referrer
• The Referrer may refer only one friend from any given household, any additional Referees from the same household will not qualify for this offer.
• Referrers are limited to the lesser of either (i) a maximum of 10 referral rewards; or (ii) a total of $599.99 received from Acorns Early and/or GoHenry for referrals, per calendar year (the “Reward Limit”). Any referrals made beyond this 10 Reward Limit will not be rewarded. For the avoidance of any doubt this includes referrals made under Acorns Early’s standard RAF promotion, therefore if you have already made over 5 referrals this calendar year you will not qualify to participate in this offer.
• When multiple Referees qualify for a referral reward within the same day, and this results in the Referrer exceeding their 10 reward limit, we will reward the first 10 Referees to satisfy all requirements to redeem this offer. 
• As used herein, an Active Acorns Early account is an account in Good Standing where a minimum of $10.00 has been loaded to the Acorns Early parent account and at least one Acorns Early child account and card has been activated.
• As used herein, an account in Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, in Acorns Early’s sole discretion, at any and all times relevant to this promotion.
• The Referee must not be an existing customer of Acorns Early. Existing customers do not qualify as Referees under this offer. 
• In order for the Referrer and the Referee to redeem this offer, (i) the Referee must activate their parent account and at least one children’s card; and (ii) the Referee’s account must remain active for 60 days. Upon meeting all eligibility criteria, $50.00 will be added to the Referrer’s Active Acorns Early parent account and $10.00 to the Referee’s Active Acorns Early parent account. These funds will be added to their Acorns Early parent accounts within 7 working days of the qualifying conditions being met.
• Following receipt of the reward, the Referee must keep their Acorns Early account open for at least one (1) month of the issuance of the reward. The reward will be reversed if the Referee's Acorns Early account is closed within the one (1) month period.
• Acorns Early may refuse to offer an account to a customer for any reason in its sole discretion. 
• We reserve the right not to honour any referral fee following your 10th referral or any referral that will result in greater than $599.99 received by you from Acorns Early and/or GoHenry within a calendar year at our sole discretion. 
• In the event Acorns Early determines at any time and in its sole discretion there is (i) suspected unauthorized or fraudulent activity related to any account; (ii) a violation of these terms and conditions, (iii) a violation of applicable law or regulation; or (iv) an account is otherwise not in Good Standing, whether or not in connection with this promotion, we reserve the right to (i) delay or decline to grant any referral award amount; and/or (ii) rescind, void, and/or reverse any award amount already provided.
• This promotion is not open to employees or associates of Acorns Grow, Inc. or any of its affiliated entities 
• We reserve the right in our sole discretion and without prior notice to change these terms and conditions; to terminate the Refer a Friend program at any time with or without notice; and/or to modify the terms herein by posting the same to the https://www.gohenry.com/us/terms-and-conditions/referrer-terms/.
• Participation in this refer a friend offer constitutes acceptance of these terms and conditions. 
• The Promoter is GoHenry Inc d/b/a Acorns Early 5300 California Avenue, Irvine, CA 92617 USA.
• Refer a Friend is offered by GoHenry d/b/a Acorns Early and is in no way affiliated with or serviced by Community Federal Savings Bank. 

June 2025 Referral Bonus

Earn an additional Referral reward of $250 when you refer 3 friends within the Offer Period. Earn an additional Referral reward of $50 when you refer 3 friends within the Offer Period. This promotion runs concurrently with our standard Referral promotion, so for each friend that joins Acorns Early we’ll add $50 to your parent account and your friend will get $10.

Offer Terms and Conditions:

• This offer is time-limited and shall run from 00:01 PST June 18th, 2025, to 23:59 PST on June 24th, 2025 (the ‘Offer Period’). In order to qualify, you must (i) receive an email from Acorns Early extending this promotion, (ii) refer 3 friends to Acorns Early who complete sign up by 23:59 PST on June 24th, 2025 and (iii) each referred friend must activate at least one child’s card by 23:59 PST on July 8th, 2025 (the ‘Activation Window’).
• For each individual referral the standard reward will be issued 60 days after your friend activates their parent account and at least one child card on their account is activated.
• The additional Referral reward of $100 will be made into the Acorns Early account 70 days after the Activation Window.
• Referrals must be made by existing customers of Acorns Early who have an active Acorns Early account (the “Referrer”). Only one Referrer per household is permitted. 
• The referred friend (“Referee”) must be a genuine person over the age of 18 who is a legal resident of the United States only (not available in Puerto Rico or the U.S. Virgin Islands). The Referee can not have the same physical address as the Referrer
• The Referrer may refer only one friend from any given household, any additional Referees from the same household will not qualify for this offer.
• Referrers are limited to the lesser of either (i) a maximum of 10 referral rewards; or (ii) a total of $599.99 received from Acorns Early and/or GoHenry for referrals, per calendar year (the “Reward Limit”). Any referrals made beyond this 10 Reward Limit will not be rewarded. For the avoidance of any doubt this includes referrals made under Acorns Early’s standard RAF promotion, therefore if you have already made over 5 referrals this calendar year you will not qualify to participate in this offer.
• When multiple Referees qualify for a referral reward within the same day, and this results in the Referrer exceeding their 10 reward limit, we will reward the first 10 Referees to satisfy all requirements to redeem this offer. 
• As used herein, an Active Acorns Early account is an account in Good Standing where a minimum of $10.00 has been loaded to the Acorns Early parent account and at least one Acorns Early child account and card has been activated.
• As used herein, an account in Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, in Acorns Early’s sole discretion, at any and all times relevant to this promotion.
• The Referee must not be an existing customer of Acorns Early. Existing customers do not qualify as Referees under this offer. 
• In order for the Referrer and the Referee to redeem this offer, (i) the Referee must activate their parent account and at least one children’s card; and (ii) the Referee’s account must remain active for 60 days. Upon meeting all eligibility criteria, $50.00 will be added to the Referrer’s Active Acorns Early parent account and $10.00 to the Referee’s Active Acorns Early parent account. These funds will be added to their Acorns Early parent accounts within 7 working days of the qualifying conditions being met.
• Following receipt of the reward, the Referee must keep their Acorns Early account open for at least one (1) month of the issuance of the reward. The reward will be reversed if the Referee's Acorns Early account is closed within the one (1) month period.
• Acorns Early may refuse to offer an account to a customer for any reason in its sole discretion. 
• We reserve the right not to honour any referral fee following your 10th referral or any referral that will result in greater than $599.99 received by you from Acorns Early and/or GoHenry within a calendar year at our sole discretion. 
• In the event Acorns Early determines at any time and in its sole discretion there is (i) suspected unauthorized or fraudulent activity related to any account; (ii) a violation of these terms and conditions, (iii) a violation of applicable law or regulation; or (iv) an account is otherwise not in Good Standing, whether or not in connection with this promotion, we reserve the right to (i) delay or decline to grant any referral award amount; and/or (ii) rescind, void, and/or reverse any award amount already provided.
• This promotion is not open to employees or associates of Acorns Grow, Inc. or any of its affiliated entities 
• We reserve the right in our sole discretion and without prior notice to change these terms and conditions; to terminate the Refer a Friend program at any time with or without notice; and/or to modify the terms herein by posting the same to the https://www.gohenry.com/us/terms-and-conditions/referrer-terms/.
• Participation in this refer a friend offer constitutes acceptance of these terms and conditions. 
• The Promoter is GoHenry Inc d/b/a Acorns Early 5300 California Avenue, Irvine, CA 92617 USA.
• Refer a Friend is offered by GoHenry d/b/a Acorns Early and is in no way affiliated with or serviced by Community Federal Savings Bank. 

May 2025 Referral Bonus

Earn an additional Referral reward of $175 when you refer 2 friends within the Offer Period. Earn an additional Referral reward of $50 when you refer 2 friends within the Offer Period. This promotion runs concurrently with our standard Referral promotion, so for each friend that joins Acorns Early we’ll add $50 to your parent account and your friend will get $10.

Offer Terms and Conditions:

• This offer is time-limited and shall run from 00:01 PST May 21st, 2025, to 23:59 PST on May 27th, 2025 (the ‘Offer Period’). In order to qualify, you must (i) receive an email from Acorns Early extending this promotion, (ii) refer 2 friends to Acorns Early who complete sign up by 23:59 PST on May 27th, 2025 and (iii) each referred friend must activate at least one child’s card by 23:59 PST on June 10th, 2025 (the ‘Activation Window’).
• For each individual referral the standard reward will be issued 60 days after your friend activates their parent account and at least one child card on their account is activated.
• The additional Referral reward of $100 will be made into the Acorns Early account  70 days after the Activation Window.
• Referrals must be made by existing customers of Acorns Early who have an active Acorns Early account (the “Referrer”). Only one Referrer per household is permitted. 
• The referred friend (“Referee”) must be a genuine person over the age of 18 who is a legal resident of the United States only (not available in Puerto Rico or the U.S. Virgin Islands). The Referee can not have the same physical address as the Referrer
• The Referrer may refer only one friend from any given household, any additional Referees from the same household will not qualify for this offer.
• Referrers are limited to the lesser of either (i) a maximum of 10 referral rewards; or (ii) a total of $599.99 received from Acorns Early and/or GoHenry for referrals, per calendar year (the “Reward Limit”). Any referrals made beyond this 10 Reward Limit will not be rewarded. For the avoidance of any doubt this includes referrals made under Acorns Early’s standard RAF promotion, therefore if you have already made over 5 referrals this calendar year you will not qualify to participate in this offer.
• When multiple Referees qualify for a referral reward within the same day, and this results in the Referrer exceeding their 10 reward limit, we will reward the first 10 Referees to satisfy all requirements to redeem this offer. 
• As used herein, an Active Acorns Early account is an account in Good Standing where a minimum of $10.00 has been loaded to the Acorns Early parent account and at least one Acorns Early child account and card has been activated.
• As used herein, an account in Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, in Acorns Early’s sole discretion, at any and all times relevant to this promotion.
• The Referee must not be an existing customer of Acorns Early. Existing customers do not qualify as Referees under this offer. 
• In order for the Referrer and the Referee to redeem this offer, (i) the Referee must activate their parent account and at least one children’s card; and (ii) the Referee’s account must remain active for 60 days. Upon meeting all eligibility criteria, $50.00 will be added to the Referrer’s Active Acorns Early parent account and $10.00 to the Referee’s Active Acorns Early parent account. These funds will be added to their Acorns Early parent accounts within 7 working days of the qualifying conditions being met.
• Following receipt of the reward, the Referee must keep their Acorns Early account open for at least one (1) month of the issuance of the reward. The reward will be reversed if the Referee's Acorns Early account is closed within the one (1) month period.
• Acorns Early may refuse to offer an account to a customer for any reason in its sole discretion. 
• We reserve the right not to honour any referral fee following your 10th referral or any referral that will result in greater than $599.99 received by you from Acorns Early and/or GoHenry within a calendar year at our sole discretion. 
• In the event Acorns Early determines at any time and in its sole discretion there is (i) suspected unauthorized or fraudulent activity related to any account; (ii) a violation of these terms and conditions, (iii) a violation of applicable law or regulation; or (iv) an account is otherwise not in Good Standing, whether or not in connection with this promotion, we reserve the right to (i) delay or decline to grant any referral award amount; and/or (ii) rescind, void, and/or reverse any award amount already provided.
• This promotion is not open to employees or associates of Acorns Grow, Inc. or any of its affiliated entities 
• We reserve the right in our sole discretion and without prior notice to change these terms and conditions; to terminate the Refer a Friend program at any time with or without notice; and/or to modify the terms herein by posting the same to the https://www.gohenry.com/us/terms-and-conditions/referrer-terms/.
• Participation in this refer a friend offer constitutes acceptance of these terms and conditions. 
• The Promoter is GoHenry Inc d/b/a Acorns Early 5300 California Avenue, Irvine, CA 92617 USA.
• Refer a Friend is offered by GoHenry d/b/a Acorns Early and is in no way affiliated with or serviced by Community Federal Savings Bank.