You're joining more than 1 million people who started investing in their futures, simply.
Explore our features and how it all works below, so that you can start turning acorns into oaks.
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Round-Ups
Every purchase you make can be an investment for your future. Link a card and invest the spare change!
Did You Know?
You can track as many cards as you like. Remember, every investment into your Acorns account will be funded by your checking account.
Automatic Investing
It’s simple! We round up your purchases to the next dollar and invest the spare change.
Every $5
Once your spare change adds up to $5, we’ll instantly invest it for you.
You're In Control
When a purchase ends in .00 you choose how much is invested - from nothing to a whole dollar.
Round-Ups FAQs
What kinds of accounts can I connect?
You can turn on Round-Ups from any bank account and credit card you connect to your Acorns account. There’s no limit!
Does it have to be automatic?
Nope! You can turn off automatic Round-Ups from the Round-Up Accounts settings page within the app.
Recurring
Set up a daily, weekly, or monthly investment. Grow your account in the background of life.
Did You Know?
Over time, frequent investing is thought to be safer than trying to "time the market."
Your Schedule
Set an investment that works best for you and we'll take care of the rest.
Any Amount
Regularly invest anything from $5 to $50,000. Seamlessly grow your account balance.
Stop At Anytime
Edit or stop a recurring investment all from the Acorns mobile app.
Recurring FAQs
Where does the money come from?
For every investment you make with Acorns, the money to buy the shares comes from your checking account.
What if it's the weekend?
If a recurring investment happens on a weekend, the buy order will be placed within two business days.
One-time
Instantly boost your Acorns account by investing any amount at any time, from $5 to $50,000.
Did You Know?
For your safety, we monitor for fraud, and will reach out if we have any concerns about a deposit or withdrawal.
One-time FAQs
Is there a minimum investment?
Right now, the minimum investment is $5. We're working on ways to lower this.
Can I cancel an investment or withdrawal?
When an investment or withdrawal is still pending, it can be canceled by swiping left on it on the History screen in the app.
Money Movement
Now that you understand how our features work, here's a look at the mechanics of money movement with Acorns.
Investments
Investments take 2-4 business days to process.
Request
From the Invest screen in your Acorns app, choose your amount. Then we'll get to work on processing your request.
Buy
In the next day or two, our Securities team will buy shares of stock and bond funds for you.
Transfer
Acorns transfers the money from your checking account to pay for new shares.
Request
From the Invest screen in your Acorns app, choose your amount. Then we'll get to work on processing your request.
Buy
In the next day or two, our Securities team will buy shares of stock and bond funds for you.
Transfer
Acorns transfers the money from your checking account to pay for new shares.
Withdrawals
Withdrawals take 5-7 business days to process.
Request
From the Withdraw screen in your Acorns app, choose your amount. Then we'll get to work on processing your request.
Sell
Our Securities team will sell shares of your stock and bond ETFs from your portfolio to free up the funds that you've requested.
Transfer
When the selling of shares has settled, we'll transfer the funds into your checking account. Voila!
Request
From the Withdraw screen in your Acorns app, choose your amount. Then we'll get to work on processing your request.
Sell
Our Securities team will sell shares of your stock and bond ETFs from your portfolio to free up the funds that you've requested.
Transfer
When the selling of shares has settled, we'll transfer the funds into your checking account. Voila!
Acorns & Your Bank
Every investment and withdrawal is connected to your bank.
Your Checking Account funds all investments for your Acorns account.
How am I protected?
Every Acorns account is protected up to $500,000 by the Securities Investor Protection Corporation (SIPC). Explanatory brochures are available upon request or at www.sipc.org.
Don't see your bank?
You can connect any of your accounts by using your routing & account numbers.
Found Money
Shop with our Found Money partners, and they'll automatically invest in your Acorns account!
Referrals
Spread the wealth, and earn some along the way! When you invite friends to join Acorns, we'll invest $5 in each of your accounts when they start investing.
We're looking out for the financial best interests of the up-and-coming. So not only do we want to make it easier to invest, we also want to educate and inspire.
Our online magazine Grow is the best money advice you never got, with interviews, reports, and more from some of bright financial minds.
