What is Acorns (and why am I here)? 

First things first — welcome! If you’re here, chances are your friend invited you to sign up for Acorns. And you’re probably wondering what it is, and why you should try it. 

Acorns is an app that helps millions of people save and invest for their future and their family’s future. Already, our customers have used our easy and automated investing tools to invest over $15 billion, with $900 million of that in spare change alone!

What is Acorns?

Why should I invest at all?

How do I invest with Acorns?

There’s a few different ways to invest with Acorns. You can choose a way that works for you and your financial situation. 

Round-Ups®

This is our most popular investing feature. With Round-Ups®, you link your spending accounts — the credit and debit cards you use to shop — and we’ll round up your purchases as you go about your day to the nearest dollar. Then we invest that difference.

Recurring Investment

If you want to turn your investing on autopilot, you can set an automatic Recurring Investment, starting at $5 a day, week, or month.

One-Time Investment

Make a One-Time Investment whenever you’ve got the extra cash, or you want to invest it before you spend it.

Paycheck split

Automatically invest a piece of your paycheck each time you get paid across all your different Acorns investment accounts.

What types of accounts can I invest in? 

Acorns Invest: Investing for your money goals

Whether you’re saving up for a new car or a home downpayment, your Acorns Invest portfolio is an expert-built, diversified portfolio made to help you reach your long-term goals — whatever they may be.

Acorns Later: Investing for retirement

Acorns Later helps you start saving and investing for retirement in just a few minutes. You can set up simple recurring deposits every day, week, or month, and potentially tap into tax advantages, too.

Acorns Early: Investing for your kids

Acorns Early is a fast, easy, and flexible investment account for all the kids in your life, including kids, godkids, nieces, nephews, and more. Unlike other accounts intended for educational expenses only (like a 529 plan), Early funds can be used in various ways when it directly benefits the child.

What else does Acorns offer? 

GoHenry by Acorns 

• Personalized debit card made just for your kids

• A learning app that helps kids build smart money habits

• Weekly allowance transfers and digital chore tracker

• Spending controls and real-time spend notifications 

Acorns Checking 

• A checking account that saves and invests for you

• Personalized Acorns debit card with Real-Time Round-Ups®

• Auto-invest a piece of your paycheck across your Acorns accounts

• No hidden, overdraft, or minimum balance fees, and 55,000+ fee-free ATMs.

How do I join and earn my $5 bonus?

5 minutes is all it takes to start investing with Acorns. Don’t forget to use your friend’s unique referral link to download the Acorns app. Once you create an account and make your first investment of $5 or more, both you and your friend will receive a $5 bonus investment — on us!

Get started