Introducing Acorns Spend

It's time for your checking account to work much harder.

Get Acorns Core + Acorns Later + Acorns Spend, the only checking account with a debit card that saves, invests and earns for you.

The first 100,000 Acorns Spend debit cards sold out in under 4 days! We’re humbled and excited to bring you another way to save, invest and earn.

Made of tungsten, one of the rarest, heaviest non-radioactive elements and engraved with your signature, supply of the cards is limited. We’re working hard to order more so let us know if you’d like one.

Reserve yours now!

Beta is full!

Thank you for wanting to be a part of our Acorns Spend beta! This beta filled up fast, but it won’t be our last. Look out for more opportunities to help us get even better for you.

A96A0A9C-CBE0-47B1-B6DC-B38B48A5195A Created with sketchtool.

The Acorns Debit Card

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The Future is Yours!

Meet a whole set of features that help you grow the money you have into the money you want.

  1. Technology & Design image

    Technology & Design

    The only debit card that saves, invests and earns for you — designed to look and feel as good as it works

  2. Instantly Save & Invest image

    Instantly Save & Invest

    Real-Time Round-Ups, automatic retirement savings, custom Spend Strategies and more…

  3. Ease & Access image

    Ease & Access

    Digital direct deposit, mobile check deposit and check sending, free bank-to-bank transfers, and unlimited free or fee-reimbursed ATMs nationwide

  4. Earn More Money image

    Earn More Money

    All the Found Money that comes with Acorns Core, plus up to 10% invested in you from local places you visit every day

  5. Spend Strategies image

    Spend Strategies

    Easy, smart ways to save together while you spend

  6. A Lot for a Little image

    A Lot for a Little

    No overdraft or minimum balance fees and unlimited free or fee-reimbursed ATMs nationwide — with an investment account and a retirement account built in

  7. Grow Your Knowledge image

    Grow Your Knowledge

    From quick tips to original content, grow your money knowledge as you go

  8. Total Protection image

    Total Protection

    FDIC-insured checking account all the way to $250,000 plus fraud protection and all-digital card lock

A debit card designed to look and feel as good as it works

A matte finish and spot gloss treatment of the oak branch, to remind you what your acorns can become

Composed of tungsten metal, the heaviest, non-radioactive element

Designed in partnership with the visionary who built the design group at Apple


For the first time, you can invest for your future, save for later, earn more money and spend smarter — for just $3 a month. No surprise fees, just surprise upgrades.

Acorns Core

Invest spare change and extra cash over time into a diversified portfolio built by experts.

Acorns Later

The easiest way to save for retirement, our IRA account helps you contribute to a better life Later.

Acorns Spend

The only checking account with a debit card that saves, invests and earns for you.

For more about Acorns pricing, visit our pricing page.

If you have any questions about Acorns Spend,
check out our FAQs.

"The new millennial investing strategy."

"Acorns simplified the often tedious and complex process of investing. But that doesn’t mean the investment strategy is any less sophisticated."

"Acorns offers a unique solution to overcoming the mental barrier: "I just don’t have enough money to be investing."

This website is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured and may lose value. Investing involves risk and investments may lose value. Please consider your objectives and Acorns pricing before investing. Past performance does not guarantee future results. Investment outcomes and projections are hypothetical in nature. Limited time offer. Rewards are in the form of a purchase of investments in your Acorns portfolio. Shares are purchased once your friend’s account is approved. To be eligible for the reward, the person you refer must use your personal invitation code when they sign up. Acorns reserves the right to restrict or revoke this offer at any time. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. "Acorns" and "Invest the Change" are registered trademarks of Acorns Grow, Inc.

Get Acorns + Acorns Later + the new Acorns Spend, the only checking account with a debit card that saves, invests and earns for you.

Pre-Order My Spend Debit Card