Acorns
Over 10 million sign ups
Get your Acorns subscription for $0/month for your first year
Acorns is an app that makes it easy for you to save & invest. Now, Cricket is making it even easier.
Cricket customers who sign up for a new Acorns account can get their subscription fee waived for one year, PLUS* a $20 sign-up bonus! On top of that, you can earn a $1 investment each month you pay your wireless service!
Did you know that 69% of Americans have less than $1000 in savings?*
Acorns can help you save and invest for your future — and you can get started with just your spare change.
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Start with spare change
Round-Ups® automatically invests your spare change from everyday purchases, like gas and groceries. -
Invest at your own pace
Make one-time deposits, set up recurring contributions, or invest a portion of your paycheck. -
Put money towards what matters
Create accounts for each of your kids or start saving for retirement
Getting your $20 bonus investment is simple
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Sign up
Create an account and tell us a bit about yourself (name, SSN, etc.) to personalize and password protect your account -
Link your bank account
It makes investing, deposits, and withdrawals easy. We use account level security to protect your info. -
$0 per month for your first year
Find the tier that's right for you and subscription fees will be waived for 1 year. -
Invest $5 & we’ll invest $20!
Complete an initial $5 investment into your Acorns invest account and we'll invest $20. -
Get $1 per month invested
You can earn $1 invested every time you use a card you’ve linked with Acorns to pay your monthly Cricket Wireless service of $5 or more.
Frequently Asked
What is Acorns?
Acorns is an app that helps you easily save and invest every day — no experience or expertise required! Sign up in less than 5 minutes and start investing your spare change in an expert-built portfolio.
Why do I need to add my Social Security number?
The Patriot Act requires all financial institutions to obtain, verify, and record information that identifies each person opening an account. We also require your social security number to issue you a tax reporting form at the end of each year.
Why do I have to choose a subscription tier?
Instead of charging surprise fees every time you want to move, deposit, or withdraw your money, we bundle our products into simple, transparent subscription tiers ($1, $3, or $5) designed to support your financial wellness.
Can I withdraw or transfer my money?
Yes! You can withdraw or transfer money out of your Invest account at any time. Heads up — due to regulatory requirements, it can take 3-6 business days for withdrawals to transfer to your primary checking account. As a reminder, withdrawals may create a taxable event. If you have questions on your personal tax treatment, please consult a tax advisor.
When do I get my $20 from Acorns?
You’ll receive your $20 bonus investment within 60 days after you’ve signed up through Cricket Wireless and invested at least $5 into your account.
How do I get the $1 monthly Cricket Wireless credit?
Each month you pay your Cricket Wireless service with a debit or credit card linked to your Acorns account, you’ll get $1 added to your Invest account automatically. View terms and conditions.
Why should I sign up for Acorns?
We know that the majority of Americans (54%)** are struggling to pay bills and are not saving enough causing them to live paycheck-to-paycheck. At Acorns, we believe in making it simple for people to improve their financial circumstances with easy-to-use financial tools. Start saving and investing today for your future.
JOIN THE MOVEMENT
Join the 9 million all-time users who have invested over $15 billion with Acorns
Important Disclosures
Welcome to the Acorns site, operated by Acorns Advisers, LLC ('Acorns'). Sign up bonus is exclusively for new customers who have not previously opened an Investment Account. Account approval is contingent on verification and approval pursuant to regulatory requirements. Acorns is only offered to US-residents who are 18 years of age or older. Acorns reserves the right to restrict or revoke this promotional offer at any time and without notice.
More information about Acorns Advisers is available in the wrap fee brochure and our customer relationship summary.
Investing involves risk, including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Acorns’ pricing before investing. Acorns Subscription Fees are assessed based on the tier of services in which you are enrolled, view details in our program agreement. Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
$20 sign-up bonus is exclusively for Cricket Wireless customers who join Acorns on or after July 23, 2021 and who have not previously opened an Acorns Account. Offer must be redeemed by setting up a new Acorns Account and making your first investment into your Acorns Invest Account ($5 minimum) within 60 days. You must also make a purchase of $5 or more, within the calendar month, at Cricket Wireless using a valid credit or debit card that is properly linked to your Acorns Invest Account. $20 bonus will be applied within 60 days of your qualifying first investment and Cricket purchase. Monthly bill-pay promotion is $1 invested into your Acorns Invest Account when you spend $5 each calendar month at Cricket using a card properly linked to your Acorns Invest Account. Cricket Wireless service is subject to its own Terms and Conditions, see https://www.cricketwireless.com/terms. Acorns is only offered to US-residents.
Spare change invested with Round-Ups® is transferred from your linked funding source to your Acorns Invest account, where the funds are invested into a portfolio of selected ETFs. If you do not maintain an adequate amount of funds in your funding source sufficient to cover your Round-Ups® investment, you could incur overdraft fees with your financial institution. Round-Up investments from an external account, will be processed when your Pending Round-Ups reach or exceed $5.
Acorns Invest is an individual investment account. Acorns Later is an Individual Retirement Account (either Traditional, ROTH or SEP IRA) selected for clients based on their answers to a suitability questionnaire. Invest and Later recommend a portfolio of ETFs (exchange traded funds) to clients, please note that a properly suggested portfolio recommendation is dependent upon current and accurate financial and risk profiles.
Acorns is not a bank. Acorns Visa™ debit cards and banking services are issued by Lincoln Savings Bank or nbkc bank, members FDIC. Acorns Checking clients are not charged overdraft fees, maintenance fees, or ATM fees for cash withdrawals from in-network ATMs.
Acorns, Round-Ups® investments, Real-Time Round-Ups® investments, Invest the Change and the Acorns logo are registered trademarks of Acorns Grow Incorporated. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
For additional important risks, disclosures, and information, please visit https://www.acorns.com/terms/
© 2023 Acorns Grow Incorporated | Disclosures | Accessibility
