Learn More About Investing
Ways to invest
Acorns Invest
The only micro-investing account that allows you to invest spare change. Set up in under 5 minutes and automatically add money to your diversified portfolio, originally designed with help from Nobel laureate, Dr. Harry Markowitz. More than $1 billion invested already!
Acorns Later
An easy, automated way to save for retirement. We recommend an IRA plan, then update it regularly to match your goals. Get started in under a minute and join more than 250,000 Acorns Later investors.
What's a portfolio?
Define "Portfolio"
A portfolio is a select combination of investments, often stocks or bonds that you own.
Stocks & Bonds
Stocks are shares of ownership in a business. Bonds are a debt investment where an investor loans money to a business or government for a defined period of time and interest rate.
How to Create a Portfolio
To create a portfolio, tell us your financial situation and goals. With those answers, Acorns will recommend you a mix of ETFs that will become your portfolio.
What am I investing in?
Exchange Traded Funds
ETFs for short, are made up of broad holdings of stocks or bonds. Often, these ETFs replicate an asset class or index like the S&P 500 or Dow Jones Industrial Average.
Asset Classes
Asset classes represent certain categories or classes of stocks or bonds. Each ETF represents an asset class in your portfolio ranging from Large Companies to Real Estate.
Find and read our ETF prospectuses here.
Diversification is Key
When you invest in several different asset classes, it helps to smooth out any bumps when the market changes.
Today's Top Companies
Every dollar you invest is automatically diversified over 7,000 stocks & bonds. This is all possible due to Fractional Share Ownership in our portfolio ETFs.
Our Portfolios
Conservative
Short Term Government Bonds
Ultra Short Term Corporate Bonds
Ultra Short Term Government Bonds
Moderately Conservative
Large Company Stocks
Medium Company Stocks
International Company Stocks
Government & Corporate Bonds
Moderate
Large Company Stocks
Medium Company Stocks
Small Company Stocks
International Company Stocks
Government & Corporate Bonds
Moderately Aggressive
Large Company Stocks
Medium Company Stocks
Small Company Stocks
International Company Stocks
Government & Corporate Bonds
Aggressive
Large Company Stocks
Medium Company Stocks
Small Company Stocks
International Company Stocks
Who made these?
Created by Pros
Acorns portfolios are developed with help from Nobel Prize-winning economist, Dr. Harry Markowitz.
Built from Experience
Every Acorns portfolio has been structured with ETFs from well-known investment management companies.
How is Acorns different?
Automatic Everything
Make automatic daily, weekly & monthly investments. Every purchase you make can become an investment with Round-Ups. When your portfolio moves with the market, we’ll rebalance it to stay on track.
As Easy as 1, 2, 3
No minimums. No trade fees. Only $1 or $3 per month until you have $1 million invested. More here.
Help When You Need It
Our Support Team has advisors ready to help you navigate investing.