Acorns investment account

Join more than 9 million people who have saved and invested in the background of life.

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Features

What you get with Acorns Investing

 Invest your spare change with Round-Ups®

Invest your spare change with Round-Ups®

Automatically invest your spare change from everyday purchases, like gas and groceries, while you go about your day.



When you sign up to our Round-Ups® feature, your spare change gets automatically invested into one of our diversified, ETF portfolios, built by experts.

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Diversified portfolios built by experts

Diversified portfolios built by experts

Starting at $3 per month, easily invest in a smart, diversified portfolio built by experts, recommended for you and your long term money goals. Answer a few quick questions to fill out your investor profile, and we’ll match you to the right portfolio for you.

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Portfolio rebalancing

Portfolio rebalancing

Invest easily and hands-off with automatic portfolio rebalancing, giving your money a better chance to grow - without even thinking about it. Say goodbye to manual rebalancing and hello to smarter investing.

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Recurring investments

Recurring investments

Set an easy, automatic Recurring Investment starting at just $5 a day, week, or month to tap into the power of Dollar Cost Averaging, and invest in the background of life!

Note: dollar cost averaging does not ensure a profit and does not protect against loss in declining markets. It involves continuous investing regardless of fluctuating price levels. Investors should consider their ability to continue investing through periods of fluctuating market conditions.

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Education

Education

Knowledge is power and we want to help you continue growing your financial literacy, all in one app. You’ll get knowledge on the go with custom financial literacy content, powered by CNBC. We hope this helps you grow your oak!

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Earn Rewards

Earn Rewards

Shop 12,000+ brands that invest in you, search MILLIONS of jobs in our Job Finder, and earn exciting bonus investments when you shop at your favorite stores. When you earn more, you can save and invest more for your future.

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Investing Basics

What is a Portfolio?

Define “portfolio”

Define “portfolio”

A portfolio is a select combination of investments, often stocks or bonds that you own.

Stocks & Bonds

Stocks & Bonds

Stocks are shares of ownership in a business. Bonds are a debt investment where an investor loans money to a business or government for a defined period of time and interest rate.

Portfolio

Portfolio

Tell us your financial situation and goals. With those answers, Acorns will recommend you a mix of ETFs that will become your portfolio.

What am I investing in?


Exchange Traded Funds Exchange Traded Funds

Exchange Traded Funds

ETFs for short, are made up of broad holdings of stocks or bonds. Often, these ETFs replicate an asset class or index like the S&P 500 or Dow Jones Industrial Average.
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Asset classes

Asset classes represent certain categories or classes of stocks or bonds. Each ETF represents an asset class in your portfolio ranging from Bonds to Large Companies.

Find and read our ETF prospectuses here.
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Asset classes Asset classes

Today’s top companies

Every dollar you invest is automatically diversified into ETFs which include more than 7,000 stocks & bonds. This is all possible due to Fractional Share Ownership in our portfolio ETFs.
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ESG Portfolio

Invest in yourself & the planet

The Acorns Sustainable Portfolios are made of funds that have been selected based on their environmental, social, and governance business practices, or their ESG rating.

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Investing in the Background

How Round-Ups® work

Link all of your cards

Link all of your cards

Link all of your credit or debit cards, so you can start automatically investing spare change with every swipe.

1.

Automatically invest your spare change

Automatically invest your spare change

We will automatically invest your Round-Ups® from everyday purchases once it adds up to $5.

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Reach your goals

Reach your goals

Round-Ups® tap into the power of compounding so you can benefit from investing early and often to help reach your long term money goals.

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We believe your money should work for you. That’s why we’re committed to providing everyday Americans with easy access to some of the best investing and money tools around.
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Acorns' Mission Statement

Simple, transparent plans

Rather than surprise fees, we bundle our products into subscription tiers that support your financial wellness.

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