Where is my money invested?
There are five different Acorns Core portfolios and four different Acorns ESG Portfolios, built by experts. Each portfolio is composed of exchange-traded funds — ETFs for short. An ETF is made of broad holdings of stocks and/or bonds. Depending on your portfolio, you’re invested in a mix of companies, markets, and bonds—and if you choose, a Bitcoin-linked ETF. The overview or prospectuses of the ETFs can be found below:
If you have any other questions, feel free to reach out to us here.
How do I choose an Investment Portfolio?
Acorns will recommend a portfolio for you based on your age, time horizon, income, goals, and risk tolerance. Our ETF portfolios range from aggressive (all stocks) to conservative (all bonds), with a mix in between.
You may switch portfolios after registration without a charge or penalty from Acorns. However, changing portfolios with any investment account may cause a taxable event.
What should I consider when the market is down?
Your Acorns portfolio is designed with the goal of weathering the stock market’s normal ups and downs. This is why your Acorns portfolio is diversified, or composed of lots of different things. When some things are down, others may be up, to help balance your performance over time.
Remember: The stock market can be volatile, but every U.S. market downturn in history has ended in an upturn. Past performance does not guarantee future results.
To learn more, check out the articles below.
What are ESG Portfolios?
Acorns ESG portfolios are composed of Exchange Traded Funds (ETFs) that invest in companies rated for how they approach environmental, social, and governance issues. This is their Morgan Stanley Corporate International (MSCI) ESG rating.
MSCI ESG ratings are a comprehensive measure of a company’s long-term commitment to socially responsible investments (SRI) and environmental, social and governance (ESG) investment standards. In particular, the MSCI ESG ratings focus on a company’s exposure to financially relevant ESG risks.
To explore Acorns ESG portfolios, visit your Invest screen, tap Portfolio, and scroll to “Theme.”