Kat Tretina is a freelance writer and certified financial and student loan counselor. She is focused on helping people manage their debt and improve their finances. Her work has appeared in publications like Reader's Digest, Forbes, U.S. News, and more. Kat has a B.A. in English and Communications from Elizabethtown College and an M.A. in Communications from West Chester University. She can be reached via LinkedIn or on Twitter @KatTretina.