Join Acorns & earn a $20 investment

Acorns is an app that makes it easy to save and invest. Now, Texaco is making it even easier.

Invest your first $5 with Acorns and you'll earn a $20 investment.

Plus, you can earn a $0.50 investment every time you spend $20 or more at Texaco stations, too.
Get my $20 bonus
Acorns is only available to US citizens or other lawful residents who are currently located in the United States. You must be 18 or older to sign up for an Acorns account.
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Here’s how:
Create your Acorns account — it only takes 3 minutes!
Make your first Investment of $5 of more
Get your $20 investment
*Bonus is typically paid within 10 days of the following month, after making your first successful Recurring Investment
*Bonus is typically paid within 10 days of the following month, after making your first successful Recurring Investment
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The promoter directing you to this page will receive cash compensation of up to $20 based on client actions attributable to this promotion, which includes sign up, verified account status, and first investment. Compensation provides an incentive to positively endorse Acorns and therefore opinions within the material may be biased. For a larger representative sample, refer to reviews of Acorns available online and on public review forums such as the Apple App Store and Google Play Store. You will not incur any additional costs for being referred to Acorns by the promoter. Acorns and the promoter are not under common ownership or otherwise related entities. The promoter may advertise Acorns investment advisory services and may offer independent analysis and reviews of Acorns.

Get a $0.50 investment
with every fill up

Fill your tank,
fuel your future
Every fill up at Chevron & Texaco stations gives you unbeatable gas mileage — and with Acorns it could help fuel your future, too.

All you have to do is link your debit or credit card to your Acorns account. Then, every time you spend $20 or more on fuel at Chevron and Texaco stations, you can earn a $0.50 investment!
Get my $20 bonus
Fill your tank, <br />fuel your future Fill your tank, <br />fuel your future

Why Acorns - Why Acorns - Why Acorns - Why Acorns - Why Acorns - Why Acorns - Why Acorns - Why Acorns - Why Acorns - Why Acorns -

Saving and investing for wherever you are in life — all in one app
Acorns Invest
Acorns Invest
Invest for your goals, like a car or a home. You can even get started with just your spare change.
Acorns Early
Acorns Early
Open a investment account for your kids, friend’s kids, god-kids, nieces, nephews, and more. They can use it for college, a car, or whatever helps them get a head start.
Acorns Later
Acorns Later
Get a retirement plan recommended for you and your future goals. Plus, tap into potential tax advantages as you invest.
Acorns Banking
Acorns Banking
Banking with built-in investing. We’ll invest a portion of your paycheck for you every time you get paid. Plus, automatically set money aside for emergencies.
Safety and security
Safety and security
Keep your information safe with 256-bit data encryption and fraud protection. Acorns is a member of SIPC. Securities in your account are insured up to $500,000. For details, please see
Acorns Earn
Acorns Earn
Earn bonus investments just for buying the stuff you were going to buy anyway. Find offers from thousands of top brands across our app and browser extensions!
Investing made simple
Start automatically investing spare change with every swipe.

Frequently asked

How does Acorns work?

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Acorns was built to give everyone the tools of wealth-building. Whether you’re new to investing or planning ahead for your family’s future, we bundle our products, tools, and education into subscription tiers — each curated to meet you on whichever stage of life you’re in.


Acorns offers three different subscription tiers for your life’s financial needs.


Acorns Personal - $3/month

Investing tools and financial education to get started. This tier includes:

  • Invest
  • Later
  • Checking


Acorns Personal Plus - $6/month

Tools to learn, save and invest, plus live Q&A sessions with financial experts. This tier includes the previous tools, in addition:

  • Premium Education
  • Emergency Fund
  • Earn Rewards Match (eligible for an extra 25% match on bonus investments you earn up to $200.)
  • Mighty Oak Card


Acorns Premium - $12/month

Full suite of tools to save and invest for your family. This tier includes the previous tools, in addition:

  • Benefits Hub
  • Custom Portfolio
  • Early (UTMA/UGMA account)
  • Earn Rewards Match (eligible for an extra 50% match on bonus investments you earn up to $200.)
  • Mighty Oak Card


    What are the different accounts in the tiers? 

    Invest automatically invests your spare change (if you opt-in) and lets you invest as little as $5 any time or on a recurring basis into a portfolio of ETFs. Your investments are then diversified across more than 7,000 stocks and bonds, and Acorns automatically rebalances your portfolio to stay in its target allocation.


    Later, a retirement account, lets you automatically save for retirement by setting easy Recurring Contributions. When you sign-up, the app recommends an IRA for you based on your goals, employment and income.


    With Acorns Checking, our checking account and debit card, you can save, invest and earn while you spend. Acorns Checking has no overdraft or minimum balance fees, plus free Allpoint ATM access nationwide.


    Round-Ups® and Investing

    With Round-Ups®, we round up any purchase made from a linked account, debit or credit card to the next dollar. We invest Round-Ups® in your Acorns Invest account when they add up to at least $5 from all linked accounts. You can find and manage your Round-Ups® within your Invest account.


    Round-Ups® will always be transferred from your primary checking account.


    Recurring Investments allow you to invest as little as $5 per day, week or month into your Acorns accounts.


    And you can make one-time investments anytime to increase your account value. When you create your profile, we'll suggest a portfolio based on your answers to a few questions, but you can change it at anytime. The portfolio recommendation is designed with the goal to maximize potential returns at a selected level of risk.


    Where do we invest it? The money in your Acorns Invest account is invested in different exchange-traded funds (ETFs). These funds include stocks, bonds and other securities. Read more about it at


    What makes Acorns different?

    Our 5 investment portfolios were designed with the goal to maximize potential returns at a selected level of risk. There are no account minimums and we don't charge commissions. Our goal is to give you the tools to take the best financial care of yourself, easily.


    For our low monthly fee, you get: 

    • Diversified portfolios
    • Automatic rebalancing
    • Access to Acorns Earn partners to earn while you shop
    • On the go accessibility through our mobile and web app
    • Investment support from our dedicated support team
    • Access to Acorns Later, an easy way to save for retirement
    • Access to Acorns Checking, with a debit card that saves, invests and earns for you


    The path to financial wellness should be accessible to everyone, so we make it easy to invest in you. With Acorns, you can start early and invest often, without making big changes to your everyday life. In fact, you can start with as little as $5.

    What do I need to get started?

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    Once you download the Acorns app or sign up through our web app, you’ll need:


    1. A valid email address where we can reach you and regularly send you account information.
    2. Your online banking log-in information to link your accounts to fund your investments, use Round-Ups®, and pay your monthly subscription fee. (Please note, you MUST be listed as an owner on the bank account)
    3. Your physical address - this should be your most permanent address since we can't accept a PO Box or business address. (Please note- you will be able to designate a different mailing address if needed)
    4. Your Social Security Number or ITIN.
    5. General Profile Information like your financial goals, time horizon, risk tolerance, occupation, and earnings. This will help us recommend the right portfolio for you.


    After signing up, you may also need to upload a photo of your government-issued ID or other documentation that allows us to verify your identity.


    That’s it! Most accounts are approved within 1 business day. If you experience a delay in getting your account approved, please reach out to Support.

    Where is my money invested?

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    There are five different Acorns Core portfolios and four different Acorns ESG Portfolios, built by experts. Each portfolio is composed of exchange-traded funds — ETFs for short. An ETF is made of broad holdings of stocks and/or bonds. Depending on your portfolio, you’re invested in a mix of companies, markets, and bonds—and if you choose, a Bitcoin-linked ETF. The overview or prospectuses of the ETFs can be found below:



    The ETFs comprising the Acorns portfolios charge fees and expenses that will reduce a customer’s return. Investors should read each fund's prospectus and consider the investment objectives, risks, charges and expenses of the funds carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus.

    If you have any other questions, feel free to reach out to us here.

    Chevron U.S.A. Inc. provides the $0.50 investment for the Texaco brand and does not provide, endorse or guarantee any Acorns services of program.

    TEXACO, the respective Logo and TECHRON are registered trademarks of Chevron Intellectual Property LLC. All other trademarks are property of their respective owners.

    © 2024 Acorns

    Welcome to the Acorns site, operated by Acorns Advisers, LLC (‘Acorns’). Sign up bonus is exclusively for new customers who have not previously opened an Investment Account. Account approval is contingent on verification and approval pursuant to regulatory requirements. Acorns is only offered to US-residents who are 18 years of age or older. Acorns reserves the right to restrict or revoke this promotional offer at any time and without notice.

    Important Risk Disclosures

    Investing involves risk including the loss of principal. Please consider your objectives, risk tolerance, and Acorns' fees before investing.

    Acorns is only available to US citizens or other lawful residents who are currently located in the United States. You must be 18 or older to sign up for an Acorns account.

    Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principle. Compounding is the process in which an asset's earnings are reinvested to generate additional earnings over time. It does not ensure positive performance nor does it protect against loss. Acorns clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices. 

    Round-Ups® are transferred from your linked funding source to your Acorns Invest account, where the funds are invested into a portfolio of selected ETFs. If you do not maintain an adequate amount of funds in your funding source sufficient to cover your Round-Ups® investment, you could incur overdraft fees with your financial institution. Round-Up investments from an external account, will be processed when your Pending Round-Ups reach or exceed $5.

    Acorns Invest is an individual investment account. Acorns Later is an Individual Retirement Account (either Traditional, ROTH or SEP IRA) selected for clients based on their answers to a suitability questionnaire. Invest and Later recommend a portfolio of ETFs (exchange traded funds) to clients, please note that a properly suggested portfolio recommendation is dependent upon current and accurate financial and risk profiles. 

    Acorns Early is an UTMA/UGMA investment account managed by an adult custodian until the minor beneficiary comes of age, at which point they assume control of the account. Early accounts are automatically placed in an aggressive portfolio. Money in a custodial account is the property of the minor. 

    Acorns is not a bank. Acorns Visa™ debit cards and banking services are issued and provided by Lincoln Savings Bank or nbkc bank, Members FDIC. Any balances you hold with Lincoln Savings Bank or nbkc bank, including but not limited to those balances held in Acorns Checking accounts are added together and are insured up to $250,000 per depositor through Lincoln Savings Bank or nbkc bank, Members FDIC. If you have funds jointly owned, these funds would be separately insured for up to $250,000 for each joint account owner. Lincoln Savings Bank or nbkc bank utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Acorns Checking accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). For a complete list of other depository institutions where funds may be placed, please visit Balances moved to network banks are eligible for FDIC insurance once the funds arrive at a network bank. To learn more about pass-through deposit insurance applicable to your account, please see the Account Documentation. Additional information on FDIC insurance can be found at
    Your Acorns Debit Card allows you to withdraw cash from any ATM in the United States, and any ATM belonging to the VisaTM Plus network worldwide. If you withdraw cash from an ATM within the AllPoint Network, you will not be charged an ATM surcharge fee. If you withdraw money at an ATM outside of the AllPoint Network, you may incur ATM fees.

    Acorns Earn, Acorns may receive compensation from business partners in connection with certain promotions in which Acorns refers clients to such partners for the purchase of non-investment consumer products or services. This type of marketing partnership gives Acorns an incentive to refer clients to business partners instead of to businesses that are not partners of Acorns. This conflict of interest affects the ability of Acorns to provide clients with unbiased, objective promotions concerning the products and services of its business partners. This could mean that the products and/or services of other businesses, that do not compensate Acorns, may be more appropriate for a client than the products and/or services of Acorns business partners. Subscribers are, however, not required to purchase the products and services Acorns promotes.

    Member SIPC. Securities in your account protected up to $500,000. For details, please see 10 Million all time investors and over $15 billion invested are aggregate results since inception as of 6/24/22, and are not reflective of current totals. App store star rating as of 3/16/23.

    “10 million all-time users who have invested over 15 billion with Acorns” as of 06/24/2022.

    Investment advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. For more information, visit

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