a special offer for you
Put your tips to work, get a $20 bonus on us
Acorns makes it easy to save and invest for your future. And with Invest My Tips, you can give the money you earn behind the chair a chance to grow — automatically. Plus, get a $20 bonus investment when you sign up!
Claim your $20 bonus
Legal U.S. residents 18+ only. Acorns reserves the right to restrict, revoke, or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Bonus investments are made at the sole discretion of Acorns.
New customers only. Paid advertisement. Promoter will receive lump-sum payments for providing this endorsement. The promoter is not a customer of Acorns and there is no formal relationship or other association outside of this promotional arrangement. Compensation provides an incentive for the promoter to positively endorse Acorns and therefore all opinions within the material may be biased. For a larger representative sample, refer to reviews of Acorns available online and on public review forums such as the Apple App Store and Google Play Store. You will not incur any additional costs for being referred to Acorns by the promoter. Acorns and the promoter are not under common ownership or otherwise related entities.
How it works
Join and set up
Invest My Tips
Order your free
QR code stickers
Get tipped in seconds
Your tips get invested,
automatically
been left out of the
financial system.
been left out of the
financial system.
been left out of the
financial system.
Make
your tips
work for 
you 
Make your
tips work 
for you 
The potential power of growth
1% match on qualifying tips
Easy for you and your customers
Use what you need, invest the rest
Security as strong as oak
Join a
growing
movement
with Acorns
Frequently asked
What happens after a tip is sent?
You and your customer will both get an email confirmation — and you’ll get a notification on your phone, too. 100% of each tip will be invested in your account within 3-5 business days.
Does the person tipping need an Acorns account?
Nope. No app, no account.
Is this easy for my customers?
Yes. Your customers can pay your tip directly with Apple Pay, Google Pay, or any credit or debit card they would normally use.
Does Acorns charge a processing fee?
No. Tip processing fees are on us — so you get 100% of your tip.
Is the account secure?
Yes. Your Invest account is held through Acorns Securities, LLC, Member FINRA/SIPC. SIPC protects up to $500,000 in the event an SIPC member brokerage firm fails. Plus, we use 256-bit encryption to help protect your information and your customer’s information.
Learn more about how we protect your money.
Do all tips have to be sent this way?
Not at all. We know that you use tips for everyday expenses, not just long-term investing. You choose which customers tip using your QR code and which don’t.
Can I take my money out?
Yes. It's easy to do anytime in the app. Just a few taps and your money will land in your checking account within 3-6 business days.
It’s worth knowing that selling during a dip can lock in a loss, and taking money out may have tax implications — a tax advisor can help.
Learn more about withdrawing your money.
How can I explain it to my customers?
It's best to keep it personal. Share why you started investing your tips and what you’ve learned. Tell your customers what’s easy for them: they tip the way they always have, by scanning your personalized QR code — no new app, no Acorns account needed.
