The Fine Print of Acorns
$20 Acorns and Strava Bonus Investment Promotion Terms and Conditions
Acorns Advisers, LLC’s (“Acorns”) Strava Bonus Investment on Acorns Promotion (the “Promotion”) is subject to the terms and conditions set forth herein.
Definitions
First Time Acorns Customer means an individual who has never previously been an Acorns Customer, subscribed to or begun the sign-up process for the Acorns Platform, and/or opened any Acorns Account. A First Time Acorns Customer must be a United States legal resident or citizen that currently resides in the United States, or an active Armed Service personnel that maintains a U.S. address and is temporarily overseas in connection with his or her service.
Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, in Acorns or its affiliated entities’ sole discretion.
Strava Challenge Participant means an individual who participated in the challenge hosted on the Strava app from November 8, 2025 through December 5, 2025, and completed at least eight (8) qualifying activities of one (1) mile or greater before December 5, 2025. Qualifying activities included running, hiking, riding, or wheelchair activities. The individual must have uploaded all activities within three (3) days after the challenge ended on December 5, 2025. Activities visible to ‘Everyone,’ ‘Only You,’ or ‘Followers’ were eligible. Only an individual who completed at least eight (8) qualifying activities of one (1) mile or greater before December 5, 2025, and uploaded those activities within three (3) days after the challenge ended are considered to have completed the Strava Challenge successfully. Successful completion of the Strava Challenge is determined by Strava. Questions, concerns, or disputes as to successful completion of the Strava Challenge should be solely directed to Strava at support@strava.zendesk.com.
All terms used but not otherwise defined herein have the same meaning as in the Acorns Program Agreement.
Offer
Strava Challenge Participants are eligible to receive a $20 bonus investment by Acorns into their Acorns Invest Account (the “Reward Shares”) if they (1) are a First Time Acorns Customer; (2) Tap the link in the confirmation email from Strava on completion of challenge; (2) set up an Acorns User Account; (3) open an Acorns Invest Account; and (4) set up and deposit a recurring investment of $5 or more into their Acorns Invest Account within 7 days of account opening.
This offer is valid from the day of receipt of the confirmation email from Strava on completion of challenge through 12:00 am ET on 12/31/25.
Eligibility
The First Time Acorns Customer’s account must be maintained in Good Standing at all times relevant to this promotion. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing any payment.
Reward Shares are typically deposited within 30-45 days of the date the recurring investment is set up. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation your mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited to you under this Promotion are subject to the applicable terms and conditions of the Program Agreement relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. There is no cash value equivalent and there is no option for a cash alternative to this promotion. Awards are made at the sole discretion of Acorns. Acorns reserves the right to restrict or revoke any and all offers at any time. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
Strava’s terms and conditions also apply to this promotion and are governed by Strava, as follows:
Limited availability to New Acorns Customers who have successfully completed the Strava Challenge. No cash value. Each $20 bonus investment may be claimed only once. Offer is non-transferable, subject to change or cancellation. Issues involving the bonus investment should be directed to Acorns at support@acorns.com. See full terms in your Strava App regarding the Strava Challenge.
